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6 Apps Like Brigit for a Fast Cash Advance in 2026

Looking for higher advances or lower fees? Consider these other cash advance apps instead.

Bethany Hickey's headshot
Lacey Stark's headshot

By

Bethany Hickey

&

Lacey Stark

Edited by

Megan B. Shepherd

Updated

Fact checked

Brigit lets you access up to $500 per pay period and get advances within minutes for free with a Premium subscription or for a fee. It also features automatic overdraft protection, identity theft protection and the ability to extend your repayment date up to three times.

But with a high membership fee of $8.99 to $14.99 a month, Brigit isn’t the most competitively priced option, and its $500 maximum is lower than some apps. If you’d rather skip the monthly fee or need a larger amount, choose from these other options.

Key takeaways

  • Brigit’s benefit. You can get up to $250 per pay period.
  • The catches. The monthly membership runs about $8.99 to $14.99 and the $250 max is lower than many competitors.
  • What rivals do differently. Many alternatives offer higher advance limits than $250 and fees are either lower or optional.

Our 6 top picks for apps like Brigit

Alternative for freelancers

Cleo logo
8.2 Great
Cleo
8.2 Great
$20 to $250
Next deposit
$5.99 monthly membership fee to access cash advances
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Why we like it

If you're a freelancer or gig worker with multiple side hustles, Cleo is made for you. Unlike Brigit, Cleo doesn't require you to have income from the same employer and it doesn't have a minimum income requirement. As long as you have consistent income, you could qualify for cash advances. Cleo cash advance amounts start around $20 to $70, but that amount can increase to $250 over time. Cleo also packs in features to help you budget and track your spending and bills better. Cash advances are available on the Cleo app through its paid plan, which costs $5.99 a month. If you need a same-day transfer, it's an additional $3.99 to $14.99 to $8.99, depending on the advance amount.

Pros

  • No minimum income requirements
  • No credit checks or interest charges
  • Free AI financial planner, bill tracker and low-balance alerts

Cons

  • Monthly fee to access cash advances
  • Borrowing amounts are limited initially
  • Mixed customer reviews

Alternative for employed borrowers

EarnIn logo
9.5 Excellent
EarnIn
9.5 Excellent
Up to $150/day, with a max of $1000 between paydays
1 to 4 weeks
Free
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Why we like it

EarnIn is a cash advance app that lets you borrow up to $1,000 of your earned wages before payday with its Cash Out feature. This borrowing limit is significantly higher than most cash advance apps, including Brigit. And, unlike payday loans, there are no interest or financing fees to use Cash Outs. To qualify for EarnIn Cash Outs, you must be employed, have regular direct deposits and earn a minimum of $320 each pay period. You can transfer $150 a day to a linked bank account or more than $150 per day to an EarnIn card. Regular transfers are available in one to three business days or minutes for a fee.

Pros

  • No credit check required
  • No interest or mandatory tipping
  • Free credit score tracking included
  • Cash Out more than $150 per day with an EarnIn card

Cons

  • Verification of employment earnings required
  • Same-day (Lightning) transfers attract a fee
  • Can only qualify with employment income
  • Not ideal for gig workers

Alternative for larger advances

Albert logo
8.8 Great
Albert Instant
8.8 Great
$25 to $1,000
2 weeks
No subscription required
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Why we like it

Albert is a popular all-in-one money app that provides up to $1,000 to members. You don't need a subscription to use Albert Instant, it's available to any eligible Albert member subject to eligibility requirements. Albert also offers optional subscription tiers which include extra tools like budgeting insights, automated savings, spending alerts, and other financial management features. Combined with Albert Instant, these features help users manage short-term cash gaps and stay on top of their finances.

Pros

  • Transfer funds in minutes
  • Advances up to $1,000

Cons

  • Fees to transfer funds to external account
  • Mixed customer reviews

Alternative for low monthly fees

Dave logo
8.5 Great
Dave ExtraCash
8.5 Great
Up to $500
Varies
Undisclosed
View details
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Why we like it

Dave offers larger loan amounts than Brigit, with cash advances up to $500 per pay period. The Dave app also offers a checking account and digital debit card with no overdraft fees or minimum deposit to open — a great alternative to Brigit's overdraft protection. Another feature, Side Hustle, can help you find local jobs for extra cash. However, Dave's delivery speed could be slower than Brigit's. Getting your funds may take up to three business days. Plus, instant delivery fees can go as high as $25, which is more than Brigit charges.

