Sites like LendUp for short-term loans |
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Compare sites like LendUp

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LendUp allows people with poor or no credit to get short term loans when money is tight.


  • Fast application and quick response.
  • Low minimum loan amount of $100.
  • Depending on your state of residency, you may be able to participate in the LendUp Ladder program which allows eligible borrowers to apply for larger loans at lower rates.


  • Low maximum loan amount of $250.
  • Not licensed in every state.
  • High transaction fees depending on your state.

Need a provider with higher maximum loan amounts?

Alternative sites like LendUp

Click here to see LendUp

Services for payday loans

ooploans logo

1. OppLoans

OppLoans offers loans of $500 to $5,000 to qualifying borrowers.


  • Options include installment loans, title loans and personal loans.
  • Wide range of payback terms — from 9 months to 36 months, with no prepayment penalties.


  • High interest rates starting from 99%–199%%.
  • Limited availability by state.

Go to OppLoans website

checkintocash logo

2. Check Into Cash

Check Into Cash features a low minimum loan and fast turnaround so you can take out only the amount you need.


  • Low minimum loan amount of $50.
  • Quick turnaround, money deposited next business day.
  • Money can be used for any purpose.


  • Not available in every state.
  • APR can be more than 153.73% depending on your state.
  • Steep late fees.

Go to Check Into Cash website

swift logo


SWIFT Money Loans connects you with the best lender based on your credit and gets you cash in one business day.


  • Easy application, completed in less than five minutes.
  • No fees for lender-connection service.
  • Access to multiple lenders so you get connected with the best one for your finances.


  • Terms and APR vary by lender.
  • Some lenders require a credit check.
  • Other fees vary by lender.

Learn more

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4. ACE Cash Express

With more than four decades of experience, ACE Cash Express offers payday loans, title loans and installment loans when you need cash fast.


  • Over 40 years of experience.
  • Instant decision on loan status.
  • 72-hour guarantee allows you to pay back loan in 72 hours for no extra money.


  • Only available in California, Idaho, Florida, Kansas, Louisiana, Minnesota, Texas and Ohio.
  • Costs vary by state.

Go to ACE Cash Express website

cashcentral logo

5. Cash Central

Cash Central is a licensed provider that boasts more than 1 million satisfied clients and quick processing of your payday loan.


  • Quick online application process.
  • Easy for repeat borrowing.
  • Money can be used for any purpose.


  • Loans not available in every state.
  • Maximum amount varies by state.
  • High late fees.

Learn more

cashnet usa

6. CashNetUSA

CashNetUSA features payday loans, installment loans and even lines of credit for when you need money quickly.


  • Offers payday loans, installment loans and lines of credit.
  • Maximum loan of Varies by state.
  • Turnaround time of one business day.


  • APR varies starting from Varies by state%.
  • Not available in every state.

Go to CashNetUSA website


7. is a loan-connection service that connects you with the best lender for your financial needs and credit score.


  • Offers cash loans.
  • Loan term of up to 1 months.
  • Turnaround time of one to two business days.


  • APR varies starting from 15%–1,564%%.
  • Fees vary by lender.

Go to website

checkcity logo

8. Check City

Check City provides payday loans and installment loans for people with low credit scores who need money fast.


  • Payday and installment loan options.
  • Loans available for those with poor credit.
  • Money available in one business day.


  • APR varies starting from 141.44%.
  • Only available in 17 states: Alabama, Alaska, California, Hawaii, Idaho, Illinois, Kansas, Missouri, Nevada, New Mexico, North Dakota, Texas, Utah, Virginia, Washington, Wisconsin and Wyoming.

Learn more

spotloan logo

9. Spotloan

Spotloan offers installment loans of $300 to $800 to qualified applicants.


  • Variable repayment plans.
  • Easy online application.
  • Money available the next day if you apply by 5 p.m. ET.


  • Offers loans from $300 to $800 only.
  • APR and fees depend on the terms you qualify for.

Learn more

check n go logo

10. Check ‘n’ Go

Check ‘n’ Go provides short term loans of $100 to $1,500 for qualified applicants who need money quickly.


  • Prepaid Mastercards available.
  • More than 22 years of experience.
  • Same-day funding for those who qualify.


  • Offers loans from $100 to $1,500 only.
  • Charges service fees for the loan.

Learn more

triangle cash logo

11. Triangle Cash

Triangle Cash uses cutting-edge technology to connect you with the right lender and get approval quickly for loans of up to $1,000.


  • High approval rates.
  • Instant approval.
  • Funding in less than one day in most cases.


  • APR varies by lender and state.
  • Loan amounts vary by lender.

Go to Triangle Cash website

Check into Cash Payday Loan

Check into Cash Loans

Check into Cash allows you to directly apply for a payday loan and have your cash when you need it.

  • Min. Loan Amount: $50
  • Loan Term: Varies by state
  • Turnaround Time: 1–2 business days
  • Total Costs: Varies depending on the amount and your state of residency.
  • Must be 18+
  • No security needed
  • Confidential and secure!

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    US Payday Loans Offers

    Important Information*
    Slam Dunk Loans

    Potentially get approved for a short-term loan through this lender-connection service, even with poor credit history.

    LendUp Payday Loans

    LendUp offers $250 loans for first-time borrowers. Good credit is not required. Visit the site to see if available in your state.

    Check into Cash Payday Loan

    With 1,000 branches in 30 states, get $50 to $1,000 in days from this direct lender.

    OppLoans Installment Loans

    Installment loans with competitive rates from a top-rated direct lender.

    Go to site