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Discover it® Miles Travel Credit Card vs. Capital One Venture Rewards Credit Card

Two excellent travel credit cards with a generous signup bonus.

These two are similar travel credit cards with the main difference being the cards’ tier level. The Discover it® Miles Travel Credit Card is an entry-level card with $0 annual fee and a lower rewards rate, while the Capital One Venture Rewards Credit Card is a mid-tier card with a $95 annual fee and a higher rewards rate on all purchases (Terms apply, see rates & fees).

Read more about these cards in the table below.

Discover it® Miles Travel Credit Card

Discover it® Miles Travel Credit Card

Terms apply, see rates & fees

Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card

Terms apply, see rates & fees

Finder rating
Finder rating

★★★★★

3.7 / 5.0

★★★★★

4.4 / 5.0
Best for
Best for
  • Earning miles with no annual fee
  • High unlimited mile-earning rate on all purchases
Welcome offer
Welcome offer

Discover will match miles earned at the end of your first card year

Enjoy 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, plus receive a one-time $250 Capital One Travel credit in your first cardholder year – that’s equal to $1,000 in travel

Rewards
Rewards

1.5x miles on all purchases

2X miles on every purchase, every day, 5X miles on hotels and rental cars booked through Capital One Travel

Purchase APR
Purchase APR

0% intro APR for 15 months, and then 16.99% to 27.99% variable

19.99% - 29.99% variable

Annual fee
Annual fee $0 $95
Cash advance
Cash advance

APR: 29.99% variable

Fee: $10 or 5% of the transaction, whichever is greater

APR: 29.99% variable

Fee: $5 or 5% of the transaction, whichever is greater

Foreign transaction fee
Foreign transaction fee None None
Late payment fee
Late payment fee Up to $41 Up to $40
Additional cardholder fee
Additional cardholder fee $0 $0
Interest-free period
Interest-free period 25 days 25 days
Minimum interest
Minimum interest $0.50 $0
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Credit
Learn more
Learn more

Read review

Compare Discover it® Miles Travel Credit Card vs. Capital One Venture Rewards Credit Card

Name Product Welcome Offer Rewards Annual fee Filter values
Discover it® Miles Travel Credit Card
Discover it® Miles Travel Credit Card
Discover will match miles earned at the end of your first card year
Up to 1.5x miles
$0
Earn unlimited 1.5x miles on all purchases - from airfare and hotels to groceries and online shopping.
Capital One Venture Rewards Credit Card
Enjoy 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, plus receive a one-time $250 Capital One Travel credit in your first cardholder year – that’s equal to $1,000 in travel
Up to 5x miles
$95
Earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months ​from account opening, plus receive a one-time $250 Capital One Travel credit in your first cardholder year – that’s equal to $1,000 in travel. See rates & fees
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Compare Capital One credit cards
Megan Horner's headshot
Written by

Publisher

Megan Horner is editorial director at USA TODAY Blueprint and former head of publishing at Finder, where she lead a team focused on publishing personal finance guides and reviews that help readers make informed financial decisions. She's passionate about helping you find the best financial accounts to meet your needs — whether that's earning great rewards or improving your credit score.  Megan's expertise has been featured on Lifehacker, CreditCards.com, American Banker and news broadcasts across the country. She has a longstanding background in surfacing the best deals and helping people make decisions, including a start as a writer at a comparison website and editing credit card and credit score content at Credit Karma. She earned a degree in English and editing from Brigham Young University. See full bio

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