No matter which Ford model you drive, having reliable roadside assistance is essential for peace of mind. Exploring your options for general roadside assistance can ensure you’re prepared for any unexpected breakdowns.
What is breakdown cover?
Breakdown cover is a type of insurance that helps you if your car stops working while you’re on the road. It typically includes services such as towing, emergency repairs, and other support to get you back on your way or to a nearby repair shop.
What is roadside assistance?
Roadside assistance provides help when your vehicle becomes inoperable due to mechanical failure or other issues. Services usually include jump-starts, tire changes, fuel delivery, and towing to a repair facility.
Where can I get breakdown cover for my Ford?
You can obtain breakdown cover for your Ford from various sources, including insurance companies and specialised breakdown service providers. Some popular options include the AA, RAC, and Green Flag. Comparing these services can help you find the best coverage for your needs.
What will roadside assistance cover for my Ford?
Ford roadside assistance typically covers a comprehensive range of services designed to assist you when faced with vehicle issues. These services often include:
- Roadside repair services to fix minor mechanical or electrical problems.
- Towing services to transport your vehicle to a nearby repair facility if it cannot be fixed on-site.
- Battery jump-starts to help you restart your vehicle if the battery fails.
- Flat tire changes to replace a punctured or damaged tire with your spare.
- Lock-out assistance if you accidentally lock your keys inside your vehicle.
- Fuel delivery if you run out of fuel while on the road.
How much does Ford breakdown cover cost?
The cost of Ford breakdown cover can vary based on several factors beyond the usual considerations such as age and driving history. Additional factors influencing the cost include:
- Age and condition. As older vehicles may require more extensive assistance.
- Breakdown history. Including any past incidents that may affect risk assessments.
- Duration. Whether you opt for short-term or annual coverage.
- Level of cover. Including any optional extras such as European coverage or enhanced roadside assistance services.
What does Ford breakdown cover include in the UK?
In the UK, Ford breakdown cover typically offers a comprehensive range of services to ensure you receive assistance wherever and whenever you need it. Key features of Ford breakdown cover often include:
- Roadside assistance and repair to resolve minor issues and get you back on the road quickly.
- Vehicle recovery services to transport your vehicle to a Ford-approved repair facility if it cannot be repaired at the roadside.
- Home start services, providing assistance if your vehicle fails to start at your home address.
- Onward travel options such as car hire or accommodation if your vehicle cannot be repaired promptly, ensuring you can continue your journey or return home.
These comprehensive coverage options ensure that Ford drivers in the UK are well-supported in various breakdown scenarios, offering peace of mind and reliable assistance when needed.
What isn’t covered with general breakdown cover?
General breakdown cover usually excludes:
- The car is not properly maintained. General maintenance of cars, such as oil checks and tyre checks, are important to ensure a vehicle is safe to drive.
- The car breaks down on private land. The recovery vehicle may not be able to access the land you’re stranded on.
- The car breaks down after a collision. At the very least, recovery may be delayed while emergency services tend to the scene of an accident. Some policies may also completely exclude breakdown recovery following a collision.
It’s important to review the terms and conditions of your policy to understand any exclusions.
Is short-term or annual cover better value for my Ford?
The answer isn’t straightforward and depends on your situation.
If you drive regularly, whether your own car or someone else’s, and want the security of breakdown assistance whenever you need it, an annual policy is likely more cost-effective. Short-term cover tends to be much pricier per day. You might find that an annual policy costs less than one covering just a month.
Conversely, if you seldom drive — borrowing or renting a car for short periods — temporary breakdown cover could be more economical, especially if bundled with temporary car insurance. This could also apply if you typically don’t need breakdown cover for local driving but occasionally venture on longer trips.
There’s a third option if you drive your own car regularly but also use borrowed or rental cars occasionally. You might opt for annual vehicle breakdown cover for your car and short-term cover for others. Alternatively, consider annual personal breakdown cover, covering you in any vehicle. Although pricier than single-vehicle policies, it could be more cost-effective than multiple short-term covers.
Pros and cons of general breakdown cover for Ford
Pros
- Comprehensive coverage options
- Peace of mind for Ford owners
- Flexibility to choose the best provider
Cons
- Higher cost for infrequent users
- Potential overlap with other insurance
- Limited service coverage
Bottom line
General roadside assistance for Ford vehicles provides essential services to ensure you are supported in case of a breakdown. Choose a plan that suits your driving habits and provides the necessary protection.
Frequently asked questions
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