We value our editorial independence, basing our comparison results, content and reviews on objective analysis without bias. But we may receive compensation when you click links on our site. Learn more about how we make money from our partners.

Skrill payments and transfers review

Last updated:  

This convenient, easy payment service comes with high fees for sending and withdrawing money.

To transfer money with this e-commerce site, you create a free Skrill account and deposit funds into your Skrill wallet using a wire transfer or credit or debit card. You can withdraw your funds to a bank account or send money to other Skrill users’ wallets. Skrill can convert your money to 40 currencies and offers a high maximum transfer amount.

No limit

Max. Transfer Amount


Product NameSkrill
Max. Transfer AmountNo limit
Transfer MethodsOnline, Bank Account to Bank Account
Transfer OptionsRegular payments, One off payments
Customer ServicePhone, Email
Available CurrenciesUSD

Send money to your friend’s digital wallet account.

Skrill is a safe, convenient e-commerce and money transfer service. Like PayPal and Circle, Skrill’s platform is designed to be easy to understand by people new to money transfers and digital wallets.

Send money to domestic users or convert money to over 40 currencies globally from your online account or the Skrill mobile app. If you need help with your transfer, contact customer service with their 24/7 helpline or check out the interactive FAQ online. But be aware of the many fees.


  • Don’t have your friend’s bank account details? Easily send money with just their email address.
  • Pay for your goods online without pulling out your wallet with any e-retailer that offers Skrill at checkout.

How much will I pay to send money with Skrill?

In addition to Skrill’s currency conversion fee, you’ll pay a transfer fee that’s equal to 1.9% of your total transaction amount, capped at $20. Skrill automatically deducts these fees from the amount your friend or family member receives on the their end. You’ll also pay to withdraw money from your account.

  • 1.9% transaction fee
  • 3.99% currency conversion fee
  • up to 7.5% withdraw fee (varies by payment method)

For example, if you’re transferring $1,000 from your Skrill account to a friend in the UK, Skrill will deduct a transaction fee of 1.9% ($19), along with a 3.99% ($39.90) currency conversion fee. Your friend will receive $941.10.

There are also fees for loading funds to your Skrill account. The price depends on the method you use:

  • Bank transfer: Free
  • ACH: 6%
  • Credit card: 2.9%
  • PaySafe card: 7.5%

Exchange rates

Skrill’s exchange rates can be higher than competing services. It adds 3.99% to what it calls “Skrill’s wholesale exchange rate.” For comparison, TransferWise offers the mid-market rate for most international transfers, and PayPal typically charges fees of up to 2.5% above mid-market rate.

What types of transfers does Skrill support?

Skrill offers one-off transfers. You have options for loading the funds to your Skrill wallet and withdrawing the money, including:

  • Upload methods. Load your Skrill wallet with funds directly from your bank account, a credit or debit card, a SWIFT account or another digital wallet.
  • Withdraw methods. Your recipient can withdraw funds from a Skrill wallet to a bank account via wire transfer, a credit card balance or SWIFT account, depending on their location.

Minimum and maximum transfer amounts

Skrill does not have a minimum transfer amount. Maximum transfer amounts can vary between $135 and $25,000 a month, depending on the verification of your account. You can usually verify your account instantly with your Social Security Number.

Pros and cons


  • Intuitive system. Skrill is a simple platform that’s easy for people new to money transfers.
  • Services many countries. Though it’s not available in all countries, Skrill offers its transfers worldwide.
  • High limits. With no transfer minimum and up to a $25,000 maximum, few can beat the range of freedom offered by Skrill.


  • High fees. Convenience comes at a price, with lots of fees, including a currency conversion fee of 3.99%, which is higher than many other online transfer services.
  • Potential inactivity fee. If you don’t use or log in to Skrill at least annually, you’ll be charged a monthly 2 euro (roughly $2) fee until you do so.
  • Requires government-issued ID. This requirement could deter users without one.

How does Skrill compare to other services?

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
USD 0 1 - 2 days USD 0.00 0.896 EUR 4,481 Offering no maximum and no minimum limit transfers with $0 fees. Go to site Show details
USD 1 1 - 2 days USD 40.00 0.9 EUR
Enjoy high maximum transfers into more than 20 currencies while saving up to 90% over local banks. Go to site Show details
USD 1 Within an hour USD 3.99 0.896 EUR 4,476 Use promo code 3FREE to send your first 3 transfers with no fee. Send to 110+ countries for bank-to-bank deposit, cash pickup or mobile top-up. Go to site Show details
GBP 1,000 1 - 2 days USD 0.00 0.891 EUR 4,454 Exclusive: Minimum transfer of $1,000 for Finder readers (normally $5,000).
For larger transfers, get no transaction fees and no maximum send limits.
Go to site Show details
USD 1,000 1 day USD 0.00 0.891 EUR 4,454 No-maximum limit transfers with competitive exchange rates for 100+ currencies. Go to site Show details
USD 5,000 1 day USD 0.00 0.891 EUR 4,454 Venstar will support you through the entire process of your international transactions, from start to finish. Go to site Show details

Compare up to 4 providers

How do I send money through Skrill?

Sending money through Skrill is fast and easy. You will first need to sign up for a free Skrill account before loading funds into your wallet. To sign up for an account, you will provide:

  • Your full name and personal contact information, including your phone number and email address.
  • Your Social Security Number or photo ID and proof of residence.

You can start transfers after you’ve created your account.

