Robinhood Strategies Review 2025
- Stock trade fee
- $0
- Minimum deposit
- $50
Our verdict
Navigate shifting market dynamics with Robinhood’s actively managed, low-cost investment advisory service.
Robinhood Strategies is Robinhood’s investment advisory service that combines algorithm-driven portfolio construction and implementation with human oversight and management. Unlike traditional robo-advisors that automate everything from portfolio creation to management, Robinhood Strategies leverages a real investment team with over 50 years of collective investment experience to actively manage your portfolio through changing market conditions. Robinhood Strategies charges a 0.25% annual management fee — on par with robo advisors — and requires a $50 minimum to get started. Accounts with $500 or more may hold a mix of individual stocks and exchange-traded funds (ETFs), with the ability to specify stocks you don’t want included in your portfolio. You can have one of each type of managed account — individual taxable, traditional individual retirement account (IRA) and Roth IRA — but Robinhood’s popular IRA match is unavailable for managed IRAs. Robinhood Strategies is available to all Robinhood customers. Robinhood Gold subscribers only pay management fees on the first $100,000 of assets.
Pros
-
Human oversight and active management to navigate market volatility
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Timely market insights so you can understand each portfolio adjustment
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Portfolios can include stocks, not just ETFs
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Model your portfolio potential with Monte Carlo simulations
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Tax-advantaged strategies and loss harvesting
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Robinhood Gold members only pay management fees on the first $100,000 of assets
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Taxable and tax-advantaged account options
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Intuitive, user-friendly interface
Cons
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No human advisor access
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$500 to unlock a mix of ETFs and individual stocks
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No IRA match on managed IRAs
Robinhood Strategies at a glance
| Feature | Rating | Details |
|---|---|---|
| Costs and fees | ★★★★★ | 0.25% annual management fee |
| Account minimums | ★★★★★ | $50 minimum investment |
| Account types | ★★★★★ | Supports taxable and traditional & Roth IRAs only |
| Portfolio mix | ★★★★★ | Portfolios tailored to user goals, with diverse market exposure |
| Customer support | ★★★★★ | Offers 24/7 support |
| Mobile app ratings and security | ★★★★★ | Google Play app reviews: 4.2/5 based on over 518,560 reviews, as of July 2025 Apple App Store app reviews: 4.3/5 based on over 4.5 million reviews, as of July 2025 |
| Features and amenities | ★★★★★ | Access to individual stock trading, automatic tax-loss harvesting, educational resources and dividend reinvestment by advisor team. |
| Cash management account | ★★★★★ | Offers an APY of 3.75% on uninvested cash for Robinhood Gold subscribers |
To learn how our star ratings are calculated, read our methodology.
Robinhood Strategies is best for expert-managed portfolios
Robinhood Strategies shines as an ideal choice for investors seeking expert-managed portfolios, offering a team of seasoned advisors who actively adjust your investments to adapt to daily market shifts. This hybrid model suits those who value professional oversight without the high costs of traditional wealth management. It stands out for those prioritizing expertise over fully automated solutions in today’s volatile market.
What we like about Robinhood Strategies
Between active portfolio management and competitive fees, Robinhood Strategies offers a lot to like.
Human oversight and active management to navigate market volatility
Robinhood Strategies stands out from most robo-advisors by incorporating active human management of your account, setting it apart from the typical automated, algorithm-driven approach.
As market dynamics shift — sometimes daily — Robinhood’s team of experienced advisors dynamically adjusts your portfolio’s positioning to adapt to changing conditions. They ensure your investments remain aligned with your investor profile, balancing risk and goals while leveraging their expertise to optimize performance.
This hybrid model combines the convenience of automation with the personalized oversight of active management, offering a tailored experience that evolves with the market.
Timely market insights so you can understand each portfolio adjustment
You’ll know the context behind each portfolio adjustment with Robinhood Strategies’ insights: why the team added new investments to your portfolio, what they saw in the markets, why they increased the weighting of stocks, etc, just as you’d get with a personal advisor.
