Volkswagen Golf insurance group and cost

Compare car insurance costs for your Volkswagen Golf by age and location.

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The Volkswagen Golf is one of the most popular cars on the road. This best-seller has been around for more than four decades, hitting the road for the first time in 1974, and has since seen seven different generations.

In this guide, we look at Volkswagen Golf car insurance costs and how you could save on your premiums.

Volkswagen Golf insurance groups and cost by driver’s age

In the UK, vehicles are categorised into insurance groups ranging from group 1 (the cheapest) to group 50 (the most expensive) which partly determine the cost of your premium.

Golf models range from insurance groups 7 to 39, so the cost of insurance can vary significantly. As an example, a 30-year-old driver in an average postcode could pay

  • around £682 for cover on a group 7 car, like a Volkswagen Golf 1.2 TSI Bluemotion Tech S 3d
  • or around £1,555 for a car in group 39, such as the Volkswagen Golf R 2.0 TSI BMT 310PS 4Motion DSG auto 03/17 on 3d.

That’s a difference of more than £300 across insurance groups for the same make of car. The insurance group a particular model is placed in depends on a number of different factors, including the car’s price.

However, the insurance group isn’t the only factor determining the cost of your car insurance; one of the most important other factors is your age. The younger you are, the more risk you represent to insurers, and the more you’re likely to pay for insurance.

That’s why, in the table below, we show you the insurance group for each Golf model and also the likely cost at a few different ages.

