| |
0% for 3 months reverting to 19.9%
|
ÂŁ0
|
Min. limit ÂŁ500, max. limit not specified.
|
19.9% (variable)
| Earn 1 point for every ÂŁ1 spent at Marks and Spencer's and 1 point for every ÂŁ5 spent elsewhere. 100 points = ÂŁ1 reward voucher. Points will be converted into reward vouchers 4 times a year. Representative example: When you spend ÂŁ1,200 at a purchase rate of 19.9% (variable) p.a., your representative rate is 19.9% APR (variable).
| | | |
| |
0% for 6 months reverting to 19.9%
|
ÂŁ0
|
Min. limit ÂŁ500, max. limit not specified.
|
19.9% (variable)
| Double points on spend in M&S for first 12 months (2 points per ÂŁ1). Then earn 1 point for every ÂŁ1 spent at Marks and Spencer's and 1 point for every ÂŁ5 spent elsewhere. 100 points = ÂŁ1 reward voucher. Points will be converted into reward vouchers 4 times a year. Representative example: When you spend ÂŁ1,200 at a purchase rate of 19.9% (variable) p.a., your representative rate is 19.9% APR (variable).
| | | |
| |
0% for 18 months reverting to 19.9%
|
ÂŁ0
|
Min. limit ÂŁ500, max. limit not specified.
|
19.9% (variable)
| Earn 1 point for every ÂŁ1 spent at Marks and Spencer's and 1 point for every ÂŁ5 spent elsewhere. 100 points = ÂŁ1 reward voucher. Points will be converted into reward vouchers 4 times a year. Representative example: When you spend ÂŁ1,200 at a purchase rate of 19.9% (variable) p.a., your representative rate is 19.9% APR (variable).
| | | |
| |
0% for 26 months reverting to 15.9%
|
ÂŁ3 per month
|
Min. limit ÂŁ500, max. limit not specified.
|
21.7% (variable)
| 0.5% cashback after ÂŁ1 of monthly spend. Cashback paid monthly into card account. Maximum spend for cashback purposes is limited to credit limit. Representative example: When you spend ÂŁ1,200 at a purchase rate of 15.9% (variable) p.a. with a fee of ÂŁ3 per month, your representative rate is 21.7% APR (variable).
| | | |
| |
22.2%
|
ÂŁ0
|
Min. limit ÂŁ700, max. limit not specified.
|
22.2% (variable)
| New Cardmember offer: Get 5% cashback on your purchases (up to ÂŁ100) for the first 3 months of Cardmembership. Representative example: When you spend ÂŁ1,200 at a purchase rate of 22.2% (variable) p.a., your representative rate is 22.2% APR (variable).
| | | |
| |
22.2%
|
ÂŁ0
|
Min. limit ÂŁ500, max. limit not specified.
|
22.2% (variable)
| As a new Cardmember, earn 5,000 Membership Rewards® points when you spend £2,000 in your first 3 months of Cardmembership. Representative example: When you spend £1,200 at a purchase rate of 22.2% (variable) p.a., your representative rate is 22.2% APR (variable).
| | | |
| |
22.2%
|
ÂŁ0
|
Min. limit ÂŁ700, max. limit not specified.
|
22.2% (variable)
| New Cardmember offer: Earn 5,000 bonus Avios when you spend ÂŁ1,000 in your first 3 months of Cardmembership. Representative example: When you spend ÂŁ1,200 at a purchase rate of 22.2% (variable) p.a., your representative rate is 22.2% APR (variable).
| | | |
| |
22.2%
|
Year 1 - ÂŁ0, Year 2 onwards - ÂŁ25 per annum
|
Min. limit ÂŁ700, max. limit not specified.
|
27.3% (variable)
| As a new Cardmember, earn 20,000 bonus Nectar points when you spend ÂŁ2,000 in your first 3 months of Cardmembership. Representative example: When you spend ÂŁ1,200 at a purchase rate of 22.2% (variable) p.a. with a fee of Year 1 - ÂŁ0, Year 2 onwards - ÂŁ25 per annum, your representative rate is 27.3% APR (variable).