  1. Confirm your email address and identity by entering your Social Security Number.
  2. Enter banking or credit card information.
  3. Deposit funds into your Skrill account.
  4. Track the progress of your initial deposit and any money transfers through your Skrill account.

Your recipient will typically receive your funds in 2 to 5 business days.

Can I link my Skrill account to PayPal?

Unfortunately, PayPal is not currently a payment option. You can, however, register up to two bank accounts — one primary and one secondary.

Bottom line

While Skrill offers an easy-to-use platform, you may find that the high fees outweigh Skrill’s benefits. In that case, you’ll want to compare the fees, rates and transfer options of other money transfer specialists to find one that suits your needs.

Frequently asked questions

Ask an expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use and Privacy and Cookies Policy.


  1. Default Gravatar
    October 15, 2019

    For someone abroad to send money to me in Nigeria should I just give my skrill customer ID for them to use as my account number to send money to me?

    • AvatarStaff
      October 15, 2019

      Hi Mike,

      Thanks for your comment.

      To receive funds internationally to your Skrill account, let your sender know these details:

      Note that he can send money via Skrill to your bank account, mobile wallet, or email address. Your sender must have an account with Skrill, then:

      1.Log in and select ‘Send Money’
      2.Enter (your) recipient email address or bank account details and payment details
      3. Select your currency and amount
      4. Confirm and send

      Hope this helps!


  2. Default Gravatar
    July 11, 2019

    Please can i receive money directly into my bank account in nigeria using skrill

    • AvatarStaff
      July 12, 2019

      Hi Ryku,

      Thanks for getting in touch!

      Yes, you can receive money directly in your bank account in Nigeria using Skrill. As it says on their site:

      SEND money to anyone with just an email address and they can withdraw to their bank account in Nigeria
      WITHDRAW from your Skrill account in Naira to your Nigerian Bank Account

      Hope this helps! For any further questions, feel free to reach out to us again, we’re here to help.


  3. Default Gravatar
    July 8, 2019

    Is it possible to add a payment from a Syrian bank to my Skrill account? If so, which are the banks that would allow that?

    • AvatarStaff
      July 9, 2019

      Hi Jimmy,

      Thank you for your comment.

      Unfortunately, no. Syria is currently one of the countries not currently serviced by Skrill.


  4. Default Gravatar
    July 3, 2019

    I would like to find out whether i can use my skrill personal account to receive donation more than $US 20,000 on my charity website in Ghana? i know skrill works with MTNGH.


    • AvatarStaff
      July 4, 2019

      Hi Maxwell,

      Thanks for your inquiry.

      As I checked, Skrill terms and condition, you may not be able to use Skrill to collect any form of donations or payments to charitable or not-for-profit organizations. You may contact Skrill directly to confirm this information and to give you further assistance.

      I hope this helps.

      Kind regards,

  5. Default Gravatar
    July 3, 2019

    Does Skrill account accepted in India?

    • AvatarStaff
      July 3, 2019

      Hello Abhijit,

      Thank you for your comment.

      Yes, Skrill is available and is accepted in India. Kindly refer to Skrill website to register and create an account, as well as to deposit funds.


  6. Default Gravatar
    June 25, 2019

    Can I receive funds from another Skrill account before i verified my account?

    • AvatarStaff
      June 25, 2019

      Hi Dhanuska,

      Thanks for getting in touch with Finder. I hope all is well with you. 😃

      Generally speaking, the answer is yes.

      Skrill allows you to receive and send money, but for a limited amount. To fulfill government mandates, Skrill needs to verify your account before you can fully enjoy their features.

      Moreover, depending on which country you live, there might be applicable law or regulatory requirements that need you to do a verification process first before you can send or receive money. So, check as well with Skrill to confirm and obtain a more personalized answer.

      I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.

      Have a wonderful day!


  7. Default Gravatar
    June 22, 2019

    skrill is now working in sri lanka? they banned skrill right?

    • AvatarStaff
      June 23, 2019

      Hi Asjath,

      Thanks for your inquiry.

      As I checked, Skrill is available in Sri Lanka.

      I hope this helps.

      Kind regards,

  8. Default Gravatar
    June 14, 2019

    I sent money from my Skrill to Gcash in the Philippines but I got an email that my transfer wasn’t successful because the the mobile operator rejected the transaction.

    • AvatarStaff
      June 15, 2019

      Hi Adrian,

      Thank you for getting in touch with Finder.

      If the transaction was not successful due to your mobile network’s error, please get in touch with them to know the reason of the error and once rectified, you may then reprocess sending money from Skrill to your Gcash wallet.

      I hope this helps.

      Thank you and have a wonderful day!


  9. Default Gravatar
    June 6, 2019

    Is it allowed to use mastercard in uk for deposits and withdrawals?

    • AvatarStaff
      June 7, 2019

      Hi Marko,

      Thanks for getting in touch! You can use a Debit or Credit Mastercard to deposit money into your Skrill account. Regarding withdrawals, this is also possible, however, this option is only available for cards issued in Russia or Ukraine. If you are from one of these countries, you can find the steps on how to withdraw by going to Skrill’s interactive FAQ page.

      Hope this helps!


  10. Default Gravatar
    June 6, 2019

    I want to open an account with Skrill, but am a Nigerian banking with Diamond Bank… I would like to know if this service is available for Nigerian customers?

    • AvatarStaff
      June 7, 2019

      Hi Daniel,

      Thanks for your inquiry.

      Yes, Skrill is available for Nigerian customers and you can open an account in Nigeria.

      Hope this helps!


Go to site