Model / Version Group (1-50) 20yrs 30yrs 40yrs 50yrs Get quote
1.2 TSI Bluemotion Tech S 3d 7 £1,784 £682 £636 £601 Get Quote
1.2 TSI Bluemotion Tech S 5d 7 £1,784 £682 £636 £601 Get Quote
1.6 TDI S 3d 10 £1,681 £634 £618 £570 Get Quote
1.6 TDI S 5d 10 £1,681 £634 £618 £570 Get Quote
1.6 TDI (105bhp) Match 3d 10 £1,681 £634 £618 £570 Get Quote
1.6 TDI (105bhp) Match 5d 10 £1,681 £634 £618 £570 Get Quote
1.6 TDI (105bhp) Match 5d DSG 10 £1,681 £634 £618 £570 Get Quote
1.2 TSI (105bhp) Bluemotion Tech S 3d 11 £1,889 £692 £667 £598 Get Quote
1.2 TSI (105bhp) Bluemotion Tech S 5d 11 £1,889 £692 £667 £598 Get Quote
1.2 TSI (105bhp) Bluemotion Tech S 5d DSG 11 £1,889 £692 £667 £598 Get Quote
S 1.0 TSI BMT 85PS (03/17 on) 3d 11 £1,889 £692 £667 £598 Get Quote
S 1.0 TSI BMT 85PS (03/17 on) 5d 11 £1,889 £692 £667 £598 Get Quote
1.6 TDI (110bhp) Match 3d 11 £1,889 £692 £667 £598 Get Quote
1.6 TDI (110bhp) Match 5d 11 £1,889 £692 £667 £598 Get Quote
1.6 TDI (110bhp) Match 5d DSG 11 £1,889 £692 £667 £598 Get Quote
1.6 TDI Bluemotion Tech SE 3d 11 £1,889 £692 £667 £598 Get Quote
1.6 TDI Bluemotion Tech SE 5d 11 £1,889 £692 £667 £598 Get Quote
1.6 TDI Bluemotion Tech SE 5d DSG 11 £1,889 £692 £667 £598 Get Quote
1.6 TDI (105bhp) Bluemotion Tech S 3d 12 £2,056 £681 £674 £597 Get Quote
1.6 TDI (105bhp) Bluemotion Tech S 5d 12 £2,056 £681 £674 £597 Get Quote
SE 1.0 TSI BMT 110PS (03/17 on) 3d 12 £2,056 £681 £674 £597 Get Quote
SE 1.0 TSI BMT 110PS (03/17 on) 5d 12 £2,056 £681 £674 £597 Get Quote
SE 1.0 TSI BMT 110PS DSG auto (03/17 on) 5d 12 £2,056 £681 £674 £597 Get Quote
SE Navgation 1.0 TSI BMT 110PS (03/17 on) 5d 12 £2,056 £681 £674 £597 Get Quote
SE Navgation 1.0 TSI BMT 110PS DSG auto (03/17 on) 5d 12 £2,056 £681 £674 £597 Get Quote
SE Navigation 1.0 TSI BMT 110PS (03/17 on) 3d 12 £2,056 £681 £674 £597 Get Quote
1.6 TDI (110bhp) Match Edition 3d 12 £2,056 £681 £674 £597 Get Quote
1.6 TDI (110bhp) Match Edition 5d 12 £2,056 £681 £674 £597 Get Quote
1.6 TDI (110bhp) Match Edition 5d DSG 12 £2,056 £681 £674 £597 Get Quote
1.6 TDI (110bhp) S 3d 13 £2,124 £697 £683 £644 Get Quote
1.6 TDI (110bhp) S 5d 13 £2,124 £697 £683 £644 Get Quote
S 1.0 TSI 115PS 3d 13 £2,124 £697 £683 £644 Get Quote
S 1.0 TSI 115PS 5d 13 £2,124 £697 £683 £644 Get Quote
1.6 TDI BlueMotion 3d 13 £2,124 £697 £683 £644 Get Quote
1.6 TDI BlueMotion 5d 13 £2,124 £697 £683 £644 Get Quote
1.4 TSI Match 3d 13 £2,124 £697 £683 £644 Get Quote
1.4 TSI Match 5d 13 £2,124 £697 £683 £644 Get Quote
1.4 TSI Match 5d DSG 13 £2,124 £697 £683 £644 Get Quote
Match 1.0 TSI 115PS 3d 13 £2,124 £697 £683 £644 Get Quote
Match 1.0 TSI 115PS 5d 13 £2,124 £697 £683 £644 Get Quote
Match 1.0 TSI 115PS DSG auto 5d 13 £2,124 £697 £683 £644 Get Quote
