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6 etoro Alternatives to Try in 2026

eToro covers stocks, options and crypto — but skips IRAs, mutual funds and bonds. Here's what fills the gap.

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By

Matt Miczulski

Edited by

Richard Laycock

Updated

Fact checked

etoro’s social trading feed and CopyTrader tools make it a genuinely different way to invest, and its lineup covers stocks, options and crypto commission-free. But it stops there — no IRAs, no mutual funds, no bonds, no forex, and no professional-grade market data or options analytics either. These six platforms cover what etoro leaves out — five for a retirement account or broader asset access, and one for traders who want deeper tools instead.

etoro alternatives

Moomoo

Moomoo

9 Excellent

Up to $1,000 in Nvidia stock plus 8.1% APY on uninvested cash for 2 months, then it reverts to 3.35% APY. T&Cs apply.
Read review
Moomoo doesn't fill etoro's retirement-account gap either — it's individual brokerage accounts only, same as etoro. But if what you actually want is more professional-grade tools, Moomoo delivers. Free real-time Level 2 market data kicks in at just a $100 average account balance, and its options tools include same-day-expiration tracking and unusual-activity alerts. It also offers Kalshi-powered event contracts and its own agentic-trading feature, Moomoo API Skills, for connecting your own AI agent to the platform. It's the pick for traders leaving etoro for more depth, not for a retirement account.
Minimum deposit $0
Signup bonus Get up to $1,000 in Nvidia stock plus 8.1% APY on uninvested cash

Robinhood

Robinhood

9.4 Excellent

Read review
etoro covers stocks, options and crypto, but it stops there — no IRAs, no retirement accounts of any kind. Robinhood closes that exact gap with Traditional and Roth IRAs, plus an unusual 1%-3% match on contributions through Robinhood Gold. It matches etoro's commission-free stocks, options and crypto trading, and its free Legend platform also covers the advanced charting and futures trading etoro doesn't offer.
Annual fee $0 per year
Minimum deposit $0
Signup bonus N/A

Public.com

Public.com

9 Excellent

Earn a 1% match on IRA contributions and rollovers. T&Cs apply.
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Read review
Public is the closest match to what actually makes etoro different: a social feed showing what other investors are holding and why, not just a trading app. It goes further where etoro can't — a Traditional or Roth IRA with a 1% match on contributions, plus bonds alongside commission-free stocks, ETFs and options. Public even pays a small rebate on options trades instead of charging for them.
Annual fee $0 per month
Minimum deposit $0

Webull

Webull

9.4 Excellent

Get 12 free shares by joining Webull. Select Go to site, then make a first deposit of $100 or more to get 10+2 free shares, each worth $3-$300, randomly drawn from the pool of NVDA, TSLA, SPCX and AAPL, minimum $36 in the pocket, plus 1-month complimentary Webull premium. T&Cs apply.
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Read review
Webull matches etoro almost feature-for-feature — commission-free stocks, options and crypto — then adds the two things etoro doesn't have: IRAs (Traditional, Roth and Rollover) and genuinely deep charting tools, plus a paper-trading simulator covering six asset classes: stocks, options, crypto, futures, bonds and event contracts.
Annual fee $0 per month
Minimum deposit $0
Signup bonus Get 12 free shares by joining Webull

Fidelity

Fidelity Investments

9.2 Excellent

Read review
If you've outgrown etoro's retail feel entirely, Fidelity is the full-service alternative: IRAs, mutual funds, bonds and a robo-advisor with no advisory fee under $25,000, plus commission-free stocks. It even offers crypto trading — including inside a Traditional, Rollover or Roth IRA, something few brokers allow — though options cost $0.65 a contract and there's no social or copy-trading layer. Its zero-expense-ratio index funds are hard to match.
Annual fee $0 per year
Minimum deposit $0
Signup bonus N/A

