Volkswagen Passat insurance group & cost

The Volkswagen Passat was designed to replace the outdated Volkswagen Type 3 and 4, as well as the Volkswagen K70. Since first being manufactured and sold in 1973, the Passat is now in its eighth generation and globally available, both as a hatchback and a coupe. It maintains a popular following, with around 310,000 cars being sold in 2016.

Keep reading to find out more about VW Passat car insurance costs and how you can save on your premiums.

Volkswagen Passat insurance cost by driver’s age

• How we got these rates

  These rates are based on the average cost of cover for cars in the insurance groups shown, for drivers of different ages with a Newcastle (NE1) postcode, which our research suggests represents an average for insurance rates in the UK. Updated: April 2024 (source: Confused)

Average Volkswagen Passat insurance costs

To provide you with an indication about how much it may cost to insure your Volkswagen Passat, we ran a series of quotes in order to find an average figure. Our results estimated that, on average, you could insure your Volkswagen Passat with comprehensive cover for the monthly price of £61.15, or an annual sum of £652.50. To run these quotes, we used the following information:

• The car is a 2018 model
• The driver is a 30-year-old teacher from London
• Manual transmission
• Petrol
• 10,000 mileage per year
• Factory fitted Thatcham approved alarm system
• Used for social, domestic and commuting purposes
• The car is not modified
• The car is parked in a car park during the day
• The car is parked on a driveway at night
• Five years no claims discount
• No driving or other convictions for the past 5 years

Which factors affect my Volkswagen Passat insurance rate?

Unfortunately, there are just as many factors that are likely to up your premium as there are to lower it. We’ve composed a list of factors for you below:

• Your age, marital status, job and where you live
• The model and age of your car
• Your car’s safety rating, security and any anti-theft precautions
• Your car usage
• Your driving history
• The size of your car’s engine
• No claims discount

How can I save on my Volkswagen Passat premiums?

When it comes to car insurance, naturally you want to find the best deal for a price that’s affordable for you. We’ve devised a list of tips and tricks for you to help keep your premiums low:

• Pay annually rather than monthly. By paying annually, you could save an average of £81.30 a year!
• Make yourself a secure investment. The more that you appeal to insurance companies, the lower your premiums may be. You can do this by keeping a good credit rating and a clean history of no claims.
• Be economical about your car usage. Whilst its tempting to use your car for all your travelling needs, occasionally opting for public transport or walking will help you to save on your premiums.
• Don’t just accept your renewal quote. Renewal quotes aren’t always the best option out there, so you should make sure that you shop around.
• Install extra safety precautions. Providers don’t like to insure risks, so by investing in extra precautions to make your car safer, you may in fact save money.
• Avoid driving convictions. Driving convictions, or any convictions, will increase the price of your premiums.

Volkswagen Passat facts

• The Passat has been marketed as the Dasher, Santana, Quantum, Magotan, Corsar and Carat.
• You can zoom from 0-60mph in between 6 and 10 seconds.
• A Guinness World Record was set using a 2013 Passat TDI for the best fuel economy of a non-hybrid car. A fuel consumption test was run, and the results equated to almost 80 miles per gallon.

Bottom line

The Volkswagen Passat has made upgrades over the year, seeking to target a more upmarket audience. The insurance prices are a bit higher than similar cars, but you can reduce the cost of premiums with the tips in our guide.

Frequently asked questions

• What is the top speed of a Volkswagen Passat?

  Depending on the model version, you can expect a Volkswagen Passat to reach a top speed of 155 miles per hour.

• Is the Volkswagen Passat safe?

  When tested by Euro NCAP in 2014, the Volkswagen Passat received a 5/5 safety rating. It achieved scores of 85% for its adult occupant safety rating and 87% for its child occupant safety rating. Additionally, its safety features earned it a score of 76% for its safety assist functions.

  As mentioned earlier on, the safer your car is, the lower your premiums may be, so you may wish to invest in some of these optional features. AEB City and AEB Inter-urban are fantastic, technological features. They are designed to prevent low speed and rear-ending collisions by monitoring the distance from your car and the vehicle in front, and autonomously braking if it detects a potential collision. It is worth noting, however, that this function only works at low speed.

  For more details about the optional safety features for the Volkswagen Passat, visit the Volkswagen website.

• How much car tax do I have to pay for the Volkswagen Passat?

  The UK standard car tax rate sits at £150 per year. However, you might pay more or less depending on your car’s emissions.

• Where can I buy a Volkswagen Passat?

  You can buy a Volkswagen Passat from dealerships, online sellers or a current owner.

• Where can I find Volkswagen Passat car insurance?

  You can compare the costs of Volkswagen Passat car insurance using any price comparison website.

• Is a Volkswagen Passat expensive to insure?

  The Volkswagen Passat can be found in insurance groups ranging from 12 to 28. That’s a broad range of premium prices based on the model you choose. It is possible to pay well below the average rate, but for some models you may pay a bit above the average rate.

Compare insurance for other Volkswagen models