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5 Apps Like Albert for Fast Cash Advance in 2026

Compare these apps now that Albert no longer offers cash advances.

Bethany Hickey's headshot

By

Bethany Hickey

Edited by

Holly Jennings

Updated

Fact checked

Albert offers an unsecured line of credit issued by FinWise Bank, Member FDIC. You can borrow between $25 and $1,000 with no subscription required, though a draw fee applies each time you access funds and a late fee may also apply. But, eligibility varies and few users qualify for the full amount.

If you’re interested in similar options, consider these cash advance options that are similar to Albert.

Our top 5 apps like Albert

Alternative for freelancers

Cleo logo
8.2 Great
Cleo
8.2 Great
$20 to $250
Next deposit
$5.99 monthly membership fee to access cash advances
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Why we like it

If you're a freelancer or gig worker with different clients or irregular deposits, Cleo may work better for you than Albert when it comes to getting cash advances. Unlike Albert, Cleo doesn't require employment verification and has no direct deposit requirement which could make it easier to qualify for advances. As long as you have consistent income, you may qualify for cash advances with Cleo. Its cash advance amounts start at $20 to $70, but could increase to $250 over time. Like Albert, Cleo has an AI assistant that can answer queries in everyday language, but its monthly fee of $5.99 is significantly cheaper than Albert's.

Pros

  • No direct deposit requirement
  • No credit checks or interest charges
  • Free AI financial planner, bill tracker and low balance alerts

Cons

  • Advance limits start low
  • Same day transfers costs $3.99
  • Mixed customer reviews

Alternative for better customer support

EarnIn logo
9.5 Excellent
EarnIn
9.5 Excellent
Up to $150/day, with a max of $1000 between paydays
1 to 4 weeks
Free
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Why we like it

EarnIn is a cash advance app that's best suited for hourly workers. EarnIn has a much better BBB rating and plenty more positive customer reviews than some of its competitors. EarnIn has in-app 24/7 live chat support, and positive reviews praise its fast and knowledgeable representatives. EarnIn has no membership fees and tipping is optional. It also has a much higher cash allowance of up to $1,000 per pay period, depending on hours worked and wages. Standard transfers take one to three days, or you can get the funds instantly for a fee. However, you'll have to upload and verify your hours worked by submitting timesheets and allow location tracking, which may feel intrusive to some.

Pros

  • Higher cash advances than its competitors
  • 24/7 live chat customer support
  • No membership fees

Cons

  • Can only request $150 per day
  • Must verify hours worked
  • Requires regular payday schedule

Alternative for instant delivery

Brigit logo
8.4 Great
Brigit
8.4 Great
$50 to $500
Until your next payday, but can extend
Brigit Plus: $8.99/month; Brigit Premium: $14.99/month
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Why we like it

Brigit offers one of the fastest delivery speeds we've seen, offering advances within 20 minutes of the request if you're enrolled in the membership, have a linked card and pay an extra fee. Advances are up to $500 per pay period. There are also no late fees and the option to extend your due date up to three times. However, Brigit may only be worth it if you need advances often, since you'll need to enroll in a paid membership for $8.99 to $14.99 monthly. Brigit also offers additional features, like its credit builder product, along with budgeting and monitoring tools. You can also sign up for auto advances for overdraft protection. Additionally, Brigit has earned recognition from the BBB for having a 100% response rate, but has a B- rating with the BBB and a high volume of complaints filed against the business.

Pros

  • Budgeting tools and credit building
  • No interest or late fees
  • Option to extend due date

Cons

  • $8.99 to $14.99 monthly membership
  • Direct deposit required
  • Mixed customer reviews

Alternative for a full paycheck advance

B9 logo
Not scored yet
B9 pay advance app
Not scored yet
Basic: up to $250/pay period. Premium: up to $1,000/pay period. New users typically start between $10 to $50.
Not Stated
Basic: $5.99/month. Premium: $19.99/month (or as little as $7.99/month if paid annually). Optional fees apply for instant external transfers (e.g., to Cash App or Venmo) — not included in membership price.
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Why we like it

Where many other apps max out at $250 and charge a fee for expedited transfers, B9 offers free instant cash advances of up to $1,000. However, to access payroll advances with B9 you do have to enroll in one of two monthly membership options for either $11.99 or $19.99. These are on the higher end compared to other apps, so for people that don't need advances that often, the monthly membership fee may simply not be worth the cost. After you set up an account, B9 receives your payroll direct deposit and alerts you in the app if you have an available advance.This is a nice feature that lets you know when you can get an advance and for how much. It also accepts an ITIN or SSN, giving non-residents a cash advance option, plus it offers customer support in English and Spanish.

Pros

  • Instant transfer is free
  • Accepts SSN or ITIN
  • English and Spanish customer support

Cons

  • $11.99 or $19.99 monthly membership fee
  • Basic plan only $100 max advance

Alternative for larger cash advances

Dave logo
8.5 Great
Dave ExtraCash
8.5 Great
Up to $500
Varies
Undisclosed
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Why we like it

Dave offers cash advances with the ExtraCash product, up to $500 with no interest charges or late fees. To get access to the cash advances, Dave requires a Up to $5 monthly membership, but it's still much more affordable than many other cash advance apps. And it doesn't require direct deposits making it more accessible for freelancers, gig workers or others who don't have direct deposit. Dave offers two delivery speeds, and the instant speed costs could be up to $25, depending on the size of your advance. The standard delivery comes with no extra fee but a turnaround time of two to three days. Dave also offers extra perks, such as a gig connection service and budgeting features.

Pros

  • Higher borrowing amount than many competitors
  • No interest or late fees
  • Banking and budgeting features

Cons

  • Need a Dave Spending card for instant transfers
  • Instant delivery fee could be up to $25
  • Users complain of poor customer service
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How does Albert compare?

Albert Instant offers quick access to up to $1,000 as a line of credit, making it a comparable option to the apps on this list. Read our Albert Instant review to learn more.

Pros

  • No credit check required
  • No subscription required to access
  • Borrow up to $1,000
  • No hard credit pull
  • Funds received within minutes

Cons

  • Draw fee applies each time you access funds
  • Late fee may apply
  • Mixed customer reviews
Holly Jennings's headshot
To make sure you get accurate and helpful information, this guide has been edited by Holly Jennings as part of our fact-checking process.
Bethany Hickey's headshot
Written by

Banking editor
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Bethany Hickey is the banking editor and personal finance expert at Finder, specializing in banking, lending, insurance, and crypto. Bethany’s expertise in personal finance has garnered recognition from esteemed media outlets, such as Nasdaq, MSN, Yahoo Finance, GOBankingRates, SuperMoney, AOL and Newsweek. Her articles offer practical financial strategies to Americans, empowering them to make decisions that meet their financial goals. Her past work includes articles on generational spending and saving habits, lending, budgeting and managing debt. Before joining Finder, she was a content manager where she wrote hundreds of articles and news pieces on auto financing and credit repair for CarsDirect, Auto Credit Express and The Car Connection, among others. Bethany holds a BA in English from the University of Michigan-Flint, and was poetry editor for the university’s Qua Literary and Fine Arts Magazine. See full bio

Bethany's expertise
Bethany has written 474 Finder guides across topics including:
  • Personal finance
  • Banking
  • Auto loans
  • Insurance
  • Cryptocurrency and NFTs
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