SoFi Invest® Bonus Offers and Promos for May 2026

SoFi® specializes in a variety of financial products, including banking, credit cards, personal loans, student loan refinancing, insurance and, of course, investing. SoFi is also known for its generosity — frequent SoFi Invest bonuses and promotions apply, with SoFi having delivered over $12.5 billion in rewards points to its more than 12.5 million customers as of January 2026.⁽¹⁾⁽²⁾

Bonus type	Eligibility dates	Bonus amount	Requirements	Learn more
Capitalize 1% Match IRA Rollover	Open	1% match	Roll over a 401(k) into your SoFi Invest IRA account	Go to site
SoFi Active Invest Promotion	Open	Up to $1,000 of stock.	New customers with SoFi Invest – Active Investing account with $50 funded within 45 days	Go to site

Compare more broker account bonuses

SoFi bonuses and promotions are a great choice when you just started investing or plan to open or roll over an IRA account. Its rewards are flexible, suiting both investment and retirement account holders with open-ended promotions that make its accounts extra attractive.

However, SoFi is not the only option for financial rewards — other brokers like Moomoo or Interactive Brokers may offer a better promotion to fit your needs, so it is important to compare your options before opening a new account.

Broker	Bonus offer	More info
Webull	Up to 4% Match Bonus + $100 transfer fee reimbursement	Learn more
Tastytrade	$100 per referral	Learn more
Robinhood	Up to $200 gift stock	Learn more
Interactive Brokers	$200 per referral	Learn more
Moomoo	4.10% APY Cash Sweep Base Rate and one-time 4.00% APY Booster Rate Coupon	Learn more

Frequently asked questions

• How do you get a bonus from SoFi investing?

  New customers with a SoFi Active Invest account can receive up to $1,000 worth of stock when they deposit $50 within the first 45 days. T&C apply.

• What is the downside to using SoFi?

  SoFi specializes in a number of financial accounts and investments, but cryptocurrency is notably missing from its lineup. If you are looking to trade crypto, consider the best cryptocurrency exchanges.

• Is SoFi better than Fidelity?

  Both SoFi and Fidelity Investments are leaders in the investment space. Like SoFi, Fidelity is known for commission-free trading while also offering $5 fractional shares and robo-advisor services. Also, Fidelity includes cryptocurrency in its lineup, whereas SoFi does not.

• SoFi Active Invest terms and conditions

  INVESTMENTS ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • MAY LOSE VALUE
  
  Other fees, such as exchange fees, may apply. Please view our fee disclosure to view a full listing of fees.
  
  Investing in alternative investments and/or strategies may not be suitable for all investors and involves unique risks, including the risk of loss. An investor should consider their individual circumstances and any investment information, such as a prospectus, prior to investing. Interval Funds are illiquid instruments, the ability to trade on your timeline may be restricted. Brokerage and Active investing products offered through SoFi Securities LLC, Member FINRA (www.finra.org) /SIPC(www.sipc.org).
  
  There are limitations with fractional shares to consider before investing. During market hours fractional share orders are transmitted immediately in the order received. There may be system delays from receipt of your order until execution and market conditions may adversely impact execution prices. Outside of market hours orders are received on a not held basis and will be aggregated for each security then executed in the morning trade window of the next business day at market open. Share will be delivered at an average price received for executing the securities through a single batched order. Fractional shares may not be transferred to another firm. Fractional shares will be sold when a transfer or closure request is initiated. Please consider that selling securities is a taxable event.
  
  Options involve risks, including substantial risk of loss and the possibility an investor may lose the entire investment Before trading options please review the Characteristics and Risks of Standardized Options
  
  Utilizing a margin loan is generally considered more appropriate for experienced investors as there are additional costs and risks associated. It is possible to lose more than your initial investment when using margin. Please see https://www.sofi.com/wealth/assets/documents/brokerage-margin-disclosure-statement.pdf for detailed disclosure information
  
  SoFi Plus members can schedule an unlimited number of appointments with a financial planner during periods in which the SoFi Plus member meets the eligibility criteria set forth in section 10(a) of the SoFi Plus Terms and Conditions. SoFi members who are not members of SoFi Plus can schedule one (1) appointment with a financial planner. The ability to schedule appointments is subject to financial planner availability. SoFi reserves the right to change or terminate this benefit at any time with or without notice. Advisory services are offered by SoFi Wealth LLC, an SEC-registered investment adviser. Information about SoFi Wealth's advisory operations, services, and fees is set forth in SoFi Wealth's current Form ADV Part 2 (Brochure), a copy of which is available upon request and at www.adviserinfo.sec.gov.
  
  Probability of member receiving $1,000 is 0.026%. If you don’t make a selection in 45 days, you’ll no longer qualify for the promo. Customer must fund their account with a minimum of $50.00 to qualify. Probability percentage is subject to decrease.
  
  Terms and conditions apply*. For 401k rollovers, existing SoFi IRA members must complete 401k rollovers via this link See full terms and For SoFi members without a SoFi IRA, a SoFi IRA must first be opened, and 401k rollover must be completed utilizing Capitalize via this link. SoFi and Capitalize will charge no additional fees to process a 401(k) rollover to a SoFi IRA. SoFi is not liable for any costs incurred from the existing 401k provider for rollover. Please check with your 401k provider for any fees or costs associated with the rollover. For IRA contributions, only deposits made via ACH and cash transfer from SoFi Bank accounts are eligible for the match. Click here for the 1% Match terms and conditions.
  
  Must be a SoFi Plus member at the time a recurring deposit is received into your SoFi Active or Automated investing account to qualify. Bonus calculated on net monthly recurring deposits made via ACH and paid out as Rewards Points. See Rewards Terms of Service. SoFi reserves the right to change or terminate this promotion at any time without notice. See terms and limitations. https://www.sofi.com/sofiplus/invest/#disclaimers

• SoFi Crypto Terms and Conditions

  CRYPTOCURRENCY AND OTHER DIGITAL ASSETS ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • MAY LOSE VALUE
  Cryptocurrency and other digital assets are highly speculative, involve significant risk, and may result in the complete loss of value. Cryptocurrency and other digital assets are not deposits, are not insured by the FDIC or SIPC, are not bank guaranteed, and may lose value.
  All cryptocurrency transactions, once submitted to the blockchain, are final and irreversible. SoFi is not responsible for any failure or delay in processing a transaction resulting from factors beyond its reasonable control, including blockchain network congestion, protocol or network operations, or incorrect address information. Availability of specific digital assets, features, and services is subject to change and may be limited by applicable law and regulation.
  SoFi Crypto products and services are offered by SoFi Bank, N.A., a national bank regulated by the Office of the Comptroller of the Currency. SoFi Bank does not provide investment, tax, or legal advice. Please refer to the SoFi Crypto account agreement for additional terms and conditions.
  
  SoFi Crypto products and services are offered by SoFi Bank, N.A., a national bank regulated by the Office of the Comptroller of the Currency.
  
  Crypto Claw
  Offer valid from 4/3/26 through 6/30/26 for New SoFi Crypto Members Only. Rewards are randomly assigned in amounts of $5, $10, $25, $100, or $1000. Higher-value rewards are less likely; most recipients receive $5 in digital asset award. Odds vary based on eligible participants and reward allocation. See full terms and conditions.