Match 1.6 TDI 115PS 3d 13 £2,124 £697 £683 £644 Get Quote
Match 1.6 TDI 115PS 5d 13 £2,124 £697 £683 £644 Get Quote
Match 1.6 TDI 115PS DSG auto 5d 13 £2,124 £697 £683 £644 Get Quote
1.4 TSI Bluemotion Tech SE 3d 13 £2,124 £697 £683 £644 Get Quote
1.4 TSI Bluemotion Tech SE 5d 13 £2,124 £697 £683 £644 Get Quote
1.4 TSI Bluemotion Tech SE 5d DSG 13 £2,124 £697 £683 £644 Get Quote
SE 1.0 TSI 115PS 3d 13 £2,124 £697 £683 £644 Get Quote
SE 1.0 TSI 115PS 5d 13 £2,124 £697 £683 £644 Get Quote
SE 1.0 TSI 115PS DSG auto 5d 13 £2,124 £697 £683 £644 Get Quote
SE 1.6 TDI BMT 115PS (03/17 on) 3d 13 £2,124 £697 £683 £644 Get Quote
SE 1.6 TDI BMT 115PS (03/17 on) 5d 13 £2,124 £697 £683 £644 Get Quote
SE 1.6 TDI BMT 115PS DSG auto (03/17 on) 5d 13 £2,124 £697 £683 £644 Get Quote
SE Navigation 1.0 TSI 115PS 3d 13 £2,124 £697 £683 £644 Get Quote
SE Navigation 1.0 TSI 115PS 5d 13 £2,124 £697 £683 £644 Get Quote
SE Navigation 1.0 TSI 115PS DSG auto 5d 13 £2,124 £697 £683 £644 Get Quote
SE Navigation 1.6 TDI BMT 115PS (03/17 on) 3d 13 £2,124 £697 £683 £644 Get Quote
SE Navigation 1.6 TDI BMT 115PS (03/17 on) 5d 13 £2,124 £697 £683 £644 Get Quote
SE Navigation 1.6 TDI BMT 115PS DSG auto (03/17 on) 5d 13 £2,124 £697 £683 £644 Get Quote
1.6 TDI SE Edition 3d 13 £2,124 £697 £683 £644 Get Quote
1.6 TDI SE Edition 5d 13 £2,124 £697 £683 £644 Get Quote
1.6 TDI SE Edition 5d DSG 13 £2,124 £697 £683 £644 Get Quote
1.6 TDI (110bhp) GT 3d 13 £2,124 £697 £683 £644 Get Quote
1.6 TDI (110bhp) GT 5d 13 £2,124 £697 £683 £644 Get Quote
1.6 TDI (110bhp) GT 5d DSG 13 £2,124 £697 £683 £644 Get Quote
GT 1.6 TDI BMT 115PS (03/17 on) 3d 13 £2,124 £697 £683 £644 Get Quote
GT 1.6 TDI BMT 115PS (03/17 on) 5d 13 £2,124 £697 £683 £644 Get Quote
GT 1.6 TDI BMT 115PS DSG auto (03/17 on) 5d 13 £2,124 £697 £683 £644 Get Quote
1.0 TSI Match BlueMotion Edition 3d 13 £2,124 £697 £683 £644 Get Quote
1.0 TSI Match BlueMotion Edition 5d 13 £2,124 £697 £683 £644 Get Quote
1.0 TSI Match BlueMotion Edition 5d DSG 13 £2,124 £697 £683 £644 Get Quote
1.6 TDI (110bhp) GT Edition 3d 13 £2,124 £697 £683 £644 Get Quote
1.6 TDI (110bhp) GT Edition 5d 13 £2,124 £697 £683 £644 Get Quote
1.6 TDI (110bhp) GT Edition 5d DSG 13 £2,124 £697 £683 £644 Get Quote
1.4 TSI Bluemotion Tech S 3d 14 £2,212 £705 £690 £660 Get Quote
1.4 TSI Bluemotion Tech S 5d 14 £2,212 £705 £690 £660 Get Quote
1.4 TSI Bluemotion Tech S 5d DSG 14 £2,212 £705 £690 £660 Get Quote
R-Line 1.6 TDI 115PS 3d 14 £2,212 £705 £690 £660 Get Quote
R-Line 1.6 TDI 115PS 5d 14 £2,212 £705 £690 £660 Get Quote
1.0 TSI Match BlueMotion 3d 14 £2,212 £705 £690 £660 Get Quote
1.0 TSI Match BlueMotion 5d 14 £2,212 £705 £690 £660 Get Quote
1.0 TSI Match BlueMotion 5d DSG 14 £2,212 £705 £690 £660 Get Quote