SoFi Invest

SoFi Active Invest

9 Excellent

Get up to $1,000 in stock when you open and fund a new account. T&Cs apply.
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Read review
SoFi fills etoro's IRA gap and bundles it with everything else SoFi does — banking, loans, credit — inside one app. It offers Traditional, Roth and Rollover IRAs with a 1% match on contributions, alongside commission-free stocks and ETFs. There's no social or copy-trading layer here, but if you'd rather manage your whole financial life in one place, that's the trade you're making.
$150
Finder Reward
Get $150 from Finder Become a Finder member, then open a new SoFi Active Invest account through Finder as a first-time customer, and make an Eligible First Deposit of $1,250 or more within 5 days of clicking the Finder link. Keep your account open. Offer ends November 30, 2026.
Separate T&Cs and limits apply.
Annual fee $0 per month
Minimum deposit $0
Signup bonus Get up to $1,000 in stock

Pros and cons of etoro

etoro’s social trading feed sets it apart, but it has real gaps. Weigh these before deciding to open or keep an etoro account.

Pros

  • CopyTrader social and copy-trading tools
  • Commission-free stocks, ETFs and options
  • 100+ cryptoassets, with fractional trading from $10
  • Smart Portfolios for ready-made investment bundles

Cons

  • No IRAs or other retirement accounts
  • No mutual funds, bonds or forex
  • No trust or beneficiary (transfer-on-death) account designations
  • Crypto held through a separate entity that isn’t SIPC-protected

How to transfer your brokerage account

Switching brokers is a fairly standard process, though the exact steps depend on where you’re coming from and where you’re headed. Check etoro’s current fee schedule for its exact outgoing transfer fee before you start.
etoro uses the Automated Customer Account Transfer Service, so expect a process like this:

  1. Get a statement from your current broker with your account number and a list of your assets.
  2. Open the same type of account with your new broker — for example, an individual brokerage account should go to another individual brokerage account.
  3. Fill out a transfer initiation or ACAT form with your new broker.
  4. Your current broker validates the form or requests more information within three business days.
  5. Your old broker completes the transfer and moves your funds within six business days.

Note: some brokers won’t accept another broker’s proprietary funds, so you may not be able to transfer certain mutual funds or ETFs your old broker manages directly.

Compare trading platforms

9 of 9 results
Finder Score Available asset types Stock trade fee Minimum deposit Cash sweep APY
9 Excellent
Stocks, Options, Mutual funds, ETFs, Alternatives
$0
$0
0.01%
$150$150 Reward

Finder Rewards: Join Finder then open a new SoFi Active Invest account through Finder as a first-time customer, and make an Eligible First Deposit of $1,250 or more within 5 days of clicking the Finder link. Keep your account open to receive a $150 digital Visa gift card. Ends 30 Nov 2026. T&Cs apply.

