BMW 2 Series insurance group and cost

Compare car insurance costs for your BMW 2 Series based on your age and location.

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BMW 2 Series models range from insurance groups 10 to 47, so the cost of insurance can vary significantly depending on which model you have.

BMW 2 Series insurance groups and cost

In the table below, we show you the insurance group for different BMW 2 Series model versions alongside the likely premiums for different age ranges.

Model / VersionGroup (1-50)Age 20yrsAge 30yrsAge 40yrsAge 50yrsLink
BMW 2 Series Gran Tourer (2015 - 2024) 216d SE 5d10£913.24£609.70£510.36£471.36Get Quote
BMW 2 Series Gran Tourer (2015 - 2024) 216d Luxury 5d10£913.24£609.70£510.36£471.36Get Quote
BMW 2 Series Gran Tourer (2015 - 2024) 216d SE (04/2018 on) 5d11£1,135.84£681.20£564.69£549.94Get Quote
BMW 2 Series Gran Tourer (2015 - 2024) 216d M Sport 5d11£1,135.84£681.20£564.69£549.94Get Quote
BMW 2 Series Gran Tourer (2015 - 2024) 216d M Sport Dual-clutch Auto12£965.08£658.66£544.09£521.48Get Quote
BMW 2 Series Gran Tourer (2015 - 2024) 216d M Sport DCT (04/2018 on)12£965.08£658.66£544.09£521.48Get Quote
BMW 2 Series Gran Tourer (2015 - 2024) 218i SE 5d13£921.95£573.32£490.62£469.68Get Quote
BMW 2 Series Gran Coupe (2020 - 2024) 218i [136] Sport [Live Cockpit Prof]13£921.95£573.32£490.62£469.68Get Quote
BMW 2 Series Gran Tourer (2015 - 2024) 218d SE 5d14£1,047.48£555.44£512.66£517.67Get Quote
BMW 2 Series Gran Coupe (2020 - 2024) 30 TFSI Technik 5dr14£1,047.48£555.44£512.66£517.67Get Quote
BMW 2 Series Gran Tourer (2015 - 2024) 218i SE (04/2018 on) 5d15£1,425.58£756.46£695.57£676.53Get Quote
BMW 2 Series Gran Coupe (2020 - 2024) 218d Sport 4dr [Live Cockpit Prof]15£1,425.58£756.46£695.57£676.53Get Quote
BMW 2 Series Gran Tourer (2015 - 2024) 218d SE (04/2018 on) 5d16£1,481.96£849.03£660.04£667.28Get Quote
BMW 2 Series Gran Coupe (2020 - 2024) 30 TDI Technik 5dr16£1,481.96£849.03£660.04£667.28Get Quote
BMW 2 Series Gran Coupe (2020 - 2024) 218i [136] M Sport 4dr17£1,049.13£693.78£596.04£559.18Get Quote
BMW 2 Series Gran Tourer (2015 - 2024) 218d Luxury (04/2018 on) 5d17£1,049.13£693.78£596.04£559.18Get Quote
BMW 2 Series Gran Coupe (2020 - 2024) 218i [136] M Sport 4dr DCT18£1,395.77£661.75£611.82£613.29Get Quote
BMW 2 Series Gran Tourer (2015 - 2024) 30 TFSI 116 Black Edition 5dr18£1,395.77£661.75£611.82£613.29Get Quote
BMW 2 Series Gran Tourer (2015 - 2024) 220d xDrive Luxury 5d Step Auto19£1,142.45£594.10£573.80£547.25Get Quote
BMW 2 Series Gran Coupe (2020 - 2024) 218i [136] SE 4d19£1,142.45£594.10£573.80£547.25Get Quote
BMW 2 Series Gran Coupe (2020 - 2024) 218d Sport 4dr [Live Cockpit Prof]20£1,140.45£566.99£560.23£534.47Get Quote
BMW 2 Series Coupe (2014 - 2021) 218d Modern 2d20£1,140.45£566.99£560.23£534.47Get Quote
BMW 2 Series Gran Coupe (2020 - 2024) 218i [136] Sport 4dr DCT21£1,072.10£689.18£593.39£527.60Get Quote
BMW 2 Series Coupe (2014 - 2021) 218d SE (07/17 on) 2d21£1,072.10£689.18£593.39£527.60Get Quote
BMW 2 Series Gran Coupe (2020 - 2024) 218i Sport 4d22£1,108.94£729.30£624.63£589.41Get Quote
BMW 2 Series Active Tourer (2021 onwards) 218d Sport 5dr DCT22£1,108.94£729.30£624.63£589.41Get Quote
BMW 2 Series Gran Coupe (2025 onwards) 220 M Sport 4dr Step Auto23£1,416.79£809.39£703.65£656.36Get Quote
BMW 2 Series Active Tourer (2021 onwards) 218d M Sport 5dr DCT23£1,416.79£809.39£703.65£656.36Get Quote
