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Paysera review

Fastest Transfer Speed
24 hours
Minimum Transfer Amount
Maximum Transfer Amount


Quick, easy international payments, with little or no transfer fees.

Paysera is an inexpensive option when you’re sending money between Paysera accounts. And it offers businesses the convenience of syncing an e-shop with its checkout system, connecting you with more than 180 countries.

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Make a money transfer to a Paysera account for free

Paysera has catered to international businesses and individuals since 2004. Anyone with a personal Paysera account can transfer funds to another Paysera account for free. For a small fee, you can also send money in 32 different currencies to a recipient’s bank account.

Businesses can benefit from Paysera’s streamlined purchasing process, especially when working with international customers.

Paysera is best for:

  • Paysera transfers. Transfers between Paysera users is free.
  • e-shop businesses. Receive payments from your customers online.
  • Event ticketing. Sell tickets to an event. Create, manage and edit your event at any time.

Paysera fees

You won’t pay a fee to transfer money between Paysera accounts. When sending funds to a bank account or an e-wallet system, your cost will vary depending on your currency and the speed of the transfer.

For example, to send $2,000 to your family in Australia, you’ll pay a flat fee of about $3.50. If the current exchange rate is 1 USD = 1.43 AUD, Paysera might offer an exchange rate of 1 USD = 1.40 AUD. With this rate, your family would receive 1,396.15 Australian dollars in two to three business days.

Exchange rates

Paysera can save you money with its competitive exchange rates. It posts these rates alongside the mid-market rate so you can compare the exchange — usually within a 1% margin.

How much can I send with Paysera?

Paysera offers four levels of what it calls “identification,” which determines how much you can transfer daily, monthly and annually. You can move up in levels at any time for free, but you’ll need to provide additional information.

  • Level 1. Exchange currency, conduct internal Paysera transfers and make online purchases with your account up to a currency equivalent of 30 euros daily, 740 euros monthly and 2,500 euros annually.
  • Level 2. In addition to Level 1 services, transfer to banks up to a currency equivalent of 370 euros daily, 1,110 euros monthly and 2,500 euros annually.
  • Level 3. In addition to Level 2 services, add the option of opening a Paysera Visa card or business account, transfer to international accounts and take care of e-commerce up to a currency equivalent of 1,480 euros daily, 1,480 euros monthly and 17,760 euros annually.
  • Level 4. Take advantage of services offered at all levels with no limits on how much you can send or receive.

What types of transfers does Paysera support?

Paysera provides one-off transfers, as well as business solutions. Fund your transfer using your debit card, or make a purchase through the Paysera checkout system.

Personal money transfers

  • One-off transfers

Business accounts

  • Payments via POS and mobile e-shop systems. Use Paysera’s convenient checkout system for mobile and physical POS locations with the Paysera Visa card.
  • Event ticketing. Sell tickets to an event. Create, manage and edit your event at any time.
  • Mass payments. Make mass payments in real time with Paysera’s API.

Available currencies

You can exchange the following currencies with Paysera:

  • USD (US Dollar)
  • RUB (Russian Ruble)
  • DKK (Danish Krone)
  • PLN (Polish Zloty)
  • NOK (Norwegian Krone)
  • GBP (British Pound)
  • SEK (Swedish Krona)
  • CZK (Czech Republic Koruna)
  • AUD (Australian Dollar)
  • CHF (Swiss Franc)
  • PHP (Philippine Peso)
  • EUR (Euro)
  • JPY (Japanese Yen)
  • CAD (Canadian Dollar)
  • HUF (Hungarian Forint)
  • RON (Romanian Leu)
  • BGN (Bulgarian Lev)
  • GEL (Georgian Lari)
  • TRY (Turkish Lira)
  • HRK (Croatian Kuna)
  • CNY (Chinese Yuan)
  • KZT (Kazakhstani Tenge)
  • NZD (New Zealand Dollar)
  • HKD (Hong Kong Dollar)
  • INR (Indian Rupee)
  • ILS (Israeli New Sheqel)
  • MXN (Mexican Peso)
  • ZAR (South African Rand)
  • RSD (Serbian Dinar)
  • SGD (Singapore Dollar)
  • BYN (Belarusian Ruble)
  • THB (Thai Baht)

Pros and cons


  • Speedy transfer deliveries. In many cases, your recipient can access their funds within minutes. Even the slowest delivery speeds can be quicker than most competitors.
  • Low — even free — transfer fees. When you transfer money between Paysera accounts, it’s free. Fees to other accounts are low compared with other transfer services.
  • Manage business revenue with Paysera checkout. More than 5,000 e-shops currently use Paysera’s checkout method.