| | | |
| |
22.2%
|
ÂŁ25 per annum
|
Min. limit ÂŁ700, max. limit not specified.
|
27.3% (variable)
| As a new Cardmember, get 5% cashback on your purchases (up to ÂŁ125) for the first 3 months of Cardmembership. Representative example: When you spend ÂŁ1,200 at a purchase rate of 22.2% (variable) p.a. with a fee of ÂŁ25 per annum, your representative rate is 27.3% APR (variable).
| | | |
| |
22.2%
|
ÂŁ75 per annum
|
Min. limit ÂŁ700, max. limit not specified.
|
38.8% (variable)
| As a new Cardmember earn 20,000 points bonus when you spend ÂŁ3,000 in the first 3 months of Cardmembership. Representative example: When you spend ÂŁ1,200 at a purchase rate of 22.2% (variable) p.a. with a fee of ÂŁ75 per annum, your representative rate is 38.8% APR (variable).
| | | |
| |
22.2%
|
Year 1 - ÂŁ0, Year 2 onwards - ÂŁ140 per annum
|
Min. limit ÂŁ700, max. limit not specified.
|
56.6% (variable)
| New Cardmember offer: Earn 20,000 Membership Rewards® points when you spend £3,000 in your first three months of Cardmembership. Representative example: When you spend £1,200 at a purchase rate of 22.2% (variable) p.a. with an annual fee of £140 (£0 in first year), your representative APR is 56.6% APR (variable).
| | | |
| |
22.2%
|
ÂŁ195 per annum
|
Min. limit ÂŁ700, max. limit not specified.
|
74.7% (variable)
| As a new Cardmember, earn 25,000 bonus Avios when you spend ÂŁ3,000 in your first 3 months of Cardmembership. Representative example: When you spend ÂŁ1,200 at a purchase rate of 22.2% (variable) p.a. with a fee of ÂŁ195 per annum, your representative rate is 74.7% APR (variable).
| | | |
| |
N/A (this product is a charge card).
|
ÂŁ60 per annum
|
Min. limit not specified, max. limit not specified.
|
N/A (this product is a charge card).
| 1 point earned for virtually every ÂŁ1 spent. Rewards points can be used as currency to buy flights and package holidays through American Express Travel. Reward points can also be redeemed for a wide range of products, experiences, travel and hotel stays. If you're an existing Cardmember, invite your friends to join American Express and you'll get 5,000 points if they are approved. | | | |
| |
N/A (this product is a charge card).
|
ÂŁ575 per annum
|
Min. limit not specified, max. limit not specified.
|
N/A (this product is a charge card).
| As a new Cardmember, earn 30,000 Membership Rewards® points when you spend £4,000 in your first 3 months of Cardmembership. | | | |
| |
9.942%
|
ÂŁ0
|
Min. limit ÂŁ100, max. limit not specified.
|
9.9% (variable)
| 1 point per ÂŁ4 spent (ÂŁ4 minimum) in Tesco and 1 point per ÂŁ8 spent (ÂŁ8 minimum) outside Tesco, must have available credit to earn points. Card can also be used as a Clubcard to collect standard points at 1 point per ÂŁ1 spent on shopping and 1 point per ÂŁ2 spent on fuel. Points are converted to Tesco vouchers which can be used towards shopping or exchanged for Partner Rewards. Representative example: When you spend ÂŁ1,200 at a purchase rate of 9.942% (variable) p.a., your representative rate is 9.9% APR (variable).
| | | |
| |
0% for 3 months reverting to 17.9%
|
ÂŁ0
|
Min. limit ÂŁ100, max. limit not specified.
|
17.9% (variable)
| Earn 1 Maximiles point for every ÂŁ1 spent. 5000 bonus points when you make your first card purchase. Representative example: When you spend ÂŁ1,200 at a purchase rate of 17.9% (variable) p.a., your representative rate is 17.9% APR (variable).
