SoFi Invest® Bonus Offers and Promos for March 2026

SoFi® specializes in a variety of financial products, including banking, credit cards, personal loans, student loan refinancing, insurance and, of course, investing. SoFi is also known for its generosity — frequent SoFi Invest bonuses and promotions apply, with SoFi having delivered over $12.5 billion in rewards points to its more than 12.5 million customers as of January 2026.⁽¹⁾⁽²⁾

SoFi Invest’s best bonus offer

For its new customers with an Active Investing brokerage account, you can benefit from a stock bonus valued up to $1,000. To qualify, sign up via the SoFi website or download the mobile app and fund your account with at least $50 to take advantage of current and future SoFi Invest promotions. Then, using the Claw – Active Investing Promotion, use the claw to pick a gift amount, which will give you stock valued anywhere up to $1,000.⁽³⁾

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SoFi bonuses and promotions are a great choice when you just started investing or plan to open or roll over an IRA account. Its rewards are flexible, suiting both investment and retirement account holders with open-ended promotions that make its accounts extra attractive.

However, SoFi is not the only option for financial rewards — other brokers like Moomoo or Interactive Brokers may offer a better promotion to fit your needs, so it is important to compare your options before opening a new account.

Frequently asked questions

• How do you get up to $1,000 from SoFi investing?

  New customers with a SoFi Active Invest account can receive up to $1,000 worth of stock when they deposit $50 within the first 45 days. T&C apply.

• What is the downside to using SoFi?

  SoFi specializes in a number of financial accounts and investments, but cryptocurrency is notably missing from its lineup. If you are looking to trade crypto, consider the best cryptocurrency exchanges.

• Is SoFi better than Fidelity?

  Both SoFi and Fidelity Investments are leaders in the investment space. Like SoFi, Fidelity is known for commission-free trading while also offering $5 fractional shares and robo-advisor services. Also, Fidelity includes cryptocurrency in its lineup, whereas SoFi does not.

• SoFi Active Invest terms and conditions

  INVESTMENTS ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • MAY LOSE VALUE
  
  Other fees, such as exchange fees, may apply. Please view our fee disclosure to view a full listing of fees.
  
  Investing in alternative investments and/or strategies may not be suitable for all investors and involves unique risks, including the risk of loss. An investor should consider their individual circumstances and any investment information, such as a prospectus, prior to investing. Interval Funds are illiquid instruments, the ability to trade on your timeline may be restricted. Brokerage and Active investing products offered through SoFi Securities LLC, Member FINRA (www.finra.org) /SIPC(www.sipc.org).
  
  There are limitations with fractional shares to consider before investing. During market hours fractional share orders are transmitted immediately in the order received. There may be system delays from receipt of your order until execution and market conditions may adversely impact execution prices. Outside of market hours orders are received on a not held basis and will be aggregated for each security then executed in the morning trade window of the next business day at market open. Share will be delivered at an average price received for executing the securities through a single batched order. Fractional shares may not be transferred to another firm. Fractional shares will be sold when a transfer or closure request is initiated. Please consider that selling securities is a taxable event.
  
  Options involve risks, including substantial risk of loss and the possibility an investor may lose the entire investment Before trading options please review the Characteristics and Risks of Standardized Options
  
  Utilizing a margin loan is generally considered more appropriate for experienced investors as there are additional costs and risks associated. It is possible to lose more than your initial investment when using margin. Please see https://www.sofi.com/wealth/assets/documents/brokerage-margin-disclosure-statement.pdf for detailed disclosure information
  
  SoFi Plus members can schedule an unlimited number of appointments with a financial planner during periods in which the SoFi Plus member meets the eligibility criteria set forth in section 10(a) of the SoFi Plus Terms and Conditions. SoFi members who are not members of SoFi Plus can schedule one (1) appointment with a financial planner. The ability to schedule appointments is subject to financial planner availability. SoFi reserves the right to change or terminate this benefit at any time with or without notice. Advisory services are offered by SoFi Wealth LLC, an SEC-registered investment adviser. Information about SoFi Wealth's advisory operations, services, and fees is set forth in SoFi Wealth's current Form ADV Part 2 (Brochure), a copy of which is available upon request and at www.adviserinfo.sec.gov.
  
  Probability of Member receiving $3,000 is a probability of 0.026%; If you don’t make a selection in 45 days, you’ll no longer qualify for the promo. Customer must fund their account with a minimum of $50.00 to qualify. Probability percentage is subject to decrease.
  
