Which UK supermarkets take Amex?

You can use the list below to check that your weekly shop won't be disrupted when you go to pay with your Amex card.

Where you can use your card Which supermarkets take Amex
Check out the American Express range Compare Amex cards

Historically, American Express has been much less widely-accepted than its larger rival networks Visa and Mastercard, but these days Amex cards are accepted at just about every major UK supermarket.

Table: sorted by representative APR, promoted deals first
1 - 3 of 3
Name Product Rating Finder score Purchases Annual/monthly fees Initial credit limits Representative APR Incentive Link
American Express® Rewards Credit Card
Finder score
★★★★★
★★★★★
Expert analysis
31%
£0
Min. limit £500, max. limit not specified.
31% APR (variable)
Earn 1 Membership Rewards® point for every £1 spent thereafter. Earn up to 90,000 bonus points per year through refer a friend, 4,000 points awarded for every friend approved. 1 point = 0.45p (min 1,000 points) to shop, other rewards have differing conversions.
Representative example: When you spend £1,200 at a purchase rate of 31% (variable) p.a., your representative rate is 31% APR (variable).
Check eligibility
American Express® Nectar Credit Card
Finder score
★★★★★
★★★★★
Expert analysis
31%
Year 1 - £0, Year 2 onwards - £30 per annum
Min. limit £700, max. limit not specified.
37.8% APR (variable)
New welcome offer: Earn 20,000 bonus Nectar points when you spend £2,000 in your first 3 months. Earn a minimum of 3 Nectar points for virtually every £1 spent at Nectar partners, and 2 Nectar points for virtually every £1 spent elsewhere.
Representative example: When you spend £1,200 at a purchase rate of 31% (variable) p.a. with a fee of Year 1 - £0, Year 2 onwards - £30 per annum, your representative rate is 37.8% APR (variable).
Check eligibility
American Express® Preferred Rewards Gold Credit Card
Finder score
★★★★★
★★★★★
Expert analysis
31%
Year 1 - £0, Year 2 onwards - £195 per annum
Min. limit £700, max. limit not specified.
88.8% APR (variable)
Get 20% cashback at 1,000+ restaurants until 19 May 2024.
Representative example: When you spend £1,200 at a purchase rate of 31% (variable) p.a. with a fee of Year 1 - £0, Year 2 onwards - £195 per annum, your representative rate is 88.8% APR (variable).
Check eligibility
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With an American Express cashback card you’ll be able to enjoy cashback on almost everything you purchase.
1 - 2 of 2
Name Product Rating Finder score Purchases Annual/monthly fees Initial credit limits Representative APR Incentive Link
Amex® Cashback Everyday Credit Card
Finder score
★★★★★
★★★★★
Expert analysis
31%
£0
Min. limit £700, max. limit not specified.
31% APR (variable)
New Cardmembers get 5% cashback on your purchases (up to £125) for the first 5 months of Cardmembership. Offer ends 9 April 2024. Terms and minimum spend apply. 18+, subject to status. Terms apply. Spend £0 to £10,000 and receive 0.5% cashback on all purchases. Spend over £10,000 and receive 1% cashback on purchases.
Representative example: When you spend £1,200 at a purchase rate of 31% (variable) p.a., your representative rate is 31% APR (variable).
Check eligibility
Amex® Cashback Credit Card
Finder score
★★★★★
★★★★★
Expert analysis
31%
£25 per annum
Min. limit £700, max. limit not specified.
36.7% APR (variable)
Welcome offer: Get 5% cashback on your purchases (up to £125) for the first 3 months of Cardmembership. Terms apply. Spend £0 to £10,000 and receive 0.75% cashback on all purchases. Spend over £10,000 and receive 1.25% cashback on purchases.
Representative example: When you spend £1,200 at a purchase rate of 31% (variable) p.a. with a fee of £25 per annum, your representative rate is 36.7% APR (variable).
Check eligibility
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American Express has teamed up with BA to enable you to earn Avios on your day-to-day spending. You can use your Avios to buy flights, hotel stays, car hire and more.
1 - 3 of 3
Name Product Rating Finder score Purchases Annual/monthly fees Initial credit limits Representative APR Incentive Link
British Airways American Express® Credit Card
Finder score
★★★★★
★★★★★
Expert analysis
31%
£0
Min. limit £700, max. limit not specified.
31% APR (variable)
Earn 5,000 points when you spend £1,000 within 3 months of account opening. Terms apply. UK 18+, subject to status. Earn 1 Avios for virtually every £1 spent.
Representative example: When you spend £1,200 at a purchase rate of 31% (variable) p.a., your representative rate is 31% APR (variable).
Check eligibility
American Express® Preferred Rewards Gold Credit Card
Finder score
★★★★★
★★★★★
Expert analysis
31%
Year 1 - £0, Year 2 onwards - £195 per annum
Min. limit £700, max. limit not specified.
88.8% APR (variable)
Get 20% cashback at 1,000+ restaurants until 19 May 2024.
Representative example: When you spend £1,200 at a purchase rate of 31% (variable) p.a. with a fee of Year 1 - £0, Year 2 onwards - £195 per annum, your representative rate is 88.8% APR (variable).
Check eligibility
British Airways American Express® Premium Plus Card
Finder score
★★★★★
★★★★★
Expert analysis
31%
£250 per annum
Min. limit £700, max. limit not specified.
113.1% APR (variable)
Earn 25,000 bonus Avios when you spend £3,000 in your first 3 months of Cardmembership. Terms apply. 18+, subject to status. New Cardmembers Only