| | | |
| |
18.3%
|
ÂŁ0
|
Min. limit ÂŁ500, max. limit not specified.
|
18.3% (variable)
| 1p earned for every ÂŁ2 spent in The Co-operative Food stores (excluding in-store concessions) and 1p earned for every ÂŁ3.33 spent anywhere else. Cashback will be added to your share of the Group profits and this will be paid to you twice a year. Representative example: When you spend ÂŁ1,200 at a purchase rate of 18.3% (variable) p.a., your representative rate is 18.3% APR (variable).
| | | |
| |
0% for 9 months reverting to 18.9%
|
ÂŁ0
|
Min. limit ÂŁ250, max. limit not specified.
|
18.9% (variable)
| Earn 5 points for every ÂŁ4 spent in store or online at John Lewis, Waitrose and John Lewis Insurance. Earn 1 Point for every ÂŁ4 spent elsewhere. Vouchers issued once customer reaches 500 points in Feb, Jun or Oct when vouchers are automatically issued to customers. Every 500 points is worth ÂŁ5. Representative example: When you spend ÂŁ1,200 at a purchase rate of 18.9% (variable) p.a., your representative rate is 18.9% APR (variable).
| | | |
| |
18.9%
|
ÂŁ0
|
Min. limit ÂŁ500, max. limit not specified.
|
18.9% (variable)
| 0.5% after ÂŁ5000 of yearly spend. Minimum of 12 transactions per year required. Maximum of ÂŁ250 cashback paid per year. Cashback paid Anniversary into Card Account. For initial ÂŁ5K a ÂŁ25 cashback is paid, plus an additional ÂŁ1 for every further ÂŁ200 spent. Representative example: When you spend ÂŁ1,200 at a purchase rate of 18.9% (variable) p.a., your representative rate is 18.9% APR (variable).
| | | |
| |
0% for 9 months reverting to 18.9%
|
ÂŁ0
|
Min. limit ÂŁ1,500, max. limit not specified.
|
18.9% (variable)
| A selection of rewards from a range of partners. Earn 1 point for every ÂŁ1 spent within the UK and earn 2 points for every ÂŁ1 spent outside the UK. Points can be redeemed for shopping vouchers and frequent flyer miles. Representative example: When you spend ÂŁ1,200 at a purchase rate of 18.9% (variable) p.a., your representative rate is 18.9% APR (variable).
| | | |
| |
17.1%
|
ÂŁ10 per annum
|
Min. limit ÂŁ250, max. limit ÂŁ10,000.
|
19% (variable)
| Earn 10 points per ÂŁ1 spent on card; points can be redeemed for selected gifts or card annual fee waiver. Representative example: When you spend ÂŁ1,200 at a purchase rate of 17.1% (variable) p.a. with a fee of ÂŁ10 per annum, your representative rate is 19% APR (variable).
| | | |
| |
19.9%
|
ÂŁ0
|
Min. limit ÂŁ200, max. limit not specified.
|
19.9% (variable)
| 0.25% after ÂŁ1 of monthly spend. Cashback paid Monthly into Card Account. Representative example: When you spend ÂŁ1,200 at a purchase rate of 19.9% (variable) p.a., your representative rate is 19.9% APR (variable).
| | | |
| |
12.7%
|
ÂŁ40 per annum
|
Min. limit ÂŁ250, max. limit ÂŁ10,000.
|
20.1% (variable)
| Earn 10 points per ÂŁ1 spent on card; points can be redeemed for selected gifts or card annual fee waiver. Representative example: When you spend ÂŁ1,200 at a purchase rate of 12.7% (variable) p.a. with a fee of ÂŁ40 per annum, your representative rate is 20.1% APR (variable).
| | | |
Sainsbury's Bank Nectar Reward Credit Card
| |
0% for 17 months reverting to 20.95%
|
ÂŁ0
|
Min. limit not specified, max. limit not specified.
