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Compare loans like Check Into Cash

Find a lender with small-dollar loans and a fast turnaround.

Check Into Cash is a payday lender that offers loans from $50 to $1,000. It can get you a loan as soon as the same day if you apply at a location — or within 1 to 2 business days if you apply online. But with a low maximum loan amount, limited state ability and fees equivalent to APRs as high as 1,000%, another short-term lender could be a better choice.

Our 5 top loans like Check Into Cash

For loans up to $5,000

ACE Cash Express Short-term Loans

3.6 / 5 ★★★★★

Ace Cash Express is another large short-term loan provider that offers payday and installment loans across the country. Unlike Check Into Cash, it offers loans up to $5,000. It also allows you to return your loan within 72 hours with no charge. But it isn't transparent about the cost of its loans in every state — and one of the top customer complaints is the cost.
  • Only available in: California, Delaware, Florida, Idaho, Kansas, Louisiana, Minnesota, Missouri, New Mexico, Ohio, Texas
  • Online and in-store loans
  • 72-hour return option
  • Other services like prepaid debit cards available
  • Not fully transparent about costs
  • Loan options vary by state
  • Mixed customer reviews
Loan amount$100 - $5,000
Interest rate typeFixed
Loan TermVaries by state
Turnaround timeAs fast as same business day

For installment loans

OppLoans Installment Loans

4.4 / 5 ★★★★★

OppLoans is an online installment loan provider that offers relatively low rates and terms compared to other bad credit providers like Check Into Cash. And unlike Check Into Cash, it reports repayments to credit bureaus to help you build your credit. But you must meet the minimum monthly income requirement to qualify, which varies from state to state. And there are no loans under $500.
  • Not available in: Colorado, Connecticut, Hawaii, Illinois, Iowa, Maine, Maryland, Massachusetts, Nevada, New Hampshire, New Jersey, New Mexico, New York, Pennsylvania, South Dakota, Vermont, West Virginia
  • Lower rates than Check Into Cash
  • Can improve credit
  • Option to chance due date online
  • Monthly income requirement varies by state
  • No $50 loans
  • Must be paid with direct deposit
Loan amount$500 - $4,000
Interest rate typeFixed
Loan Term9 to 18 months
Turnaround time1 business day

For quickly comparing options

Fast5kLoans Short-term Loans Connection Service

3.5 / 5 ★★★★★

Fast5KLoans is a payday and installment loan connection service. It offers a quick way to compare multiple options that may be available to you without having to apply with more than one lender. But some Fast5KLoans partners might run a hard credit check, which can hurt your credit score. And the only way to get in touch is by email if something goes wrong — not ideal for emergencies.
  • Not available in: Arkansas, New York, Vermont, West Virginia
  • Quickly compare providers
  • Wide range of loan terms
  • Loans up to $35,000
  • Potential hard credit check
  • No phone number
  • Requires bank account
Loan amount$100 - $35,000
Interest rate typeFixed
Loan Term6 months to 6 years
Turnaround timeAs soon as the next business day

For $50 loans


While technically not a loan like Check Into Cash, Brigit offers a less-expensive alternative when you need loans under $250 — including hard-to-find $50 loans. It works by connecting with your bank account and notifying you when you're running low on cash. You can even sign up for automatic advances if you want to avoid overdraft fees. And since it's not a payday loan, it's available in all 50 states. But it's best for people who regularly need funds — there's a $9.99 monthly membership fee, which can get costly if you don't use it often.
  • Available in all states
  • No minimum loan amount
  • Available in all 50 states
  • Can be less expensive than a payday loan
  • Monthly membership fee
  • Not ideal for one-time loans
  • Doesn't work with joint bank accounts
Loan amountUp to $250
Interest rate typeFixed
Loan TermVaries
Turnaround time1 to 3 days or same-day in some circumstances

For borrowing online

Cash Central Payday Loan

Cash Central is a payday and installment loan provider that offers funding exclusively online. It can be a great option if Check Into Cash doesn't offer online loans in your state and you don't have time to visit a store. The fees are roughly the same as what you'd expect with Check Into Cash. It's highly transparent about costs and prominently displays its state licenses. But in some cases, loan terms are as short as four days, resulting in APRs over 2,460%. And if you want to refinance, it'll cost you $27 per $100 borrowed in most states — often higher than the cost to borrow the first time.
  • Available in: Alabama, Alaska, California, Delaware, Florida, Hawaii, Idaho, Kansas, Louisiana, Minnesota, Mississippi, Missouri, Nevada, New Mexico, North Dakota, Ohio, Oklahoma, Rhode Island, South Carolina, Tennessee, Texas, Utah, Washington, Wisconsin, Wyoming
  • Available online
  • Payday and installment loans
  • Transparent about cost
  • APRs over 2,460%
  • Terms as short as 4 days
  • High refinancing fees
Loan amount$100 - $2,000
Interest rate typeFixed
Loan Term4 to 35 days
Turnaround time1 to 2 business days

How does Check Into Cash compare?

Our full review of Check Into Cash breaks down how this payday lender works. But here are the main highlights.


  • Loans as low as $50
  • Online and in-store options
  • Money can be used for any purpose


  • High APRs that can top 1,000% in some states
  • No loans over
  • Late fee of $25 to $30

See how other top providers compare to different lenders by checking out A-to-Z directory. Or, visit our guide to $50 loans for more small-dollar lenders.

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