Get up to $1,000 in stock when you open and fund a new account. T&Cs apply.
Trade stocks, ETFs, and options with zero commissions, invest in IPOs or automate your portfolio, with exclusive perks available through SoFi Plus.
Important information
INVESTMENTS ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • MAY LOSE VALUE Other fees, such as exchange fees, may apply. Please view our fee disclosure to view a full listing of fees. Investing in alternative investments and/or strategies may not be suitable for all investors and involves unique risks, including the risk of loss. An investor should consider their individual circumstances and any investment information, such as a prospectus, prior to investing. Interval Funds are illiquid instruments, the ability to trade on your timeline may be restricted. Brokerage and Active investing products offered through SoFi Securities LLC, Member FINRA (www.finra.org) /SIPC(www.sipc.org). There are limitations with fractional shares to consider before investing. During market hours fractional share orders are transmitted immediately in the order received. There may be system delays from receipt of your order until execution and market conditions may adversely impact execution prices. Outside of market hours orders are received on a not held basis and will be aggregated for each security then executed in the morning trade window of the next business day at market open. Share will be delivered at an average price received for executing the securities through a single batched order. Fractional shares may not be transferred to another firm. Fractional shares will be sold when a transfer or closure request is initiated. Please consider that selling securities is a taxable event. Options involve risks, including substantial risk of loss and the possibility an investor may lose the entire investment Before trading options please review the Characteristics and Risks of Standardized Options Utilizing a margin loan is generally considered more appropriate for experienced investors as there are additional costs and risks associated. It is possible to lose more than your initial investment when using margin. Please see https://www.sofi.com/wealth/assets/documents/brokerage-margin-disclosure-statement.pdf for detailed disclosure information SoFi Plus members can schedule an unlimited number of appointments with a financial planner during periods in which the SoFi Plus member meets the eligibility criteria set forth in section 10(a) of the SoFi Plus Terms and Conditions. SoFi members who are not members of SoFi Plus can schedule one (1) appointment with a financial planner. The ability to schedule appointments is subject to financial planner availability. SoFi reserves the right to change or terminate this benefit at any time with or without notice. Advisory services are offered by SoFi Wealth LLC, an SEC-registered investment adviser. Information about SoFi Wealth's advisory operations, services, and fees is set forth in SoFi Wealth's current Form ADV Part 2 (Brochure), a copy of which is available upon request and at www.adviserinfo.sec.gov. The probability of a member receiving $1,000 is 0.028%. If you don’t make a selection in 45 days, you’ll no longer qualify for the promo. Members must fund their account with a minimum of $50.00 to qualify. The probability percentage is subject to decrease. Members are only eligible for the Stock Award promotion upon opening their first brokerage account; subsequent cash brokerage accounts are ineligible for the promo, including for members with multiple accounts. Terms and conditions apply*. For 401k rollovers, existing SoFi IRA members must complete 401k rollovers via this link For SoFi members without a SoFi IRA, a SoFi IRA must first be opened, and 401k rollover must be completed utilizing Capitalize via this link. SoFi and Capitalize will charge no additional fees to process a 401(k) rollover to a SoFi IRA. SoFi is not liable for any costs incurred from the existing 401k provider for rollover. Please check with your 401k provider for any fees or costs associated with the rollover. For IRA contributions, only deposits made via ACH and cash transfer from SoFi Bank accounts are eligible for the match. Click here for the 1% Match terms and conditions. Must be a SoFi Plus member at the time a recurring deposit is received into your SoFi Active or Automated investing account to qualify. Bonus calculated on net monthly recurring deposits made via ACH and paid out as Rewards Points. See Rewards Terms of Service. SoFi reserves the right to change or terminate this promotion at any time without notice. See terms and limitations. https://www.sofi.com/sofiplus/invest/#disclaimers
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9.4 Excellent
Stocks, Bonds, Options, ETFs, Futures, Money market funds
$0
$0
3.35%
Get 12 free shares by joining Webull. Select Go to site, then make a first deposit of $100 or more to get 10+2 free shares, each worth $3-$300, randomly drawn from the pool of NVDA, TSLA, SPCX and AAPL, minimum $36 in the pocket, plus 1-month complimentary Webull premium. T&Cs apply.
Trade stocks, ETFs and equity options commission-free, with access to futures, advanced charting tools, a robo-advisor and event trading powered by Kalshi.
Important information
*Free shares will be validated in 10 days and no withdraw is allowed during this period. Partner deal only, sign up and join via non-affiliate link shall only receive 10 free shares
Go to site View details
9 Excellent
Stocks, Bonds, Options, ETFs, Cryptocurrency, Treasury Bills, High-yield cash account
$0
$0
3.30%
Earn a 1% match on IRA contributions and rollovers. Must stay 5 years to avoid a clawback fee
Build a diversified portfolio of stocks, bonds, options, ETFs and crypto, with a high-yield cash account and options contract rebates.
Important information
High-yield cash account 3.30% APY as of 06/11/2026.
Go to site View details
eToro logo
8.2 Great
etoro
8.2 Great
Stocks, Options, ETFs, Cryptocurrency, Investments
$0
$0
3.25%
$200$200 Reward

Finder Rewards: Join Finder then open a new etoro account through Finder as a first-time customer, deposit at least $1,000 and keep it in your account until January 29, 2027 to receive a $200 digital Visa gift card. Ends 15 Dec 2026. T&Cs apply.