|
20.9% (variable)
| Earn 10,000 Nectar points if ÂŁ400 spent at Sainsbury's, Argos or Tu Clothing during first two months of opening. Earn up to 3 Nectar points per ÂŁ1 spent at Sainsbury's and Argos. Earn 1 Nectar point for every ÂŁ5 spent elsewhere. Representative example: When you spend ÂŁ1,200 at a purchase rate of 20.95% (variable) p.a., your representative rate is 20.9% APR (variable).
| | | |
| |
0% for 18 months reverting to 20.94%
|
ÂŁ0
|
Min. limit ÂŁ100, max. limit not specified.
|
20.9% (variable)
| 1 point per ÂŁ4 spent (ÂŁ4 minimum) in Tesco and 1 point per ÂŁ8 spent (ÂŁ8 minimum) outside Tesco. Must have available credit to earn points. Points are converted to Tesco vouchers or can be exchanged for Partner rewards to receive money off a variety of restaurants, entertainment or Avios points. Representative example: When you spend ÂŁ1,200 at a purchase rate of 20.94% (variable) p.a., your representative rate is 20.9% APR (variable).
| | | |
| |
0% for 15 months reverting to 20.94%
|
ÂŁ0
|
Min. limit ÂŁ100, max. limit not specified.
|
20.9% (variable)
| 1 point per ÂŁ4 spent (ÂŁ4 minimum) in Tesco and 1 point per ÂŁ8 spent (ÂŁ8 minimum) outside Tesco. Must have available credit to earn points. Points are converted to Tesco vouchers or can be exchanged for Partner rewards to receive money off a variety of restaurants, entertainment or Avios points. Representative example: When you spend ÂŁ1,200 at a purchase rate of 20.94% (variable) p.a., your representative rate is 20.9% APR (variable).
| | | |
| |
20.94%
|
ÂŁ0
|
Min. limit ÂŁ100, max. limit not specified.
|
20.9% (variable)
| 1 point per ÂŁ4 spent (ÂŁ4 minimum) in Tesco and 1 point per ÂŁ8 spent (ÂŁ8 minimum) outside Tesco. Must have available credit to earn points. Points are converted to Tesco vouchers or can be exchanged for Partner rewards to receive money off a variety of restaurants, entertainment or Avios points. Representative example: When you spend ÂŁ1,200 at a purchase rate of 20.94% (variable) p.a., your representative rate is 20.9% APR (variable).
| | | |
| |
0% for 3 months reverting to 21.95%
|
ÂŁ0
|
Min. limit not specified, max. limit not specified.
|
21.9% (variable)
| Earn 750 bonus Nectar points each time ÂŁ35 or more spent on Sainsbury's shopping, up to ten times in your first 2 months, up to a total of 7,500 points, offer available for new customers. Earn 3 Nectar points per ÂŁ1 spent in Sainsbury's and Argos. Earn 1 Nectar point for every ÂŁ5 spent elsewhere. Representative example: When you spend ÂŁ1,200 at a purchase rate of 21.95% (variable) p.a., your representative rate is 21.9% APR (variable).
| | | |
| |
0% for 6 months reverting to 21.9%
|
ÂŁ0
|
Min. limit ÂŁ500, max. limit not specified.
|
21.9% (variable)
| Earn up to 10 points for every ÂŁ1 spent at selected retailers and 1 point for every ÂŁ5 spent elsewhere. Bonus 2,500 reward points on anniversary if ÂŁ10,000 spent in previous year for first 5 years. Representative example: When you spend ÂŁ1,200 at a purchase rate of 21.9% (variable) p.a., your representative rate is 21.9% APR (variable).
| | | |
| |
0% for 3 months reverting to 21.95%
|
ÂŁ0
|
Min. limit not specified, max. limit not specified.
