Titan Invest review
Invest in portfolios that seek to outperform the market while hedging against downturns.
Titan Invest offers actively managed portfolios that seek to outperform the market, while “hedging” against market downturns. However, a 1% annual management fee on accounts $10,000 or larger is high compared to many competitors.
You’ll also need a minimum investment of $100. Titan portfolios invest primarily in stocks, so it may be best for investors with medium to high risk profiles.
- Consider Titan if you want to invest in stock-heavy portfolios that are actively managed by a professional investment and research team.
- Look elsewhere if you want to build and manage your own portfolio by picking stocks and other investments.
$0
Stock trade fee
1%
Annual fee
$100
Minimum deposit to open
Details
| Account types | Retirement, Robo-Advisor |
|---|---|
| Minimum deposit to open | $100 |
| Annual fee | 1% on balances of $10,000+ |
| Asset types | Stocks |
What's in this guide?
Who is Titan best for?
- New investors: Titan allows you to invest in one of two portfolios actively managed by a professional team. So it can be a good platform for the set-it-and-forget it investor.
- Investors with medium- to high-risk profiles: Each Titan portfolio invests in 20 stocks, so you should be comfortable investing most of your money in equities. Titan aims to protect against market swings by investing a portion of your money into inverse ETFs which tend to perform well during market downturns.
How easy is it to use?
The Titan app is fairly easy to use. Its user-friendly interface makes it easy to view your account, track your portfolio’s performance and learn more about the companies you’re invested in. Because you can link your bank account, it’s also simple to transfer funds to your brokerage account.
The Titan Invest app has received a 4.8/5 star rating on Google Play as of January 2021. Android users praised the app for ease of use, fast transactions and responsive customer service. The Titan app also received a warm welcome on the Apple store, where users highlighted access to reliable market research and analysis. As of January 2021, the Titan app has a 4.8/5 star rating on the Apple store.
According to the Titan website, setting up an account takes about two minutes.
What research does it provide?
Titan Invest, also called Titanvest, stands out for research. The app provides access to market updates, educational videos and podcasts. It also offers “deep dive” reports about the stocks you’re invested in. Much of its material also covers Titan’s investing strategies and how they rebalance portfolios.
Pricing and fees
Titan’s fees may be a bit steep for investors with large accounts. The company charges an annual advisory fee of 1% on account balances of $10,000 or more. Competitors like Betterment and Wealthfront charge a 0.25% annual management fee for accounts of the same size.
If you’ve invested less than $10,000 with Titan, you’d be charged a flat monthly fee of $5, deducted from the bank account you linked to your Titan account.
However, it’s important to note that unlike most popular robo-advisors, Titan doesn’t build portfolios with passively-managed exchange-traded funds (ETFs). Instead, Titan portfolios each invest in 20 stocks from high-value companies or those the Titan team believes have exceptional potential to grow. Each Titan portfolio also invests in securities meant to “hedge” against market downturns.
Depending on your risk tolerance, Titan may invest 5% to 20% of your portfolio into inverse ETFs and cash equivalents. An inverse ETF is designed to perform opposite to the overall market.
In other words, inverse ETFs tend to perform well when the market goes down. These strategies are part of what’s known as active investing, which usually involves additional performance-based fees.
But Titanvest doesn’t charge performance-based fees. This means your fees remain the same based on your tier, regardless if your portfolio outperforms the market. Titan Invest doesn’t charge trading fees or commissions.
Titan Invest fees breakdown
| Account size | Fees |
|---|---|
| $10,000 or more | 1% annual management fee |
| $10,000 or less | $5 monthly fee |
Is Titan legit?
Titan was founded in 2017. It’s a registered investment advisor (RIA) with the Securities and Exchange Commission (SEC). Brokerage services are provided to clients of Titan by Apex Clearing, an SEC-registered broker-dealer and member of the Financial Industry Regulatory Authority (FINRA).
Titan Invest is a relatively young company, and it’s not listed by the Better Business Bureau (BBB) or the Consumer Financial Protection Bureau (CFPB).
Titan Invest reviews and complaints
Titanvest is a relatively new service, so user reviews are currently hard to come by. But the ones we did find were mostly positive. Users on the Google Play store and Apple store noted some points Titan stands out for.
- Effective and responsive customer service
- Access to useful market research and reports
- Transparency of investing strategies
- Quick transfer of funds
- Easily navigable interface
Pros and cons
Pros
- Actively managed portfolios
- Access to in-depth stock and market research
- User-friendly app
Cons
- High fees on large accounts
- Limited to two investment portfolios
- No bonds, cryptocurrency or options trading
How do I sign up?
Take these steps to sign up for Titanvest:
- Visit the Titanvest website
- Enter your name and email address and create a password
- Choose your portfolio/investment strategy
- Link your bank account
- Invest
What are my investment choices?
You can choose from the Flagship or Opportunities portfolios. The Flagship portfolio invests in 20 stocks from established US companies with at least $10 billion in market capitalization. It’s objective is to outperform the S&P 500 index over a three- to five-year time horizon.
The Opportunities portfolio invests in 20 stocks from small- to medium-sized US companies that the Titan research team believes have potential to see large returns. It’s designed to outperform the Russell 2000 index over a three- to five-year time frame.
Both Titanvest portfolios invest in other securities intended to offer downside protection, especially in times of underperforming markets. The portion of your portfolio that invests in these securities depends on your risk tolerance.
The Titan Invest research team and portfolio manager monitor both portfolios and can change the stocks it invests in if deemed necessary. The team reviews public filings of fundamental hedge funds each quarter to determine the stocks its portfolios should invest in.
How do I contact Titan support?
The easiest way to contact Titan is via email at support@titanvest.com. They currently don’t have a customer service number or a live chat feature.
Compare with other robo-advisors
Bottom line
Titan Invest lets users invest in actively managed portfolios primarily built with stocks. Each also invests in other securities meant to hedge or protect your money during market downturns. Titan offers plenty of research and a user-friendly app.
But fees can be high on large accounts. So be sure to compare investment platforms before making a decision.