BMW 2 Series Gran Coupe (2020 - 2024) 220d M Sport Sport Auto 4d24£1,180.48£772.67£633.50£639.42Get Quote
BMW 2 Series Active Tourer (2021 onwards) 220i MHT Sport 5dr DCT24£1,180.48£772.67£633.50£639.42Get Quote
BMW 2 Series Gran Coupe (2025 onwards) 223 xDrive M Sport 4dr25£1,380.34£861.31£730.90£648.06Get Quote
BMW 2 Series Coupe (2014 - 2021) 220d Modern 2d25£1,380.34£861.31£730.90£648.06Get Quote
BMW 2 Series Coupe (2014 - 2021) 220i Modern 2d Step Auto26£1,612.10£890.06£755.97£681.74Get Quote
BMW 2 Series Coupe (2014 - 2021) Sport 220d (190bhp) Sport 2d26£1,612.10£890.06£755.97£681.74Get Quote
BMW 2 Series Gran Coupe (2020 - 2024) 220i Sport 4dr Step Auto27£1,598.22£902.37£784.49£759.41Get Quote
BMW 2 Series Active Tourer (2021 onwards) 225e xDrive Sport 5dr DCT27£1,598.22£902.37£784.49£759.41Get Quote
BMW 2 Series Gran Coupe (2020 - 2024) 220d Sport Sport Auto 4d28£1,051.05£582.19£543.93£540.48Get Quote
BMW 2 Series Coupe (2021 - 2025) 220i M Sport 2dr Step Auto [Pro Pack]28£1,051.05£582.19£543.93£540.48Get Quote
BMW 2 Series Coupe (2021 - 2025) 220d MHT M Sport 2dr Step Auto29£1,663.68£1,031.80£773.88£754.05Get Quote
BMW 2 Series Active Tourer (2021 onwards) 223i MHT Sport 5dr DCT29£1,663.68£1,031.80£773.88£754.05Get Quote
BMW 2 Series Gran Coupe (2020 - 2024) M235i xDrive Sport Auto 4d30£3,439.38£1,001.68£874.54£861.41Get Quote
BMW 2 Series Coupe (2021 - 2025) 220i M Sport 2dr Step Auto30£3,439.38£1,001.68£874.54£861.41Get Quote
BMW 2 Series Gran Coupe (2025 onwards) M235 xDrive 4dr Step Auto31£3,544.85£1,019.77£863.52£847.78Get Quote
BMW 2 Series Active Tourer (2021 onwards) 230e xDrive Luxury 5dr DCT31£3,544.85£1,019.77£863.52£847.78Get Quote
BMW 2 Series Coupe (2014 - 2021) M Sport 220i Sport Automatic32£2,980.18£914.54£796.14£767.16Get Quote
BMW 2 Series Coupe (2014 - 2021) SE 2.0T FSI Quattro SE 2d32£2,980.18£914.54£796.14£767.16Get Quote
BMW 2 Series Coupe (2021 - 2025) 230i M Sport 2dr Step Auto33£2,293.32£1,256.31£1,048.45£1,141.00Get Quote
BMW 2 Series Active Tourer (2021 onwards) 230e xDrive M Sport 5dr DCT33£2,293.32£1,256.31£1,048.45£1,141.00Get Quote
BMW 2 Series Coupe (2014 - 2021) M Sport 225d M Sport Sport Auto35£1,951.55£1,055.05£952.11£921.24Get Quote
BMW 2 Series Coupe (2014 - 2021) M Sport 225d Sport Automatic (07/17)35£1,951.55£1,055.05£952.11£921.24Get Quote
BMW 2 Series Gran Coupe (2020 - 2024) M235i xDrive (Plus Pack) Sport Auto36£1,795.79£947.00£829.72£807.78Get Quote
BMW 2 Series Coupe (2021 - 2025) M240i xDrive 2dr Step Auto36£1,795.79£947.00£829.72£807.78Get Quote
BMW 2 Series Coupe (2014 - 2021) M235i (Nav) 2d38£1,992.12£1,028.10£890.79£870.50Get Quote
BMW 2 Series Coupe (2014 - 2021) M235i (Nav) 2d Step Auto38£1,992.12£1,028.10£890.79£870.50Get Quote
BMW 2 Series M2 (2022 onwards) M2 480 2dr40£2,497.85£1,182.11£1,154.65£1,006.90Get Quote
BMW 2 Series Coupe (2014 - 2021) M235i 2d Step Auto40£2,497.85£1,182.11£1,154.65£1,006.90Get Quote
BMW 2 Series M2 (2022 onwards) M2 2dr DCT42£6,986.31£1,338.71£1,340.77£1,134.04Get Quote
BMW 2 Series M2 (2016 - 2017) M2 2d42£6,986.31£1,338.71£1,340.77£1,134.04Get Quote
BMW 2 Series M2 (2022 onwards) M2 CS 2dr Step Auto45£2,403.40£1,299.41£978.16£912.43Get Quote
BMW 2 Series Coupe (2014 - 2021) M2 2dr 2d47£5,754.09£1,554.28£1,237.96£1,084.25Get Quote
BMW 2 Series Coupe (2014 - 2021) M2 M DCT Auto (07/17 on) 2d47£5,754.09£1,554.28£1,237.96£1,084.25Get Quote