  • Limited transfer options. Send money from your bank account or between Paysera accounts only.
  • Limited customer service. Customer support in the US is limited to filling out an online form.

How does Paysera compare to other services?

Our table lets you compare the services you can use to send money abroad. Compare services on transfer speeds and fees, then click Go to site when you're ready to send.
Name Product Filter Values Fastest Transfer Speed Fees (Pay by Bank Transfer)
Within minutes
After spending $15k in your first 90 days, receive a one-time $500 bonus that will automatically be credited to your account on any FX conversion.
Airwallex can help you make business payments to 150+ countries in 60+ currencies.
Wise (TransferWise)
Within minutes
From 0.41%
Wise uses the mid-market rate and transparent fees to help you send money in 45+ currencies.
Cash App
Within minutes
From $0
With this peer-to-peer payment app make payments to your friends and family with no transfer fees within the US or from the US to the UK or EU.
Within minutes
From $0
Xe has fast transfers with low fees and a range of foreign currency tools.
24 hours
From 0%
New Instarem customers will get a special FX rate and zero-fees on their first transfer.
Instarem offers offers rewards on every transaction.
Within minutes
From $0
MoneyGram has fast cash pick-up transfers to more than 350,000 agent locations worldwide.
Western Union
Within minutes
From $0
Enjoy $0 fee on your first online transfer. Western Union makes money from currency exchange. Not valid on credit cards or sends to Cuba.
Western Union sends money online to friends and family in 200+ countries and territories around the world.
OFX International Money Transfers (Business)
24 hours
Business customers: Send safe, no-limit transfers with no fees and competitive exchange rates.
CurrencyTransfer for Business
24 hours
Increase business efficiency with zero transaction fees and same-day transfers.
24 hours
OFX has no maximum limit transfers, with competitive exchange rates for 45+ currencies.
Xe Money Transfer for Business
24 hours
Save your time and money with Xe Money Transfer for business.
Currencies Direct (business)
24 hours
Minimizes costs of international transactions and offers custom solutions for business clients. Currencies Direct may call you to confirm your transfer, so be prepared for a phone call shortly after initiating a transfer.
Within minutes
Xe has fast transfers with low fees and a range of foreign currency tools.
24 hours
CurrencyTransfer lets you shop around for the best exchange rate on its online marketplace.
Currencies Direct
24 hours
CurrenciesDirect makes transferring money abroad simple with bank-beating exchange rates. Currencies Direct may call you to confirm your transfer, so be prepared for a phone call shortly after initiating a transfer.

How do I send money through Paysera?

Sending money with Paysera is quick and easy. To initiate your first transfer:

  • Register for a free account on Paysera’s website.
  • If transferring to another Paysera account, enter your recipient’s email address, phone number and Paysera account number, along with the amount you’d like to transfer. If transferring to a bank account, enter the amount you’d like to transfer and your recipient’s account information.
  • Fund your money transfer with your Paysera account or a debit card.

When you initiate a transfer between Paysera accounts, funds are available within minutes. For transfers to other accounts, your transfer may take from one to three business days.

Paysera reviews and complaints

Customers seem to either love or hate Paysera. Many complaints, as of October 2020 are about accounts being frozen or banned for no apparent reason, followed up by a lack of customer support. Some even go so far as to call the company a “scam.” However, 69% of the reviews on TrustPilot are 5 stars, with reviewers calling it “trustworthy” and praising its customer support.

Customer support

Paysera does not offer phone support in the US. To get support in the US you can submit a ticket on its website or send a message by filling out an online form.

Bottom line

Paysera is attractive in its offers for businesses. But personal services in the US are limited. To find the best deal for your individual situations, be sure to compare other international money transfer services.

Frequently asked questions

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Name Product Filter Values