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finder.com's rating: 4 / 5
18 to 80
$25,000 to $10,000,000
Medical Exam Required
|Policies||Term, Whole, Universal and Variable|
|Term lengths||10, 15, 20 and 30 years|
|Medical exam required||Yes|
|Available states||All 50 states|
|Issue age||18 - 80 years old|
No info available
Katia Iervasi is a lead writer and spokesperson at NerdWallet and a former editor at Finder, specializing in insurance. Her writing and analysis on life, disability and health insurance has been featured in The Washington Post, Forbes, Yahoo, Entrepreneur, Best Company and FT Advisor. She holds a BA in communication from Australia's Griffith University.
Nationwide’s online portal and claims process is excellent, though its rates can be higher than similar companies. Its policies address clients’ needs both now and in the future, and it’s more forgiving than many of its competitors when it comes to weight, health and smoking habits. However, only around 20% of applicants can skip the medical exam, and Nationwide weighs any infractions on your driving record more heavily than competitors.
To find the best financial fit for you, compare life insurance companies.
Like most insurers, Nationwide doesn’t disclose its rates online. But the insurer reserves its Preferred rates for people who meet this criteria:
Nationwide offers a full roster of life insurance products:
You may be able to customize your coverage with the following riders:
Nationwide is accredited with the Better Business Bureau (BBB), and has earned an A+rating for its transparency and customer interaction. The BBB has recorded 241 complaints over the last three years — though most of them are related to the insurer’s other product lines.
Customers award the insurer 1 out of 5 stars, though there are positive reviews about the efficiency of Nationwide’s dedicated life insurance agents.
In J.D. Power’s 2020 U.S. Life Insurance Study, Nationwide ranked 3 out of 22 insurers for overall customer satisfaction.
|AM Best financial rating||
1.17/5 out of 126 customer reviews
|Trustpilot score||2.9/5 out of 2 customer reviews|
|JD Power score||803|
|Customer reviews verified as of||06 August 2021|
★★★★★ — Excellent
★★★★★ — Good
★★★★★ — Average
★★★★★ — Subpar
★★★★★ — Poor
Our experts analyze life insurance companies to help you to find the strongest possible policy and premium for your family’s needs. We assess their financial strength, customer satisfaction, policy features and riders. We then give each insurer a score between one and five stars that reflects their offering and reputation in the industry.
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