Temporary car insurance for new drivers is for those who recently got their licence and are looking to get insured for short periods of time.
The first few years after getting your driving licence can be tricky when it comes to insurance. Premiums tend to be higher for new inexperienced drivers because they are considered risky by insurers.
If you need to drive all the time, you can have a look at our guide on how to get cheap car insurance as a new driver.
But many new drivers only get behind the wheel occasionally, for example when they are home from university or have a trip planned. If this sounds like you, do consider temporary car insurance instead.
You can get a quote online and get yourself insured on someone else’s vehicle, be it the family car or a friend’s car you borrowed for the weekend.
Temporary car insurance is very flexible and you can usually get a policy that lasts between one hour and 30 days.
Most insurers offering temporary car insurance require you to have had your driving licence for at least six months (sometimes even a year), but a couple offer you a policy even if your driving licence is brand new.
Temporary car insurance for new drivers is for people who have a full UK driving licence, albeit a new one.
If you have a provisional one and are preparing for your test, you need to look at temporary car insurance for learner drivers instead.
It depends on the insurer. You will get the standard third party cover, plus a series of extras, which may be optional and come at additional cost. Breakdown cover, for example, is usually not included in the cheapest policy.
If you are planning a road trip in Europe, some companies, such as Dayinsure, should also be able to arrange European cover for new drivers.
You will need to hold a full UK driving licence, while the vehicle you want to get insurance for needs to be registered in the UK. You will also need to be 17 or older (age requirement vary by insurer).
Temporary insurance companies also accept driving licences issued in the EU, EEA, South Africa, Switzerland, Australia or New Zealand, but some may require that you have had it for at least 6 or 12 months.
Temporary car insurance for new drivers is the right option for drivers who are just starting out and only get behind the wheel occasionally. It’s usually cheaper and quicker than getting yourself permanently added to an existing policy, but it all comes down to how often you need it.
It will still be more expensive than setting up temporary or permanent car insurance for a more experienced driver though. Young age and/or lack of experience will increase your premium with any insurers.
More in general, temporary car insurance can be great in a range of situations when you might need a car for a short period of time, from moving house to going for a trip, or picking up a friend at the airport and so on.
Found the car of your dreams but worried about getting it back home? You can do it easily and safely with drive away insurance.
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