Match Edition 1.0 TSI 115PS 5d 14 £2,212 £705 £690 £660 Get Quote
S 1.6 TDI BMT 115PS (03/17 on) 3d 15 £1,769 £668 £649 £586 Get Quote
S 1.6 TDI BMT 115PS (03/17 on) 5d 15 £1,769 £668 £649 £586 Get Quote
1.4 TSI (125bhp) Match 3d 15 £1,769 £668 £649 £586 Get Quote
1.4 TSI (125bhp) Match 5d 15 £1,769 £668 £649 £586 Get Quote
1.4 TSI (125bhp) Match 5d DSG 15 £1,769 £668 £649 £586 Get Quote
Match 1.5 TSI Evo 130PS 3d 15 £1,769 £668 £649 £586 Get Quote
Match 1.5 TSI Evo 130PS 5d 15 £1,769 £668 £649 £586 Get Quote
Match 1.5 TSI Evo 130PS DSG auto 5d 15 £1,769 £668 £649 £586 Get Quote
SE 1.4 TSI BMT 125PS (03/17 on) 3d 15 £1,769 £668 £649 £586 Get Quote
SE 1.4 TSI BMT 125PS (03/17 on) 5d 15 £1,769 £668 £649 £586 Get Quote
SE 1.4 TSI BMT 125PS DSG auto (03/17 on) 5d 15 £1,769 £668 £649 £586 Get Quote
SE 1.5 TSI EVO 130PS 3d 15 £1,769 £668 £649 £586 Get Quote
SE 1.5 TSI EVO 130PS 5d 15 £1,769 £668 £649 £586 Get Quote
SE 1.5 TSI EVO 130PS DSG auto 5d 15 £1,769 £668 £649 £586 Get Quote
SE Navigation 1.4 TSI BMT 125PS (03/17 on) 3d 15 £1,769 £668 £649 £586 Get Quote
SE Navigation 1.4 TSI BMT 125PS (03/17 on) 5d 15 £1,769 £668 £649 £586 Get Quote
SE Navigation 1.4 TSI BMT 125PS DSG auto (03/17 on) 5d 15 £1,769 £668 £649 £586 Get Quote
SE Navigation 1.5 TSI EVO 130PS 3d 15 £1,769 £668 £649 £586 Get Quote
SE Navigation 1.5 TSI EVO 130PS 5d 15 £1,769 £668 £649 £586 Get Quote
SE Navigation 1.5 TSI EVO 130PS DSG auto 5d 15 £1,769 £668 £649 £586 Get Quote
1.4 TSI SE Edition 3d 15 £1,769 £668 £649 £586 Get Quote
1.4 TSI SE Edition 5d 15 £1,769 £668 £649 £586 Get Quote
1.4 TSI SE Edition 5d DSG 15 £1,769 £668 £649 £586 Get Quote
1.4 TSI (125bhp) Match Edition 3d 15 £1,769 £668 £649 £586 Get Quote
1.4 TSI (125bhp) Match Edition 5d 15 £1,769 £668 £649 £586 Get Quote
1.4 TSI (125bhp) Match Edition 5d DSG 15 £1,769 £668 £649 £586 Get Quote
Match Edition 1.6 TDI 115PS 5d 15 £1,769 £668 £649 £586 Get Quote
R-Line Edition 1.6 TDI 115PS 5d 15 £1,769 £668 £649 £586 Get Quote
GT Edition 1.6 TDI 115PS 5d 15 £1,769 £668 £649 £586 Get Quote
1.4 TSI (125bhp) S 3d 16 £1,562 £639 £614 £535 Get Quote
1.4 TSI (125bhp) S 5d 16 £1,562 £639 £614 £535 Get Quote
1.4 TSI (125bhp) S 5d DSG 16 £1,562 £639 £614 £535 Get Quote
R-Line 1.5 TSI Evo 3d 16 £1,562 £639 £614 £535 Get Quote
R-Line 1.5 TSI Evo 5d 16 £1,562 £639 £614 £535 Get Quote
R-Line 1.5 TSI Evo DSG auto 5d 16 £1,562 £639 £614 £535 Get Quote
2.0 TDI Match 3d 16 £1,562 £639 £614 £535 Get Quote
2.0 TDI Match 5d 16 £1,562 £639 £614 £535 Get Quote
2.0 TDI Match 5d DSG 16 £1,562 £639 £614 £535 Get Quote
GT 1.5 TSI Evo 130PS 3d 16 £1,562 £639 £614 £535 Get Quote
GT 1.5 TSI Evo 130PS 5d 16 £1,562 £639 £614 £535 Get Quote
