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USPayDayCashFast payday loans review

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USPayDayCashFast payday loan connection service
Min. Amount
$500
Max. Amount
$1,000
Turnaround time
As soon as 1 business day

Summary

Get connected with a lender willing to work with you, but it's not up front about costs.

USPayDayCashFast is a loan connection service that might be able to help you find a lender you qualify with. But it's not up front about the fees its partners charge. And you need to have a job for at least six months to qualify.

Pros

  • Simple and quick
  • No collateral
  • Access to multiple lenders
  • Use money in any way

Cons

  • Not up front about fees
  • Super-short loan term
  • Need to be employed for at least six months

In this guide

  • Review
  • Details
    • Product details
  • Your reviews
  • Ask a question

Details

Product details

Product Name USPayDayCashFast payday loan connection service
Min. Amount $500
Max. Amount $1,000
Loan Term 8 to 25 days
Turnaround Time As soon as 1 business day
Requirements US citizen, employed for last 6 months, $1,000+ monthly income, valid bank account

How does USPayDayCashFast work?

Getting started is easy. Submitting an online application takes no more than a few minutes and USPayDayCashFast reviews it before connecting you with a lender that meets your needs.

If a lender approves your application, you receive a loan contract that you can choose to accept or deny. If you agree to the terms, the lender transfers the money into your bank account as soon as the next business day, then on the due date the lender debits the funds from the same account.

How much you can borrow depends on your income, state laws and the lender’s maximum limit.

Before signing a loan contract, always make sure you have the ability to repay your borrowed funds, including the principal and accrued interest. Payday loans are known to have high APRs, and if you make a late payment or miss one entirely, it could lead to more fees and charges against you.

Make sure you know how loan brokers work before you apply

Compare USPayDayCashFast to other payday lenders

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Name Product Filter Values Loan amount Turnaround time Requirements
Chime SpotMe®
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Up to $200
Same day
Single qualifying $200 direct deposit into Chime checking account in the last 34 days.
Access fee-free overdrafts up to $200 when eligible. Plus get your paycheck up to 2 days early with direct deposit. See Chime terms and conditions.
Smart Advances
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Smart Advances
$100 to $20,000
As soon as one business day after loan closing
Have a regular income, 18+ years old, be a U.S. citizen with a valid SSN, have an open bank account, meet any additional requirements your lender may have
Smart Advances was designed to help you request the loan you need, for any reason.
EarnIn
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EarnIn
Get up to $100 per day or $750 per pay period.
1 to 3 business days, or same-day for a fee
Direct deposit sent to a checking account, a regular pay schedule, a fixed work location or an online timekeeping system at work
No mandatory fees, no interest, and no credit checks. Subject to EarnIn terms & conditions
Cleo
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Cleo
Up to $250
3 to 4 days standard transfer. Same day with $3.99 express fee.
Not stated
Automatically monitor your spending plus access cash advances up to $100 at a time.
Albert
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Albert
Up to $250
2–3 business days or instant for a fee
Checking account 2+ months old receiving direct deposit, 2+ months working for the same employer, positive account balance, most recent paycheck was on-time, funds still available in bank account 24 hours after most recent payday.
Get up to $250 overdraft protection if you sign up for Albert's banking app.
Brigit
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Brigit
Up to $250
1 to 3 business days or instantly with a fee
Bank account must have at least 60 days of activity, Balance must be above $0 and have an average minimum balance on pay day
Have up to $250 automatically deposited into your account — for a $8.99 membership fee.
LendYou Short-term Loans
Finder Score: 2.5 / 5: ★★★★★
LendYou Short-term Loans
Up to $1,000 for payday loans and up to $5,000 for installment loans
1 business day
$1,000+ monthly income, direct deposit, US citizen or permanent resident, ages 18+
Get offers from potential lenders in minutes by filling out just one online form.
Fast5kLoans Short-term Loans Connection Service
Finder Score: 0.2 / 5: ★★★★★
Fast5kLoans Short-term Loans Connection Service
$100 to $35,000
As soon as the next business day
Regular source of income, Verifiable bank account, US citizen, Ages 18+
Get connected with multiple lenders you might qualify with — even if you have bad credit.
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USPayDayCashFast reviews and complaints

USPayDayCashFast doesn’t have a BBB or Trustpilot page. If you choose to use its service, confirm that the lender you’re connected with is legit and has positive customer reviews.

What does USPayDayCashFast have to offer?

USPayDayCashFast has a few good features included with its service.

  • Simple and quick. All you have to do is provide some basic details when submitting your online application. USPayDayCashFast does not require you to fax any documents.
  • Access to multiple lenders. By working with USPayDayCashFast, you don’t have to waste time looking for a payday lender that fits your needs.

What should I watch out for?

Consider these potential drawbacks before taking out a payday loan with USPayDayCashFast:

  • Not up front about fees. Payday loans typically come with high fees that translate to APRs in the triple digits — and the fact that USPayDayCashFast doesn’t disclose its partners’ costs isn’t a good sign.
  • Super-short loan term. Depending on the lender you’re matched with and where you live, you might have to pay back the loan in just eight days — which can lead to a cycle of debt.
  • Need to be employed for at least six months. If you recently lost your job or rely on government benefits, you’ll need to look elsewhere.

What fees does USPayDayCashFast charge?

Applying for loans through the USPayDayCashFast PaydayMobileApp is completely free. However, the loan provider you sign with will likely charge a financing fee on top of high interest rates. You have access to the complete charges of a loan before signing through a loan offer document. Along with the terms of the loan, this document lists all the fees and charges you might have to pay.

If you find the fees to be too high, you are under no obligation to accept the contract.

Once you’re connected with a lender, make sure it’s legit

How safe is USPayDayCashFast?

USPayDayCashFast protects your data with a 128bit Secure Socket Layer System to make sure all your information is kept safe and secure.

What do you need to apply?

Completing the online application takes around 5 to 10 minutes.

Eligibility criteria

  • US citizen
  • Employed for last six months
  • $1,000+ monthly income
  • Valid checking account


Required documents and information

  • Your complete name and postal address
  • Your employer’s name, phone number, address and the duration of your employment
  • Your bank account number, ABA/routing number and bank phone number

Are payday loans available in my state?

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