Veygo insurance review
Learning to drive or borrowing a car? Find out whether Veygo temporary car insurance is right for you.
Compare temporary car insurance providers
What's in this review?
- Compare temporary car insurance providers
- Who is Veygo?
- Who underwrites Veygo's car insurance?
- Veygo learner driver insurance
- What does Veygo's comprehensive cover include?
- What's covered under my policy?
- How much is my excess?
- What is the claims process for Veygo car insurance?
- Pros and cons for Veygo temporary car insurance
- Our Verdict
If you need to borrow a car for a house move or a trip, or if you’re learning to drive and want to practice on a friend or family member’s car, you will need to get car insurance cover.
In some instances, you might be able to join the car owner’s policy, but that is most likely to mean that their no claims status will be affected if you have an accident and need to claim. No one needs that level of responsibility.
Veygo’s car-sharing insurance policy offers comprehensive, temporary car insurance from as little as 1 hour up to 30 days. It is particularly useful for learner drivers, but can be a good solution for anyone looking to get cover for a short period of time.
Who is Veygo?
Veygo is a UK-based insurance company that was founded in 2017, and is part of the Admiral Group. Veygo specialises in learner-driver insurance and temporary car insurance.
The company aims to help young drivers and drivers who need to borrow someone else’s car by providing them with an affordable way to get them on the road.
Who underwrites Veygo’s car insurance?
Veygo is part of the Admiral Group, and is administered by EUI Limited. It is underwritten by Admiral, who is authorised and regulated by the Financial Conduct Authority.
There’s more in the policy schedule about the underwriters of the policy.
Veygo learner driver insurance
Veygo is a particularly useful tool for learner drivers. You can register your provisional licence and add the details of the car you wish to drive, or even multiple cars if you’re an extra lucky learner!
Whenever you want to practice, you log in to Veygo’s app and pick the car you want to drive (the details all get saved for easy access), or add a new one. Cover is instant and comprehensive.
The best thing about it is that you won’t affect the no claims discount status of the car’s owner if you have an accident, which should prevent any family riffs or fall out with friends.
Once you’ve passed your test, you simply update your details on the app to say you are now a fully qualified driver. You can then take out Veygo’s temporary car insurance when you need to, if you want to borrow someone’s car.
It’s important to note that, if you own a car, you cannot simply get temporary car insurance whenever you want to use it. Even if you only drive it on rare occasions, it is illegal to hold a car without a valid insurance policy, unless you send a Statutory Off Road Notification (SORN) to the DVLA, declaring your car is off the road. This is a little complex and should only be done if you know you definitely won’t need to use the car for at least a couple of months. When your car is registered as SORN, you also get a refund on your car tax.
What does Veygo’s comprehensive cover include?
Veygo’s temporary car insurance provides comprehensive cover while you’re on the road. Features include:
- Accidental damage
- Fire and theft damage
- Standard accessories and spare parts
- Any permanently fitted audio/visual equipment
- Lock replacement
- Liability to other people
- Windscreen damage
- Legal cover
- Personal injury cover (optional)
- Personal belongings (optional)
What’s covered under my policy?
|Product Name||Veygo Temporary car insurance||Veygo Learner driver insurance|
|Damage to your car||✓||✓|
|Damaged windscreen and window glass||✓||✓|
|Fire and theft||✓||✓|
|Personal accident and road rage||✓||✓|
|Liabilities to third parties||✓||✓|
|No claims discount||✓|
|No claims discount protection||The main driver will be covered|
|Permanently fitted audio equipment||✓||✓|
How much is my excess?
An excess is the amount of money that you must pay when you make a claim. The amount of your excess can change depending on factors such as your car and your driving history.
With Veygo car insurance, the accidental damage on most policies is set at £750. However, some customers are able to choose an excess as low as £250, depending on the policy details.
If you don’t take photos of your vehicle before and after the policy starts, and then need to make a claim, you may have to pay an additional excess of £250. There is also an additional excess for windscreen damage (£25) or replacement (£95).
Check the policy schedule for full details concerning excess payments.
What is the claims process for Veygo car insurance?
If you find yourself needing to make a claim, you can call Veygo’s claims hotline on 0330 134 8647.
The claims hotline is open Monday – Friday 8am – 5.30pm and Saturdays between 8am – 2pm.
If you need to make a claim outside of these hours, you can call 01206 771 752 where you will be redirected to a third party company, which will start the claims process with you.
Pros and cons for Veygo temporary car insurance
- Flexible temporary insurance for whatever time frame you need.
- The cover begins as soon as you purchase it.
- The policy won’t affect the car owner’s no claims bonus.
- Veygo short-term car insurance gets expensive if you’re looking for cover that’s approaching 30 days.
- You’re not covered abroad with this insurance.
As it’s powered by the very well established insurance company Admiral, Veygo is a trusted brand.
It is particularly useful for learner drivers, as you can cover yourself to practice on a friend or relative’s car for a couple of hours at a time. The best bit is that if you dent your mum’s car while attempting to parallel park (easily done!), she can get it fixed without affecting her own no claims bonus.
Veygo’s app is free and easy to use, with customers getting access to immediate cover in a matter of minutes.
If you’re going on a slightly longer journey, you might want to shop around to get the best deal, but if you only need cover from a few hours up to a couple of weeks, Veygo short term insurance is a good option.
Read more on this topic
Best car insurance for over 50s in the UK right now We've reviewed and rated the best car insurance providers out there in the UK for over 50s.
Mazda RX-8 insurance group and cost Find out the average cost of car insurance for a Mazda RX-8 based on the driver's age and location.
Peugeot 107 insurance group and cost Find out the average cost of car insurance for a Peugeot 107 based on the specific model version, the driver's age and their location.
Windscreen cover Discover why taking out windscreen replacement cover for your car could save you pennies in the long run.
Hyundai i20 insurance group and cost Find out the average cost of car insurance for a Hyundai i20 based on the specific model version, the driver's age and their location.
Mazda MX-5 insurance group and cost Find out the average cost of insurance for a Mazda MX-5 based on the specific model version, the driver's age and their location.
Mazda 3 insurance group and cost Compare the average cost of car insurance for a Mazda 3 based on the model version, the driver's age and their location.
Car insurance excess Your comprehensive guide to car insurance excess, what it is and when it needs to be paid.
Compare car insurance by make and model We compare and break down insurance prices by brand, car model and vehicle specs.
Nissan Note insurance group and cost Find out the average cost of insurance for a Nissan Note in the UK based on the specific model version, the driver's age and their location.