  Terms and conditions apply*. For 401k rollovers, existing SoFi IRA members must complete 401k rollovers via this link See full terms and For SoFi members without a SoFi IRA, a SoFi IRA must first be opened, and 401k rollover must be completed utilizing Capitalize via this link. SoFi and Capitalize will charge no additional fees to process a 401(k) rollover to a SoFi IRA. SoFi is not liable for any costs incurred from the existing 401k provider for rollover. Please check with your 401k provider for any fees or costs associated with the rollover. For IRA contributions, only deposits made via ACH and cash transfer from SoFi Bank accounts are eligible for the match. Click here for the 1% Match terms and conditions.
  
  1% ACAT Match Offer: Valid 02/17/26–03/31/26. Max match $1M. Applies to new/existing SoFi self-directed IRAs. Full terms: http://sofi.com/acatiraterms.
  
  Must be a SoFi Plus member at the time a recurring deposit is received into your SoFi Active or Automated investing account to qualify. Bonus calculated on net monthly recurring deposits made via ACH and paid out as Rewards Points. See Rewards Terms of Service. SoFi reserves the right to change or terminate this promotion at any time without notice. See terms and limitations. https://www.sofi.com/sofiplus/invest/#disclaimers

• SoFi Crypto Terms and Conditions

  CRYPTOCURRENCY AND OTHER DIGITAL ASSETS ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • MAY LOSE VALUE
  Cryptocurrency and other digital assets are highly speculative, involve significant risk, and may result in the complete loss of value. Cryptocurrency and other digital assets are not deposits, are not insured by the FDIC or SIPC, are not bank guaranteed, and may lose value.
  All cryptocurrency transactions, once submitted to the blockchain, are final and irreversible. SoFi is not responsible for any failure or delay in processing a transaction resulting from factors beyond its reasonable control, including blockchain network congestion, protocol or network operations, or incorrect address information. Availability of specific digital assets, features, and services is subject to change and may be limited by applicable law and regulation.
  SoFi Crypto products and services are offered by SoFi Bank, N.A., a national bank regulated by the Office of the Comptroller of the Currency. SoFi Bank does not provide investment, tax, or legal advice. Please refer to the SoFi Crypto account agreement for additional terms and conditions.
  
  SoFi cryptocurrency products and services will be offered by SoFi Bank, N.A., subject to applicable regulatory approvals. Participation is subject to the promotion's terms and conditions and does not constitute an offer or guarantee of access to cryptocurrency-related products or services. Cryptocurrency and other digital assets are highly speculative and involve significant risk, including the potential for complete loss of value. These assets are not insured by the FDIC or SIPC and do not carry any bank guarantee.
  
  1% Crypto Match Promo
  ● Runs 2/12/2026 - 3/30/2026
  ● Promo Details: All members can earn a 1% Crypto match, no SoFi Plus requirement
  ● “Get a 1% match on crypto buys through 3/30/26.*”
  ● Required disclosure:
  *Earn a 1% match, in stablecoin or a cash equivalent, on net funded crypto buys (up to 250K volume) made from 2/12/26 - 3/30/26. Assets must be held on the platform through 12/31/26. Withdrawals before 12/31/26 will reduce the match amount. SoFi Crypto products and services are offered by SoFi Bank, N.A., a national bank regulated by the Office of the Comptroller of the Currency. SoFi reserves the right to change or terminate this promotion at any time without notice. See terms and limitations http://www.sofi.com/crypto/1percentmatch
  
  Weekly $100k in BTC Promo
  ● Runs Weekly, Mon-Sun, starting 2/16 - 3/31
  ● Promo Details: New Crypto members each week, for 6 weeks, will equally split a weekly prize pool of $100k in BTC
  ● “When you open a SoFi Crypto account this week, you’ll split $100k in Bitcoin with all our other new members this week.”
  ● “SoFi is giving away $100K in Bitcoin every week through March 31, 2026”
  ● “Get your share of $100,000 in Bitcoin this week.”
  ● Required disclosure:
  Must be a net-new SoFi Crypto member to qualify. Prize is an equal share of a weekly $100,000 pool, payable in Bitcoin (BTC), calculated based
  on the number of new accounts opened each week. BTC credited within 10-15 business days following the Weekly Prize Period. Cryptocurrency
  is NOT FDIC insured, NOT bank guaranteed, and MAY lose value. See terms and conditions at https://www.sofi.com/crypto/100K
  
  

To make sure you get accurate and helpful information, this guide has been edited by Matt Miczulski as part of our fact-checking process.

Written by

Lena Borrelli

Contributor

Lena Borrelli is an experienced finance writer with a deep understanding of personal finance, investing and consumer banking. Her work has been featured in top-tier publications such as Forbes, TIME, Bankrate, Moneywise and Annuity.org, where she provides expert insights on financial trends, smart money management and emerging fintech solutions. With a background in personal finance and content strategy, Lena specializes in breaking down complex financial topics into clear, actionable advice for readers. When she is not writing or scanning the news for the latest headlines, she is happiest spending time in the Florida sunshine with her husband and two pups. See full bio