|
21.9% (variable)
| Earn 750 bonus Nectar points each time ÂŁ35 or more spent on Sainsbury's shopping, up to ten times in your first 2 months, up to a total of 7,500 points, offer available for new customers. Earn 3 Nectar points per ÂŁ1 spent in Sainsbury's and Argos. Earn 1 Nectar point for every ÂŁ5 spent elsewhere. Representative example: When you spend ÂŁ1,200 at a purchase rate of 21.95% (variable) p.a., your representative rate is 21.9% APR (variable).
| | | |
| |
0% for 3 months reverting to 21.95%
|
ÂŁ0
|
Min. limit not specified, max. limit not specified.
|
21.9% (variable)
| Earn 750 bonus Nectar points each time ÂŁ35 or more spent on Sainsbury's shopping, up to ten times in your first 2 months, up to a total of 7,500 points, offer available for new customers. Earn 3 Nectar points per ÂŁ1 spent in Sainsbury's and Argos. Earn 1 Nectar point for every ÂŁ5 spent elsewhere. Representative example: When you spend ÂŁ1,200 at a purchase rate of 21.95% (variable) p.a., your representative rate is 21.9% APR (variable).
| | | |
| |
0% for 3 months reverting to 21.94%
|
ÂŁ0
|
Min. limit ÂŁ500, max. limit not specified.
|
21.9% (variable)
| Earn 1.5 Amazon reward points per ÂŁ2 spent at Amazon.co.uk. Earn 0.5 Amazon reward point per ÂŁ2 spent elsewhere. Whenever your Amazon reward points reach 1,000 a ÂŁ10 Amazon.co.uk Gift Card will be automatically linked to your Amazon.co.uk account. For Amazon Prime members - earn 3 Amazon reward points per ÂŁ2 spent at Amazon.co.uk and earn 0.5 Amazon Reward point per ÂŁ2 spent elsewhere. Representative example: When you spend ÂŁ1,200 at a purchase rate of 21.94% (variable) p.a., your representative rate is 21.9% APR (variable).
| | | |
| |
0% for 20 months reverting to 21.95%
|
ÂŁ0
|
Min. limit not specified, max. limit not specified.
|
21.9% (variable)
| Earn 750 bonus Nectar points each time ÂŁ35 or more spent on Sainsbury's shopping, up to ten times in your first 2 months, up to a total of 7,500 points, offer available for new customers. Earn 3 Nectar points per ÂŁ1 spent in Sainsbury's and Argos. Earn 1 Nectar point for every ÂŁ5 spent elsewhere. Representative example: When you spend ÂŁ1,200 at a purchase rate of 21.95% (variable) p.a., your representative rate is 21.9% APR (variable).
| | | |
| |
22.9%
|
ÂŁ0
|
Min. limit ÂŁ50, max. limit not specified.
|
22.9% (variable)
| 0.25% after ÂŁ1 of yearly spend. Cashback paid On request into Card Account. Cashback paid annually or on request. Maximum spend for cashback purposes is limited to credit limit. Representative example: When you spend ÂŁ1,200 at a purchase rate of 22.9% (variable) p.a., your representative rate is 22.9% APR (variable).
| | | |
| |
22.9%
|
ÂŁ0
|
Min. limit not specified, max. limit not specified.
|
22.9% (variable)
| Earn 0.75 Flying Club miles for every ÂŁ1 spend and 1.5.miles for every ÂŁ1 spend with Virgin Atlantic or Virgin Holidays. Spend ÂŁ20K a year on your card and choose an extra benefit - an upgrade to Premium, or a Companion ticket. Representative example: When you spend ÂŁ1,200 at a purchase rate of 22.9% (variable) p.a., your representative rate is 22.9% APR (variable).
| | | |
| |
22.9%
|
ÂŁ0
|
Min. limit ÂŁ100, max. limit not specified.
|
22.9% (variable)
| Receive 1 IHG Rewards Club point for every ÂŁ1 spent in the UK. 2 IHG Rewards Club points for every ÂŁ1 spent at any IHG location in the UK and 2 IHG Rewards Club points for every ÂŁ1 spent abroad. Representative example: When you spend ÂŁ1,200 at a purchase rate of 22.9% (variable) p.a., your representative rate is 22.9% APR (variable).
