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Founded as Union Bank of Switzerland in 1862, UBS is now in 50 countries across five continents. It serves high-net-worth, corporate and institutional clients.
UBS–branded credit cards come from its Wealth Management Americas franchise. Among this department’s other offerings are cash management, investments, private wealth management and securities-backed lending.
UBS offers just two credit cards, both with a flexible rewards program that focuses on travel perks and benefits.
Annual Fee | $495 |
---|---|
Purchase APR | 15.24% variable |
Balance transfer APR | 0% intro for the first 12 billing cycles (then 15.24% variable) |
Welcome offer | N/A |
Rewards | 3x points on airlines, 2x points on gas and groceries, and 1x points on all other purchases |
Annual Fee | $0 |
---|---|
Purchase APR | 15.24% variable |
Balance transfer APR | 0% intro for the first 12 billing cycles (then 15.24% variable) |
Welcome offer | N/A |
Rewards | 1x points on all purchases |
At the time of this writing, UBS offers two credit cards. We examined their benefits — namely, signup bonus and rewards — and deemed them best in certain categories.
The only way to apply for any UBS credit card is to call 888-762-1232 and talk to a representative. Each card comes with credit score and income requirements to qualify.
To complete the application, you’ll need to provide:
There’s just one kind of UBS Bank credit card available: rewards. Both UBS cards offer points with the main difference in how those points are earned. The UBS Visa Signature credit card is a flat-rate card while the UBS Visa Infinite credit card is a category card.
Both UBS cards offer a spread of the following benefits:
You can redeem your UBS reward points by logging in to your UBS account page or calling UBS at: 888-762-1232.
If you’re someone who could benefit from financial management and planning, UBS offers a range of banking services through Wealth Management Americas.
As a cardholder, you also enjoy:
While UBS might not be the first bank you think of when you think “credit cards,” the UBS Visa Infinite may offer enough sizzle to be worth the price. If you’re looking for more than just perks, however, you’ll want to compare credit card options to find one that suits your needs.
UBS’s site employs high-level encryption to protect personal information, and it only supports browsers that adhere to its high encryption standards.
Not exactly. Though UBS offers rewards points for all your spending, these points aren’t specific to airlines. If you’re looking for cards with better travel benefits, you’ll find many specific travel cards to choose from.
You credit is based on factors that include your credit history, age and income. Take a look at ways to you can improve your credit to get credit cards that come with low APRs, long intro promos and strong rewards.
Leah Fallon is an editor for Finder. With 10 years of teaching English under her belt, it was a natural progression to move into editorial. She's written feature pieces for regional print and digital media and today helps fix annoying apostrophes, elusive infinitives and the muddled em and en dash. When she's not helping people with their finances, you can find her exploring the trails of Loudoun County, Virginia and wrangling her two sprightly girls.
The UBS Visa Infinite card is an excellent travel card offering top-notch perks. See how it compares to the Chase Sapphire Reserve and Amex Platinum Card.
A solid travel card with a $0 annual fee.
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