Average BMW 2 Series insurance cost

To provide you with an idea of how much it may cost you to insure your BMW 2 Series, we ran several quotes to find an average figure. Based on our results, on average, you could insure your BMW 2 Series with a comprehensive policy for £1,068.20 yearly, or £93.98 paying monthly.

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BMW 2 Series insurance cost by location

The table above shows the average cost of BMW 2 Series insurance based on insurance groups and driver age. However, there are a number of other factors that affect the cost of your car insurance premiums, and one of the biggest is where you are in the UK. Where you live helps determine the level of risk that your car may be stolen or that you'll be involved in an accident, and this affects the cost of insurance.

To show the power of the postcode, here are some average quotes for a 30-year-old living in 3 different locations. The quotes are for a BMW 2 Series Gran Tourer (2015 - 2024) 216d SE 5d.

  • Expensive: £858.95 (London E10)
  • Mid-range: £609.70 (Chester CH1)
  • Cheap: £406.66 (Newquay TR8)

What factors affect my BMW 2 Series insurance rate?

We've covered insurance groups, age and location. Here are some of the other factors that affect your insurance premium costs:

How can I save on my BMW 2 Series premiums?

When searching for insurance, you'll want to find the best deal for a price that's within your budget. We've uncovered some tricks you can try to lower the cost of your premium, and we've listed them below.

  • Limit your car usage (where possible). Occasionally deciding to walk or get public transport, rather than using your car, can help to save on your premiums.
  • Pay annually rather than monthly. Whilst it might be scary to part with a large sum of money in one go, if you're able to pay annually you can save an average of £59.52 a year.
  • Install extra safety precautions. The safer your car is, the less of a risk it will be for companies to insure. By adding extra safety measures, you're quite likely to lower your premium.
  • Clear out the garage! If you have a garage – clear it out and park your car there. Parking your car in a garage reduces your risk to insurers and therefore reduces your premiums too.
  • Consider any named drivers. Only name drivers on the insurance policy that regularly drive the vehicle, you can easily add on others at a later date or get them temporary cover.
  • Don't just accept your renewal quote. When it's time for renewal, it's worth investing a couple of hours to shop around: there may be cheaper options out there.

Bottom line

As we've shown, factors like where you live, how old you are, whether you want to pay monthly or annually, and the specific variant of BMW 2 Series you're insuring all have a major impact on the cost of cover. In fact, the best prices we found ranged from £329.67 to £13,853.94, and that's based on shopping around to find a competitive deal. Unfortunately, if you don't shop around, there's every chance you could end up paying more than you have to.

Frequently asked questions

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Danny was a publisher at Finder specialising in insurance and investing. He previously worked at the global insurer Aon and has appeared in national media giving advice on insurance. Danny holds a BA in International Business from the University of Plymouth and has undying loyalty to his average-poor football team, Portsmouth FC. See full bio

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Danny has written 292 Finder guides across topics including:
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Jason is a writer and editor. He worked as a senior subeditor for Finder for 5 years and in that time became familiar with a wide range of financial products and services. Before that, he worked for Australian Associated Press. He has a BA from Macquarie University in Australia. Jason loves to help other people find new ways to save money. See full bio

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