| | | |
| |
18.9%
|
ÂŁ24 per annum. Reward or Reward Black Current Account holders: ÂŁ0 per annum
|
Min. limit ÂŁ300, max. limit not specified.
|
23.7% (variable)
| 1% Rewards earned on supermarket spend and 0.25% at their petrol stations, at least 1% Rewards earned at MyRewards retailers and 0.25% everywhere else when shopping at home and abroad. 5 Rewards is ÂŁ5 when redeemed. Rewards can be converted into money and transferred to a current account, exchanged for gift cards or tickets with some retailers doubling their value or converted into money and donated to one of the RBS Group chosen charities. Representative example: When you spend ÂŁ1,200 at a purchase rate of 18.9% (variable) p.a. with a fee of ÂŁ24 per annum. Reward or Reward Black Current Account holders: ÂŁ0 per annum, your representative rate is 23.7% APR (variable).
| | | |
| |
18.9%
|
ÂŁ24 per annum. Reward or Reward Black Current Account holders: ÂŁ0 per annum
|
Min. limit ÂŁ300, max. limit not specified.
|
23.7% (variable)
| 1% Rewards earned on supermarket spend and 0.25% at their petrol stations, at least 1% Rewards earned at MyRewards retailers and 0.25% everywhere else when shopping at home and abroad. 5 Rewards is ÂŁ5 when redeemed. Rewards can be converted into money and transferred to a current account, exchanged for gift cards or tickets with some retailers doubling their value or converted into money and donated to one of the RBS Group chosen charities. Representative example: When you spend ÂŁ1,200 at a purchase rate of 18.9% (variable) p.a. with a fee of ÂŁ24 per annum. Reward or Reward Black Current Account holders: ÂŁ0 per annum, your representative rate is 23.7% APR (variable).
| | | |
| |
27.542%
|
ÂŁ0
|
Min. limit ÂŁ100, max. limit not specified.
|
27.5% (variable)
| Collect 1 Tesco Clubcard point per £4 spent (£4 minimum) in Tesco and 1 Clubcard point per £8 spent (£8 minimum) outside Tesco in each purchase transaction. Must have available credit to collect Clubcard points. Clubcard points are turned into Clubcard vouchers every 3 months or sooner using Faster Vouchers. Clubcard vouchers can be used in Tesco or with Clubcard Reward Partners to get even more value on dining out, hotel stays and travel. Representative example: When you spend £1,200 at a purchase rate of 27.542% (variable) p.a., your representative rate is 27.5% APR (variable).
| | | |
| |
18.9%
|
ÂŁ84 per annum. Reward Black Current Account holders: ÂŁ0 per annum
|
Min. limit ÂŁ5,000, max. limit not specified.
|
37.1% (variable)
| 1% Rewards earned on supermarket spend and 0.5% at their petrol stations, at least 1% Rewards earned at MyRewards retailers and 0.5% everywhere else when shopping at home and abroad. 5 Rewards is ÂŁ5 when redeemed. Rewards can be converted into money and transferred to a current account, exchanged for gift cards or tickets with some retailers doubling their value or converted into money and donated to one of the RBS Group chosen charities. Representative example: When you spend ÂŁ1,200 at a purchase rate of 18.9% (variable) p.a. with a fee of ÂŁ84 per annum. Reward Black Current Account holders: ÂŁ0 per annum, your representative rate is 37.1% APR (variable).
| | | |
| |
18.9%
|
ÂŁ84 per annum. Reward Black Current Account holders: ÂŁ0 per annum
|
Min. limit ÂŁ5,000, max. limit not specified.
|
37.1% (variable)
| 1% Rewards earned on supermarket spend and 0.5% at their petrol stations, at least 1% Rewards earned at MyRewards retailers and 0.5% everywhere else when shopping at home and abroad. 5 Rewards is ÂŁ5 when redeemed. Rewards can be converted into money and transferred to a current account, exchanged for gift cards or tickets with some retailers doubling their value or converted into money and donated to one of the RBS Group chosen charities. Representative example: When you spend ÂŁ1,200 at a purchase rate of 18.9% (variable) p.a. with a fee of ÂŁ84 per annum. Reward Black Current Account holders: ÂŁ0 per annum, your representative rate is 37.1% APR (variable).