Portfolios can comprise stocks and ETFs
When your portfolio reaches at least $500 in value, Robinhood’s advisor team may include individual stocks in addition to exchange-traded funds to enhance diversification and potentially boost returns. Plus, toggle any stock on or off to keep your portfolio aligned with your preferences.
Model your earnings potential with Monte Carlo simulations
Robinhood Strategies includes a Monte Carlo simulator as a tool to help you understand potential future outcomes for your investment portfolio based on your current asset allocation and hypothetical future deposits.
Tax-advantaged strategies and loss harvesting
Robinhood Strategies incorporates tax-advantaged strategies such as tax-loss harvesting to minimize your taxable gains and set you up for long-term tax advantages. What’s more, you can have one of each account type: individual taxable, traditional IRA and Roth IRA.
Discounted management fees for Gold members
Robinhood Gold members only pay management fees on the first $100,000 of assets. So, for every dollar over $100,000, the management fee is 0%.
Intuitive, user-friendly interface
Robinhood extends its renowned UX to Robinhood Strategies, delivering an intuitive, user-friendly interface that’s seamlessly integrated within the Robinhood ecosystem.
Where Robinhood Strategies falls short
Robinhood Strategies offers many standout features, but it’s also got some downsides.
No human advisor access
While a team of human experts manages Robinhood Strategies, you won’t be able to contact the team directly, which limits personalized guidance. You’ll need to direct any questions to Robinhood’s customer support team, but even then, don’t expect financial advice.
$500 to unlock a mix of ETFs and individual stocks
Robinhood Strategies sets a $500 threshold for including individual stocks in portfolios, which may restrict diversification or customization for smaller accounts.
No contribution matches for managed IRAs
Unlike Robinhood’s self-directed IRAs, contribution matches are unavailable for managed IRAs. You can only get the 1% match, or 3% with Gold, in Robinhood’s self-directed IRA.
Robinhood Strategies’ fees
| Type of fee | Fee details |
|---|---|
| Minimum investment | $50 |
| Annual fee | 0.25%; Gold members only pay management fees on the first $100,000 of assets |
| Stock and ETF trade fee | $0 |
| ETF expense ratios | Vary depending on ETF |
| Outgoing account transfer fee | $100 |
| Robinhood Gold | $5/month or $50 per year if you pay annually |
Is Robinhood Strategies legit?
Yes, Robinhood Strategies is an SEC-registered investment advisor. It’s a separate but affiliated company with Robinhood Financial. Both Robinhood Strategies and Robinhood Financial are wholly-owned subsidiaries of Robinhood Markets, Inc.
Robinhood’s platform is also considered safe and secure. In addition, customers enrolled in Robinhood’s cash sweep program are FDIC-insured for up to $2 million on uninvested cash through its partner banks.
Customer experience
| BBB accredited | No |
|---|---|
| BBB rating | A |
| BBB customer reviews | 1.12 out of 5 stars, based on 226 customer reviews |
| Trustpilot score | 1.2 out of 5 stars, based on 4,068 customer reviews |
| Apple App Store Score | 4.3 out of 5 stars, based on 4,600,000 customer reviews |
| Google Play Score | 4.2 out of 5 stars, based on 510,500 customer reviews |
| Customer reviews verified as of | 14 July 2025 |
Robinhood’s online customer sentiment is mixed, with both positive and negative reviews from users across Reddit and the major review sites. Positive sentiment often revolves around the platform’s user-friendly interface, commission-free trading and accessibility for beginner investors. Users appreciate the simplicity of the app and the ability to start investing with small amounts of money.
However, negative sentiment typically stems from concerns about platform outages during periods of high market volatility and controversies surrounding issues such as payment for order flow (PFOF) and the handling of customer funds.
Overall, while many users find Robinhood’s platform convenient and easy to use, others have raised concerns about reliability and transparency. Specific sentiment for the Strategies service is limited due to its relatively new launch in 2025.
Compare Robinhood Strategies to other platforms
Compare similar platforms by available asset types, trade fees and minimum deposit requirements. Select Go to site to sign up for an account.
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Matt Finder
Investments editor and market analyst
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