GT 1.5 TSI Evo 130PS DSG auto 5d 16 £1,562 £639 £614 £535 Get Quote
S 1.4 TSI BMT 125PS (03/17 on) 3d 17 £2,177 £653 £646 £574 Get Quote
S 1.4 TSI BMT 125PS (03/17 on) 5d 17 £2,177 £653 £646 £574 Get Quote
S 1.4 TSI BMT 125PS DSG auto (03/17 on) 5d 17 £2,177 £653 £646 £574 Get Quote
2.0 TDI R-Line 3d 17 £2,177 £653 £646 £574 Get Quote
2.0 TDI R-Line 5d 17 £2,177 £653 £646 £574 Get Quote
2.0 TDI R-Line 5d DSG 17 £2,177 £653 £646 £574 Get Quote
Match 1.5 TSI Evo 150PS 3d 17 £2,177 £653 £646 £574 Get Quote
Match 1.5 TSI Evo 150PS 5d 17 £2,177 £653 £646 £574 Get Quote
Match 1.5 TSI Evo 150PS DSG auto 5d 17 £2,177 £653 £646 £574 Get Quote
1.4 TSI Bluemotion Tech GT 3d 17 £2,177 £653 £646 £574 Get Quote
1.4 TSI Bluemotion Tech GT 5d 17 £2,177 £653 £646 £574 Get Quote
1.4 TSI Bluemotion Tech GT 5d DSG 17 £2,177 £653 £646 £574 Get Quote
Match Edition 1.5 TSI Evo 130PS 5d 17 £2,177 £653 £646 £574 Get Quote
GT Edition 1.5 TSI Evo 130PS 5d 17 £2,177 £653 £646 £574 Get Quote
Match 2.0 TDI 150PS 3d 18 £1,498 £607 £571 £518 Get Quote
Match 2.0 TDI 150PS 5d 18 £1,498 £607 £571 £518 Get Quote
Match 2.0 TDI 150PS DSG auto 5d 18 £1,498 £607 £571 £518 Get Quote
2.0 TDI Bluemotion Tech SE 3d 18 £1,498 £607 £571 £518 Get Quote
2.0 TDI Bluemotion Tech SE 5d 18 £1,498 £607 £571 £518 Get Quote
2.0 TDI Bluemotion Tech SE 5d DSG 18 £1,498 £607 £571 £518 Get Quote
SE 1.5 TSI Evo 150PS 3d 18 £1,498 £607 £571 £518 Get Quote
SE 1.5 TSI Evo 150PS 5d 18 £1,498 £607 £571 £518 Get Quote
SE 1.5 TSI Evo 150PS auto 5d 18 £1,498 £607 £571 £518 Get Quote
SE 2.0 TDI BMT 150PS (03/17 on) 3d 18 £1,498 £607 £571 £518 Get Quote
SE 2.0 TDI BMT 150PS (03/17 on) 5d 18 £1,498 £607 £571 £518 Get Quote
SE 2.0 TDI BMT 150PS DSG auto (03/17 on) 5d 18 £1,498 £607 £571 £518 Get Quote
SE Navigation 1.5 TSI Evo 150PS 3d 18 £1,498 £607 £571 £518 Get Quote
SE Navigation 1.5 TSI Evo 150PS 5d 18 £1,498 £607 £571 £518 Get Quote
SE Navigation 1.5 TSI Evo 150PS DSG auto 5d 18 £1,498 £607 £571 £518 Get Quote
SE Navigation 2.0 TDI BMT 150PS (03/17 on) 3d 18 £1,498 £607 £571 £518 Get Quote
SE Navigation 2.0 TDI BMT 150PS (03/17 on) 5d 18 £1,498 £607 £571 £518 Get Quote
SE Navigation 2.0 TDI BMT 150PS DSG auto (03/17 on) 5d 18 £1,498 £607 £571 £518 Get Quote
2.0 TDI SE Edition 3d 18 £1,498 £607 £571 £518 Get Quote
2.0 TDI SE Edition 5d 18 £1,498 £607 £571 £518 Get Quote
2.0 TDI SE Edition 5d DSG 18 £1,498 £607 £571 £518 Get Quote
GT 1.5 TSI EVO 150PS 3d 18 £1,498 £607 £571 £518 Get Quote
GT 1.5 TSI EVO 150PS 5d 18 £1,498 £607 £571 £518 Get Quote
GT 1.5 TSI EVO 150PS DSG auto 5d 18 £1,498 £607 £571 £518 Get Quote
2.0 TDI Match Edition 3d 18 £1,498 £607 £571 £518 Get Quote
2.0 TDI Match Edition 5d 18 £1,498 £607 £571 £518 Get Quote
2.0 TDI Match Edition 5d DSG 18 £1,498 £607 £571 £518 Get Quote