Representative example: When you spend £1,200 at a purchase rate of 31.0% (variable) p.a. with a fee of £250 per annum, your representative rate is 113.1% APR (variable).
Check eligibility
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Much more of a luxury option than your average credit card, premium American Express cards come with perks aplenty. Expect to pay an annual fee, but in some cases this will be waived for the first year.
1 - 3 of 3
Name Product Rating Finder score Purchases Annual/monthly fees Initial credit limits Representative APR Incentive Link
American Express® Preferred Rewards Gold Credit Card
Finder score
★★★★★
★★★★★
Expert analysis
31%
Year 1 - £0, Year 2 onwards - £195 per annum
Min. limit £700, max. limit not specified.
88.8% APR (variable)
Get 20% cashback at 1,000+ restaurants until 19 May 2024.
Representative example: When you spend £1,200 at a purchase rate of 31% (variable) p.a. with a fee of Year 1 - £0, Year 2 onwards - £195 per annum, your representative rate is 88.8% APR (variable).
Check eligibility
British Airways American Express® Premium Plus Card
Finder score
★★★★★
★★★★★
Expert analysis
31%
£250 per annum
Min. limit £700, max. limit not specified.
113.1% APR (variable)
Earn 25,000 bonus Avios when you spend £3,000 in your first 3 months of Cardmembership. Terms apply. 18+, subject to status. New Cardmembers Only

Representative example: When you spend £1,200 at a purchase rate of 31.0% (variable) p.a. with a fee of £250 per annum, your representative rate is 113.1% APR (variable).
Check eligibility
The Platinum Card® by American Express
Finder score
★★★★★
★★★★★
Expert analysis
31.0%
£650 per annum
Min. limit £700, max. limit not specified.
704.6% APR (variable)
New Cardmembers earn 40,000 Membership Rewards® Points when you spend £6,000 in the first 3 months of Cardmembership. T&Cs Apply. UK 18+, subject to status.
Representative example: When you spend £1,200 at a purchase rate of 31.0% (variable) p.a. with a fee of £650 per annum, your representative rate is 704.6% APR (variable).
Check eligibility
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UK supermarkets that accept American Express March 2024:

  • Aldi
  • Lidl
  • Tesco
  • Asda
  • Sainsbury’s
  • Morrisons
  • Waitrose
  • M&S
  • Co-op
  • Ocado

Does Tesco accept Amex?

Yes. As one of the largest retailers in the world, Tesco accepts credit card payments made using Visa, Mastercard or American Express cards (as do most UK supermarkets). This applies to transactions that take place in-store, online or at its petrol stations.

Tesco
Lidl

Does Lidl accept Amex?

Yes. After a long wait for shoppers, in April 2019, Lidl updated the payment options section of its site to announce that alongside Visa and Mastercard, customers of the popular discount chain can now pay for their groceries using American Express.

Does Aldi accept Amex?

Yes. The German discount chain opened its first UK store in Birmingham in 1990 and now has over 700 across the country. You can use your American Express, Visa or Mastercard to pay for your groceries – at the beginning of 2018 Aldi opted to join the majority of UK supermarkets in accepting Amex.

Aldi
Asda

Does Asda accept Amex?

Yes. As one of the largest UK supermarkets and a subsidiary of the US retail giant Walmart, it’s no surprise that Asda accepts credit card payments made using Visa, Mastercard or American Express cards (as do most UK supermarkets). This applies to transactions that take place in-store, online or at its petrol stations.

Does Morrisons accept Amex?

Yes, you can use your American Express card at any Morrisons supermarket, as well as when shopping online or ordering delivery. Morrisons also accepts all Visa and Mastercard credit cards, but does not accept Maestro, Solo or Electron cards.

Morrisons
Waitrose

Does Waitrose accept Amex?

Yes, you can use American Express at Waitrose and all other brands under the John Lewis umbrella. Amex also occasionally offers special deals to Waitrose customers, such as earning in-store credit for any purchases made at Waitrose using your American Express card.

Does Sainsbury’s accept Amex?

Yes. As one of the largest UK supermarket chains, Sainsbury’s accepts card payments made using Visa, Mastercard or American Express. This applies to transactions in-store, online or at its petrol stations. Additionally, Sainsbury’s acquired Argos in 2016, so you can use your Amex there too.

Sainsbury's
Ocado

Does Ocado accept Amex?

Yes, online supermarket Ocado also accepts all American Express cards, as well as Visa, Mastercard and PayPal. This means that you can order your groceries online and have them delivered to your door using your Amex card.

With savvy UK consumers always on the hunt for ways to earn rewards on day-to-day spending and to make their pennies go a little further, credit cards offering cashback or rewards are a popular choice. American Express is one of the biggest names in this space, but understandably, you would want to double-check that the network is accepted at the merchants you visit most.

If you already have an Amex, you now know which supermarkets have given the network the green light and can shop with peace of mind.

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We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you.

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