| | | |
| |
22.2%
|
ÂŁ6.5 per month
|
Min. limit ÂŁ700, max. limit not specified.
|
37.1% (variable)
| 0.5% on ÂŁ1 to ÂŁ5000 of yearly spend. 1% after ÂŁ5001 of yearly spend. Cashback paid Anniversary into Card Account. Must spend ÂŁ3K annually to earn cashback. Earn between 0-2% additional cashback on 1st ÂŁ1K spend each mth, percentage based on no of eligible Vitality products held and mthly activity points earned 2 mths prior. New cardmember offer earn ÂŁ100 statement credit when ÂŁ2K spent in 1st 3 mths of opening. Representative example: When you spend ÂŁ1,200 at a purchase rate of 22.2% (variable) p.a. with a fee of ÂŁ6.5 per month, your representative rate is 37.1% APR (variable).
| | | |
| |
0% for 24 months reverting to 19.944%
|
ÂŁ7.99 per month
|
Min. limit ÂŁ100, max. limit not specified.
|
37.7% (variable)
| 1 point per ÂŁ4 spent (ÂŁ4 minimum) in Tesco and 1 point per ÂŁ8 spent (ÂŁ8 minimum) outside Tesco, must have available credit to earn points. Card can also be used as a Clubcard to collect standard points at 1 point per ÂŁ1 spent on shopping and 1 point per ÂŁ2 spent on fuel. Points are converted to Tesco vouchers which can be used towards shopping or exchanged for Partner Rewards. Representative example: When you spend ÂŁ1,200 at a purchase rate of 19.944% (variable) p.a. with a fee of ÂŁ7.99 per month, your representative rate is 37.7% APR (variable).
| | | |
| |
0% for 18 months reverting to 18.9%
|
ÂŁ15 per month
|
Min. limit ÂŁ2,000, max. limit not specified.
|
49.8% (variable)
| 0.5% cashback on ÂŁ1 to ÂŁ3000 of monthly spend. Maximum of ÂŁ15 cashback paid per month. Cashback paid monthly into card account. Representative example: When you spend ÂŁ1,200 at a purchase rate of 18.9% (variable) p.a. with a fee of ÂŁ15 per month, your representative rate is 49.8% APR (variable).
| | | |
| |
18.9%
|
ÂŁ195 per annum
|
Min. limit ÂŁ5,000, max. limit not specified.
|
59.3% (variable)
| 2 points for every ÂŁ1 spend in the UK. 4 points for every ÂŁ1 spend outside the UK. 40,000 Anniversary Points Boost - qualifying spend ÂŁ12K in 12 months from account opening. Points can be redeemed for airline frequent flyer miles, retail vouchers from selected stores and luxury wines and champagnes or can be used to make donations made to the charity of the customer's choice. Representative example: When you spend ÂŁ1,200 at a purchase rate of 18.9% (variable) p.a. with a fee of ÂŁ195 per annum, your representative rate is 59.3% APR (variable).
| | | |
| |
22.9%
|
ÂŁ160 per annum
|
Min. limit not specified, max. limit not specified.
|
63.9% (variable)
| Earn 15,000 bonus miles with your first card purchase made within 90 days of account opening. Earn 1.5 Flying Club miles for every ÂŁ1 spend and 3 miles for every ÂŁ1 spend with Virgin Atlantic and Virgin Holidays. Spend ÂŁ10K a year on your card and choose an extra benefit - an upgrade to Premium, or a Companion ticket. Representative example: When you spend ÂŁ1,200 at a purchase rate of 22.9% (variable) p.a. with a fee of ÂŁ160 per annum, your representative rate is 63.9% APR (variable).
| | | |