1.4 TSI (150bhp) R-Line 3d 19 £1,914 £699 £688 £648 Get Quote
1.4 TSI (150bhp) R-Line 5d 19 £1,914 £699 £688 £648 Get Quote
1.4 TSI (150bhp) R-Line 5d DSG 19 £1,914 £699 £688 £648 Get Quote
R-Line 1.5 TSI EVO 150PS 3d 19 £1,914 £699 £688 £648 Get Quote
R-Line 1.5 TSI EVO 150PS 5d 19 £1,914 £699 £688 £648 Get Quote
R-Line 1.5 TSI EVO 150PS DSG auto 5d 19 £1,914 £699 £688 £648 Get Quote
1.4 TSI (150bhp) GT 3d 19 £1,914 £699 £688 £648 Get Quote
1.4 TSI (150bhp) GT 5d 19 £1,914 £699 £688 £648 Get Quote
1.4 TSI (150bhp) GT 5d DSG 19 £1,914 £699 £688 £648 Get Quote
2.0 TDI Bluemotion Tech GT 3d 19 £1,914 £699 £688 £648 Get Quote
2.0 TDI Bluemotion Tech GT 5d 19 £1,914 £699 £688 £648 Get Quote
2.0 TDI Bluemotion Tech GT 5d DSG 19 £1,914 £699 £688 £648 Get Quote
GT 2.0 TDI BMT 150PS (03/17 on) 3d 19 £1,914 £699 £688 £648 Get Quote
GT 2.0 TDI BMT 150PS (03/17 on) 5d 19 £1,914 £699 £688 £648 Get Quote
GT 2.0 TDI BMT 150PS DSG auto (03/17 on) 5d 19 £1,914 £699 £688 £648 Get Quote
Match Edition 2.0 TDI 150PS 5d 19 £1,914 £699 £688 £648 Get Quote
Match Edition 2.0 TDI 150PS DSG auto 5d 19 £1,914 £699 £688 £648 Get Quote
1.4 TSI (150bhp) R-Line Edition 3d 19 £1,914 £699 £688 £648 Get Quote
1.4 TSI (150bhp) R-Line Edition 5d 19 £1,914 £699 £688 £648 Get Quote
1.4 TSI (150bhp) R-Line Edition 5d DSG 19 £1,914 £699 £688 £648 Get Quote
1.4 TSI (150bhp) GT Edition 3d 19 £1,914 £699 £688 £648 Get Quote
1.4 TSI (150bhp) GT Edition 5d 19 £1,914 £699 £688 £648 Get Quote
1.4 TSI (150bhp) GT Edition 5d DSG 19 £1,914 £699 £688 £648 Get Quote
2.0 TDI GT Edition 3d 19 £1,914 £699 £688 £648 Get Quote
2.0 TDI GT Edition 5d 19 £1,914 £699 £688 £648 Get Quote
2.0 TDI GT Edition 5d DSG 19 £1,914 £699 £688 £648 Get Quote
R-Line 2.0 TDI BMT 150PS (03/17 on) 3d 20 £2,252 £694 £673 £632 Get Quote
R-Line 2.0 TDI BMT 150PS (03/17 on) 5d 20 £2,252 £694 £673 £632 Get Quote
R-Line 2.0 TDI BMT 150PS DSG auto (03/17 on) 5d 20 £2,252 £694 £673 £632 Get Quote
Match Edition 1.5 TSI Evo 150PS 5d 20 £2,252 £694 £673 £632 Get Quote
Match Edition 1.5 TSI Evo 150PS DSG auto 5d 20 £2,252 £694 £673 £632 Get Quote
2.0 TDI R-Line Edition 3d 20 £2,252 £694 £673 £632 Get Quote
2.0 TDI R-Line Edition 5d 20 £2,252 £694 £673 £632 Get Quote
2.0 TDI R-Line Edition 5d DSG 20 £2,252 £694 £673 £632 Get Quote
R-Line Edition 1.5 TSI Evo 150PS 5d 20 £2,252 £694 £673 £632 Get Quote
R-Line Edition 1.5 TSI Evo 150PS DSG auto 5d 20 £2,252 £694 £673 £632 Get Quote
R-Line Edition 2.0 TDI 150PS 5d 20 £2,252 £694 £673 £632 Get Quote
R-Line Edition 2.0 TDI 150PS DSG auto 5d 20 £2,252 £694 £673 £632 Get Quote
GT Edition 1.5 TSI Evo 150PS 5d 20 £2,252 £694 £673 £632 Get Quote
GT Edition 1.5 TSI Evo 150PS DSG auto 5d 20 £2,252 £694 £673 £632 Get Quote
