Robinhood is one of the best brokers available today, with commission-free stocks, ETFs and options, cryptocurrency, futures and matching IRA contributions. It also shares competitive rewards with its account holders through its Robinhood Gold subscription. If you’re transferring an existing account or rolling over a retirement account, Robinhood’s ongoing match is worth a look — there’s no cap, and it applies to contributions, transfers and 401(k) rollovers alike.(1)
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Robinhood Gold
No expiration
3.35% APY on uninvested cash and 3% matching on IRA contributions, transfers and rollovers, plus 30 days free of Robinhood Gold
Robinhood Gold allows you to benefit from 3.35% APY on uninvested cash with up to $2.5 million in FDIC insurance. You’ll receive a free 30-day trial of Robinhood Gold, and then it costs $5 per month. Your subscription includes a 3% match on contributions, transfers and rollovers — three times the standard 1% match non-Gold customers get.(2)
Does Robinhood have a transfer bonus?
Yes, but it’s simpler than a limited-time promo: Robinhood matches 1% of any amount you contribute, transfer or roll over into an IRA, with no cap on the match — 3% if you’re subscribed to Robinhood Gold. That match applies whether you’re moving a brokerage account, an IRA, or an old 401(k) into Robinhood.(1) The one condition: the matched funds need to stay in the account for 5 years, or Robinhood can claw back a prorated portion of the match if you withdraw early.
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Get $160 from Finder
Become a Finder member, open a new Webull Account and make a first deposit of $1000 or more to get $160 from Finder. Stack this offer with Webull's offer: Make a first deposit of $100 or more to get 10+2 free share, each worth $3 to $300, randomly drawn from the pool of NVDA, TSLA, SPCX and AAPL, plus 1-month of complimentary Webull premium.
Separate T&Cs and limits apply.
Become a Finder member, open a new eToro account and deposit at least $300 into your account. Offer ends on September 30, 2026.
Separate T&Cs and limits apply.
Become a Finder member, open a new SoFi Active Invest account and make an Eligible First Deposit of $1,250 or more within 5 days of clicking the Finder link. Offer ends on October 31, 2026.
Separate T&Cs and limits apply.
Robinhood promotions are for both new and existing customers, but they are limited in their scope. Before signing up, check out our list of best brokerage accounts, as some other brokers like Moomoo or Tastytrade may better suit your needs.
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Webull
Up to 4% Match Bonus + $100 transfer fee reimbursement
INVESTMENTS ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • MAY LOSE VALUE
Other fees, such as exchange fees, may apply. Please view our fee disclosure to view a full listing of fees.
Investing in alternative investments and/or strategies may not be suitable for all investors and involves unique risks, including the risk of loss. An investor should consider their individual circumstances and any investment information, such as a prospectus, prior to investing. Interval Funds are illiquid instruments, the ability to trade on your timeline may be restricted. Brokerage and Active investing products offered through SoFi Securities LLC, Member FINRA (www.finra.org) /SIPC(www.sipc.org).
There are limitations with fractional shares to consider before investing. During market hours fractional share orders are transmitted immediately in the order received. There may be system delays from receipt of your order until execution and market conditions may adversely impact execution prices. Outside of market hours orders are received on a not held basis and will be aggregated for each security then executed in the morning trade window of the next business day at market open. Share will be delivered at an average price received for executing the securities through a single batched order. Fractional shares may not be transferred to another firm. Fractional shares will be sold when a transfer or closure request is initiated. Please consider that selling securities is a taxable event.
Options involve risks, including substantial risk of loss and the possibility an investor may lose the entire investment Before trading options please review the Characteristics and Risks of Standardized Options
Utilizing a margin loan is generally considered more appropriate for experienced investors as there are additional costs and risks associated. It is possible to lose more than your initial investment when using margin. Please see https://www.sofi.com/wealth/assets/documents/brokerage-margin-disclosure-statement.pdf for detailed disclosure information
SoFi Plus members can schedule an unlimited number of appointments with a financial planner during periods in which the SoFi Plus member meets the eligibility criteria set forth in section 10(a) of the SoFi Plus Terms and Conditions. SoFi members who are not members of SoFi Plus can schedule one (1) appointment with a financial planner. The ability to schedule appointments is subject to financial planner availability. SoFi reserves the right to change or terminate this benefit at any time with or without notice. Advisory services are offered by SoFi Wealth LLC, an SEC-registered investment adviser. Information about SoFi Wealth's advisory operations, services, and fees is set forth in SoFi Wealth's current Form ADV Part 2 (Brochure), a copy of which is available upon request and at www.adviserinfo.sec.gov.
The probability of a member receiving $1,000 is 0.028%. If you don’t make a selection in 45 days, you’ll no longer qualify for the promo. Members must fund their account with a minimum of $50.00 to qualify. The probability percentage is subject to decrease. Members are only eligible for the Stock Award promotion upon opening their first brokerage account; subsequent cash brokerage accounts are ineligible for the promo, including for members with multiple accounts.
Terms and conditions apply*. For 401k rollovers, existing SoFi IRA members must complete 401k rollovers via this link See full terms and For SoFi members without a SoFi IRA, a SoFi IRA must first be opened, and 401k rollover must be completed utilizing Capitalize via this link. SoFi and Capitalize will charge no additional fees to process a 401(k) rollover to a SoFi IRA. SoFi is not liable for any costs incurred from the existing 401k provider for rollover. Please check with your 401k provider for any fees or costs associated with the rollover. For IRA contributions, only deposits made via ACH and cash transfer from SoFi Bank accounts are eligible for the match. Click here for the 1% Match terms and conditions.
Must be a SoFi Plus member at the time a recurring deposit is received into your SoFi Active or Automated investing account to qualify. Bonus calculated on net monthly recurring deposits made via ACH and paid out as Rewards Points. See Rewards Terms of Service. SoFi reserves the right to change or terminate this promotion at any time without notice. See terms and limitations. https://www.sofi.com/sofiplus/invest/#disclaimers
SoFi will match 1% of a customer's ACAT transfers, up to $5,000,000 into an existing or newly opened SoFi self-directed individual retirement account (IRA) or SoFi self-directed taxable account during the Offer Period of Sept 10- Sept 30, 2026. The transferred assets must be settled before the end of the Offer Period to qualify for the match and must be maintained in the account for five years. For the full terms and conditions, please visit SoFi.com/ACATterms.
Frequently asked questions
Robinhood's ongoing promotions center on its IRA match program: a 1% match (3% with Robinhood Gold) on IRA contributions, transfers and 401(k) rollovers, with no cap. New and existing Gold subscribers also get a free 30-day trial of Gold, which includes a higher APY on uninvested cash.
Yes — Robinhood matches 1% of any amount transferred or rolled over into an IRA (3% with Robinhood Gold), with no cap on the match. The funds need to stay in the account for 5 years to keep the full match.
Robinhood promotions in 2026 include a free 30-day membership to Robinhood Gold for new and existing account holders, which gives you access to exclusive rates, plus ongoing IRA contribution and transfer matches.
Robinhood offers both margin and cash accounts for its investment accounts.(3)
Lena Borrelli is an experienced finance writer with a deep understanding of personal finance, investing and consumer banking. Her work has been featured in top-tier publications such as Forbes, TIME, Bankrate, Moneywise and Annuity.org, where she provides expert insights on financial trends, smart money management and emerging fintech solutions. With a background in personal finance and content strategy, Lena specializes in breaking down complex financial topics into clear, actionable advice for readers. When she is not writing or scanning the news for the latest headlines, she is happiest spending time in the Florida sunshine with her husband and two pups.
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