Insure OK temporary car insurance review
We've analysed Insure OK's temporary car insurance, which offers cover from as little as 1 hour up to 30 days.
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The temporary car insurance through Insure OK gives policyholders the most comprehensive level of cover as standard, and this broker says that any claims made under a temporary policy won’t affect a customer’s annual no claims discount. Here’s what else you need to know.
Insure OK is a home and motor insurance broker specialising in telematics (“black box”) technology. It provides cover for cars, vans, taxis and young drivers by fitting a black box device to your vehicle. By monitoring the driving and braking habits of a driver through this device, Insure OK says it can accurately calculate how much your premium should cost.
The broker’s temporary insurance is arranged and administered by Dayinsure.com Ltd.
Insure OK will accept almost anyone with a valid and full UK driver’s licence and can also cover customers who hold a full EU, EEA, Australian, New Zealand and South African driving licence and have done so for at least six months (or three months if you’re aged over 25).
Insure OK is a trading name of Fresh Insurance Services Group Ltd, which was set up in 2002.
Here are some of the benefits of Insure OK’s temporary car insurance:
Unfortunately not. To get short-term car cover, both you and the car must meet Insure OK’s eligibility criteria.
You must:
The car must:
Your insurance excess is the amount of money you will need to pay towards a claim. Your insurer won’t pay out for a claim that costs less than this amount. A compulsory excess amount might vary depending on the age of your car and your driving experience.
A voluntary excess is on top and is normally set by you when taking out a policy. You’ll have the option of adding a voluntary excess or increasing it – which should lower your premium.
All temporary car insurance policies offered to Insure OK customers have a compulsory excess of £250 up to £1,250, depending on the length of cover required, the age and experience of the driver and the age and condition of the vehicle amongst other factors.
You’ll find details about any compulsory or voluntary excesses in your policy document.
You should call the Dayinsure claims line on 08000 156 166 to make a claim. This 24-hour claims line is open 7 days a week.
You will need to provide the following information:
It’s vital that you let your insurer know about an incident straight away, even if it’s not your fault. Failure to do this could result in a rejected claim later on.
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