GT Edition 2.0 TDI 150PS 5d 20 £2,252 £694 £673 £632 Get Quote
GT Edition 2.0 TDI 150PS DSG auto 5d 20 £2,252 £694 £673 £632 Get Quote
GTE 1.4 TSI BMT PHEV 204PS DSG auto (03/17 on) 5d 25 £2,705 £672 £655 £613 Get Quote
GTE Advance 1.4 TSI BMT PHEV 204PS DSG auto (03/17 on) 5d 26 £2,369 £579 £550 £505 Get Quote
2.0 TDI GTD (Nav) 3d 26 £2,369 £579 £550 £505 Get Quote
2.0 TDI GTD (Nav) 3d DSG 26 £2,369 £579 £550 £505 Get Quote
2.0 TDI GTD (Nav) 5d 26 £2,369 £579 £550 £505 Get Quote
2.0 TDI GTD (Nav) 5d DSG 26 £2,369 £579 £550 £505 Get Quote
2.0 TDI GTD 3d 26 £2,369 £579 £550 £505 Get Quote
2.0 TDI GTD 3d DSG 26 £2,369 £579 £550 £505 Get Quote
2.0 TDI GTD 5d 26 £2,369 £579 £550 £505 Get Quote
2.0 TDI GTD 5d DSG 26 £2,369 £579 £550 £505 Get Quote
1.4 TSI GTE (Nav) 5d DSG 26 £2,369 £579 £550 £505 Get Quote
1.4 TSI GTE 5d DSG 26 £2,369 £579 £550 £505 Get Quote
GTD BlueLine 2.0 TDI BMT 184PS 3d 27 £5,209 £822 £796 £726 Get Quote
GTD BlueLine 2.0 TDI BMT 184PS 5d 27 £5,209 £822 £796 £726 Get Quote
GTD BlueLine 2.0 TDI BMT 184PS DSG auto 3d 27 £5,209 £822 £796 £726 Get Quote
GTD BlueLine 2.0 TDI BMT 184PS DSG auto 5d 27 £5,209 £822 £796 £726 Get Quote
GTD 2.0 TDI BMT 184PS (03/17 on) 3d 27 £5,209 £822 £796 £726 Get Quote
GTD 2.0 TDI BMT 184PS (03/17 on) 5d 27 £5,209 £822 £796 £726 Get Quote
GTD 2.0 TDI BMT 184PS DSG auto (03/17 on) 3d 27 £5,209 £822 £796 £726 Get Quote
GTD 2.0 TDI BMT 184PS DSG auto (03/17 on) 5d 27 £5,209 £822 £796 £726 Get Quote
GTI 2.0 TSI BMT 230PS (03/17 on) 3d 32 £4,303 £899 £822 £766 Get Quote
GTI 2.0 TSI BMT 230PS (03/17 on) 5d 32 £4,303 £899 £822 £766 Get Quote
GTI 2.0 TSI BMT 230PS DSG auto (03/17 on) 3d 32 £4,303 £899 £822 £766 Get Quote
GTI 2.0 TSI BMT 230PS DSG auto (03/17 on) 5d 32 £4,303 £899 £822 £766 Get Quote
2.0 TSI 245 GTI Performance DSG 5d 33 £8,255 £761 £720 £808 Get Quote
GTI Performance 2.0 TSI 245PS 3d 33 £8,255 £761 £720 £808 Get Quote
GTI Performance 2.0 TSI 245PS 5d 33 £8,255 £761 £720 £808 Get Quote
GTI Performance 2.0 TSI 245PS DSG auto 3d 33 £8,255 £761 £720 £808 Get Quote
GTI TCR 2.0 TSI 290PS DSG auto 3d 34 £7,477 £1,258 £1,078 £1,063 Get Quote
GTI TCR 2.0 TSI 290PS DSG auto 5d 34 £7,477 £1,258 £1,078 £1,063 Get Quote
R 2.0 TSI 300PS 4Motion DSG auto 3d 37 £7,730 £1,103 £958 £734 Get Quote
R 2.0 TSI 300PS 4Motion DSG auto 5d 37 £7,730 £1,103 £958 £734 Get Quote
R 2.0 TSI BMT 310PS 4Motion (03/17 on) 3d 39 £12,283 £1,555 £1,231 £787 Get Quote
R 2.0 TSI BMT 310PS 4Motion (03/17 on) 5d 39 £12,283 £1,555 £1,231 £787 Get Quote
R 2.0 TSI BMT 310PS 4Motion DSG auto 03/17 on 3d 39 £12,283 £1,555 £1,231 £787 Get Quote
R 2.0 TSI BMT 310PS 4Motion DSG auto (03/17 on) 5d 39 £12,283 £1,555 £1,231 £787 Get Quote

