Breakdown cover from just £6

Breakdown cover from just £6
- 8/10 cars fixed at roadside
- Unlimited callouts
- 5 star Defaqto rated
Personal breakdown cover is breakdown insurance that is attached to a person, not a specific car.
This means that a driver with personal breakdown insurance can drive any car and still be covered if it breaks down.
Personal breakdown insurance often has the same features as vehicle breakdown – it’s just that the cover applies to a person instead of a car.
You can add personal car breakdown cover to an existing breakdown policy so that you’re covered to drive your own car, but also have cover when driving or riding as a passenger in other people’s cars.
Policy specs will vary by provider, but usually include the following options:
The cover is only valid if you are in the car when it breaks down, even if the car is registered to you.
Other exclusions will depend on the level of cover you choose.
For example, without national recovery, you won’t get the option to have your car towed anywhere in the UK. Without onward travel, you will have to make your own arrangements to continue your journey and won’t be reimbursed for the extra expense.
If you want to make sure you are covered for whatever happens, you can take out a comprehensive policy that contains all the elements above.
That depends on your circumstances.
If you regularly drive more than one vehicle and would like to be covered for all, then personal car breakdown cover is for you. It will also benefit you if you don’t have your own car, but regularly borrow one from a friend or family member.
If you just need breakdown insurance for your own car, vehicle breakdown cover will likely be a more economical option.
Your personal breakdown cover is specific to you, but some insurers will let you add more people to the policy for an extra premium. Anyone you add has to live at the same address as the main policy holder.
How many people you can add and how much extra it will cost you will vary by provider.
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