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Capital One Venture Rewards Credit Card vs. Southwest Rapid Rewards® Premier Credit Card

Get a general travel card or an airline cobranded card.

These two cards are made for individuals who travel often. With the Capital One Venture Rewards Credit Card, you earn unlimited miles on all purchases and with the Southwest Rapid Rewards® Premier Credit Card, you earn accelerated miles on Southwest Airlines purchases.

All other differences are outlined in the table below.

Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card

Terms apply, see rates & fees

Southwest Rapid Rewards® Premier Credit Card

Southwest Rapid Rewards® Premier Credit Card

Terms apply, see rates & fees

Finder rating
Finder rating

★★★★★

4.4 / 5.0

★★★★★

3.6 / 5.0
Best for
Best for
  • High unlimited mile-earning rate on all purchases
  • Earning anniversary miles
Welcome offer
Welcome offer

Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel

Limited-time offer: You’ll earn 30,000 points after you spend $4,000 on purchases in the first 3 months, plus Companion Pass® good through 2/28/25.

Rewards
Rewards

2X miles on every purchase, every day, 5X miles on hotels and rental cars booked through Capital One Travel

3x points on Southwest® purchases, 2x points on local transit and commuting, including rideshare, 2x points on internet, cable, phone services, and select streaming

Purchase APR
Purchase APR

19.99% - 29.99% variable

21.49% to 28.49% variable

Annual fee
Annual fee $95 $99
Cash advance
Cash advance

APR: 29.99% variable

Fee: $5 or 5% of the transaction, whichever is greater

APR: 29.99% variable

Fee: $10 or 5% of the transaction, whichever is greater

Foreign transaction fee
Foreign transaction fee None None
Late payment fee
Late payment fee Up to $40 Up to $40
Additional cardholder fee
Additional cardholder fee $0 $0
Interest-free period
Interest-free period 25 days 21 days
Minimum interest
Minimum interest $0 $0
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Credit
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