How much does it cost to insure a Volkswagen Golf?

To give you an idea of how much it could cost you to insure your Golf, we ran a number of quotes to find an average figure. Our results estimated that, on average, you could insure your Volkswagen Golf with a comprehensive policy for monthly payments of £77.03, or an annual payment of £808.40.

What other factors affect my Volkswagen Golf insurance rate?

We’ve covered insurance groups and age. Here are some of the other factors that affect your insurance premium costs:

  • Your marital status
  • Where you live
  • Your credit history and job
  • Your car’s safety rating
  • The age and model of your car
  • Your car’s security and any anti-theft precautions
  • Annual miles driven
  • The size of your car’s engine
  • Your driving history and activity
  • No claims discount

How can I save on my Volkswagen Golf premiums?

When searching for car insurance, you’ll want to find the best deal for a price that’s within your budget. We’ve uncovered some tricks you can try to lower the cost of your premium: take a look below.

  • Limit your car usage (where possible). Occasionally deciding to walk or get public transport, rather than using your car, can help to save on your premiums.
  • Pay annually rather than monthly. It might be scary to part with a large sum of money in one go, but if you’re able to pay annually you can save an average of £115.96 a year.
  • Install extra safety precautions.The safer your car is, the less of a risk it will be for companies to insure. By adding extra safety measures, you’re quite likely to lower your premium.
  • Don’t just accept your renewal quote. When it’s time for renewal, it’s worth investing a couple of hours to shop around: there may be cheaper options out there.

Is a Volkswagen Golf cheap to insure?

Danny Butler
Finder insurance expert Danny Butler answers

Let’s say you’re doing everything you can from the list above: you’re driving less, you’re paying annually, you’re shopping around for insurance quotes. Does that mean you’ll find a Volkswagen Golf cheap to insure?

As with any make of car, the cost of your insurance will depend on many things, including the model you go for and which insurance group it’s in. Volkswagen Golf models range from insurance groups 7 to 39, so you can look for models in lower insurance groups to keep your costs down.

One factor affecting insurance groups is engine size. The size of engine in a Golf varies depending on the model you choose. You can also choose between petrol and diesel engines, with different levels of performance.

Finally, the safer your car is, the lower your premium is likely to be.

How safe is the Volkswagen Golf?

When Euro NCAP tested the Volkswagen Golf in 2019, it received a 5/5 safety rating. It was deemed to have great frontal and lateral crash protection for passengers, and scored an incredibly high 95% for adult occupants’ safety.

The Golf comes with a number of technological features that help keep you and your car safe. Front Assist alerts you of obstructions in front of you to avoid any bumps, whilst City Emergency Braking with Pedestrian Monitoring can censor anything in front of you and any pedestrians in the immediate area and stop the car if there is a danger of collision.

For more details about optional safety features that you might want to invest in, visit the Volkswagen website. Ask your insurer what extra safety and security features you can add in return for lower premiums.

Bottom line

As a general rule, the pricier your Golf, the more you’ll have to spend in insurance premiums. Whichever model you have, it’s worth doing a little research and shopping around for the best deals.

Frequently asked questions

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*Based on data provided by Consumer Intelligence Ltd, www.consumerintelligence.com (Mar ’24). 51% of car insurance customers could save £539.54
The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms "best", "top", "cheap" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is subject to our terms of use. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you. Most of the data in Finder's comparison tables has the source: Moneyfacts Group PLC. In other cases, Finder has sourced data directly from providers.

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