Pros

  • Higher advance amounts than Brigit
  • No interest or late fees
  • Side Hustle feature

Cons

  • Charges a monthly subscription fee
  • High max $25 instant delivery fee
  • Need $1,000 in monthly deposits to qualify for highest advances

Alternative for all-in-one banking

Cash App logo
Not scored yet
Cash App
Not scored yet
$20 to $500
Same day
5% flat fee
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Why we like it

Cash App is chock-full of mobile banking features. A top-ranked banking app in app stores, Cash App offers free peer-to-peer payment services, a Cash App debit card linked to your account, direct deposit, investing, buying and selling crypto and much more. There's also no membership fee, unlike Brigit's monthly fee. If you need quick cash, Cash App might offer a solution, too. One of its newer features is called Borrow, offering qualified borrowers loans up to $500 — much higher than Brigit's $250. It's not available to all users, but the loans typically have a four-week repayment period and a flat 5% fee per loan. If you miss your final due date, you'll be charged a weekly 1.25% late fee. However, Cash App's reviews aren't great. It's received thousands of complaints on its Better Business Bureau (BBB) profile, and the vast majority of reviews on TrustPilot are negative. Many users mention issues with refunds, encountering scam profiles and poor customer support.

Pros

  • No membership fees
  • Borrow feature offers small loans
  • Free Visa debit card linked to account balance
  • Invest in stocks and crypto

Cons

  • 5% fee for loans
  • 1.25% weekly late fee if you miss your due date
  • Poor customer reviews
  • Borrow feature not widely available

Alternative for credit-building

Possible Finance logo
Not scored yet
Possible Finance Mobile Installment Loans
Not scored yet
$50 to $500
~8 weeks (4 installments)
Varies by state, but typically $10 to $25 per $100 borrowed
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Why we like it

Unlike Brigit or the other alternatives on this list, Possible Finance isn't a cash advance app. Instead, it offers short-term installment loans. One of the biggest advantages of Possible Finance is that it reports its loans to two of the three credit bureaus, so you might increase your credit score with timely payments — a perk that doesn't normally come with payday loans or cash advance apps. There's no credit check, but costs and loan amounts do vary by state. Possible's installment loans are only available in 16 states. Plan on around $15 to $20 per $100 borrowed. But watch out — in some cases, you may face a 200% APR, which is comparable to pricey payday loans.

Pros

  • Helps to build credit
  • No credit check
  • No membership fees
  • Borrow loans from the app

Cons

  • APRs can get high
  • Costs and loans vary by state
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How does Brigit compare?

Brigit has a host of financial budgeting and spending tools, automatic overdraft protection up to $500 and instant delivery within 20 minutes of a cash advance request — for an additional instant transfer fee.

Unfortunately, the $8.99 to $14.99 monthly membership fee may not be worth it. Some apps don’t require a monthly membership to get small loans or cash advances with regular turnaround, including Possible Finance, EarnIn and MoneyLion.

Some users complain that the advance amounts they qualify for — such as $50 — are too low to justify the monthly subscription fee. It may only be worth it for those who take out frequent cash advances or want Brigit’s credit-builder program and $1 million in identity theft protection.

Learn more about the app in our detailed Brigit cash advance review.

Pros

  • No interest charges
  • Move due date up to three times
  • No late fees or obligation to tip
  • Automatic overdraft protection

Cons

  • High monthly membership fee of $8.99 to $14.99
  • Up to three-day turnaround
  • May not qualify for the largest advance amounts
Megan B. Shepherd's headshot
To make sure you get accurate and helpful information, this guide has been edited by Megan B. Shepherd as part of our fact-checking process.
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Written by

Banking editor
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Bethany Hickey is the banking editor and personal finance expert at Finder, specializing in banking, lending, insurance, and crypto. Bethany’s expertise in personal finance has garnered recognition from esteemed media outlets, such as Nasdaq, MSN, Yahoo Finance, GOBankingRates, SuperMoney, AOL and Newsweek. Her articles offer practical financial strategies to Americans, empowering them to make decisions that meet their financial goals. Her past work includes articles on generational spending and saving habits, lending, budgeting and managing debt. Before joining Finder, she was a content manager where she wrote hundreds of articles and news pieces on auto financing and credit repair for CarsDirect, Auto Credit Express and The Car Connection, among others. Bethany holds a BA in English from the University of Michigan-Flint, and was poetry editor for the university’s Qua Literary and Fine Arts Magazine. See full bio

Bethany's expertise
Bethany has written 474 Finder guides across topics including:
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Lacey Stark's headshot
Co-written by

Writer

Lacey Stark is a freelance personal finance writer for Finder, specializing in banking, loans, investing, estate planning, and more. She has 20 years of experience writing and editing for magazines, newspapers, and online publications. A word nerd from childhood, Lacey officially got her start reporting on live sporting events and moved on to cover topics such as construction, technology, and travel before finding her niche in personal finance. Originally from New England, she received her bachelor’s degree from the University of Denver and completed a postgraduate journalism program at Metropolitan State University also in Denver. She currently lives in Chicagoland with her dog Chunk and likes to read and play golf. See full bio

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