Get up to $500 in free assets plus up to $300 in crypto when you open, verify and fund a new account. Bonus amounts depend on your deposit. T&Cs apply.
No commission stock, ETF and options trades, with 3.25% interest on your options account balance and no options contract fees. See full disclosure.
Important information
etoro securities trading offered by etoro USA Securities, Inc. (‘the BD”), member of FINRA and SIPC. Investing involves risk, and content is provided for educational purposes only, does not imply a recommendation, and is not a guarantee of future performance. Finder is not an affiliate and may be compensated if you access certain products or services offered by the BD. etoro USA LLC and etoro USA Securities Inc.; Investing involves risk, including loss of principal; Not a recommendation
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Zacks Trade logo
8.2 Great
Zacks Trade
8.2 Great
Stocks, Bonds, Options, Mutual funds, ETFs, CDs
$0.01
$250
2.83%
Leverage powerful trading tools and low margin rates to trade stocks, options, ETFs, mutual funds and bonds.
Go to site View details
JPMorgan logo
8.4 Great
J.P. Morgan Self-Directed Investing
8.4 Great
Stocks, Bonds, Options, Mutual funds, ETFs, Treasury Bills
$0
$0
0.01%
Get a cash bonus up to $1,000 when you open and fund a J.P. Morgan Self-Directed Investing account. T&Cs apply.
Get $0 commission online trades.
Important information
INVESTMENT AND INSURANCE PRODUCTS ARE: NOT A DEPOSIT • NOT FDIC INSURED • NO BANK GUARANTEE • MAY LOSE VALUE
Go to site View details
Wealthfront logo
9 Excellent
Wealthfront
9 Excellent
Stocks, ETFs, High-yield cash account
$0
$500
3.30%
Get a $50 bonus when you sign up and fund a taxable automated investing account with at least $500. T&Cs apply.
Automate your stock and bond portfolio or trade individual stocks for as little as $1 apiece. Plus, earn 3.50% APY on your cash.
Go to site View details
Moomoo logo
9 Excellent
Moomoo
9 Excellent
Stocks, Options, ETFs, Cryptocurrency
$0
$0
3.35%
Up to $1,000 in Nvidia stock plus 8.1% APY on uninvested cash for 2 months, then it reverts to 3.35% APY. T&Cs apply.
No commission stock, ETF and options trades, with $0 equity options contract fees, low margin rates and advanced trading tools.
View details
Robinhood logo
9.4 Excellent
Robinhood
9.4 Excellent
Stocks, Options, ETFs, Cryptocurrency, Futures, Event contracts, High-yield cash account
$0
$0
3.60%
Trade stocks, options, crypto and more, with advanced trading tools, fractional shares and exclusive perks for Gold members.
View details
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To make sure you get accurate and helpful information, this guide has been edited by Richard Laycock as part of our fact-checking process.
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Written by

Investments editor and market analyst
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Matt Miczulski is an investments editor and market analyst at Finder. With over 450 bylines, Matt dissects and reviews brokers and investing platforms to expose perks and pain points, explores investment products and concepts and covers market news, making investing more accessible and helping readers to make informed financial decisions. Before joining Finder in 2021, Matt covered everything from finance news and banking to debt and travel for FinanceBuzz. His expertise and analysis on investing and other financial topics has been featured on Yahoo Finance, CBS, MSN, Best Company and Consolidated Credit, among others. Matt holds a BA in history from William Paterson University. See full bio

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Matt has written 295 Finder guides across topics including:
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