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If you’re injured from an accident, accident insurance offers payout that can cover anything from medical bills, childcare or anything else you need to pay for.
If you’re injured in an accident, lost income and unexpected medical bills can create financial hardship. Some reasons to consider personal accident insurance include:
The accidents that are covered varies between insurers. Examples of common injuries you could be covered for are listed below:
You can also receive payouts for specified medical treatments and services, such as:
While you can purchase a separate accidental death insurance policy, some personal accident insurance policies also include payout amounts for accidental death, dismemberment or paralysis.
Personal accident insurance does not generally cover injuries as a result of:
Having accident insurance has other benefits including:
There are several factors that can affect the cost of your accident insurance premiums, including:
If you think you couldn’t afford to pay for bills or extra expenses after an accident, personal accident insurance might be right for you. Consider your lifestyle, savings and other coverage when deciding on a policy.
Shop around and research in order to find the policy that’s the right fit for your lifestyle.
Group accident insurance is a great add-on for any employer-provided benefits plan.
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