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Cash Advance Apps for Android

If you’re part of the Android community — these cash advance apps work with your device.

Lacey Stark's headshot

By

Lacey Stark

Edited by

Megan B. Shepherd

Updated

Fact checked

Cash advance apps are a handy solution if you’re running low on cash between paychecks. Most offer quick funding with no interest or late fees, and some don’t even require a monthly subscription. There are typically fees if you need the money right away, but they’re often minimal. If you can wait a few days, transfers are free.

However, cash advance apps vary greatly, so it’s important to compare fees, advance limits, requirements to qualify and any additional features. Read on for more details on popular apps that work with Android.

Cash advance apps for Android

These apps work with your Android phone. Compare membership fees, charges for instant transfers and advance limits to find one that works for you.

Cash advance appAdvance amountCostTurnaround time
Albert
$25 to $250
$11.99 per month
Instant
Beem
$5 to $1000
$2.47 to $12.97 per month, plus transfer fees
Within 3 days or instant for a fee
B9
$30 to $500
$11.99 or $19.99 per month
Instant
Branch
Up to 50% of paycheck, up to $1,000
Available to employees at a company that offers the app as a benefit.
Within 3 business days, instant with delivery fee
Brigit
$50 to $250
$8.99 per month to use the app, free requested through email
1 to 3 business days or instant with a Premium subscription or for a fee.
Cash App borrow
$20 to $200
5% fee
Same day
Cleo
Up to $250
As low as $5.99 per month
3 to 4 days or instant for a fee.
Credit Genie
Up to $100
$4.99 a month
Within three days or instant for a fee
Current
$50 to $750
Free
Up to 3 days or within an hour for a fee
DailyPay
Up to 100% of earned wages, $1,000 daily limit
No fee, available for qualified consumers
Next business day or instant with a DailyPay card or for a fee
Dave
Up to $500
Undisclosed
Free instant transfers to Dave Checking, up to 3 business days for free, or within an hour for a fee
EarnIn
Up to $150/day, with a max of $750 between paydays
No monthly subscription
1 to 2 business days or within 30 minutes for a fee
Empower
$10 to $300
$8 a month
2 to 5 days to linked bank account or Empower Card for free, instant to bank account for a fee
FloatMe
$10 to $50
$3.99 per month
1 to 3 business days or within 8 hours for a fee
Go2Bank
Up to $200
$5 per month, but can be waived with qualifying deposits, 26.99% interest rate on advances
Instant from ATM or participating bank, but fees apply
Grid
Up to $200
$10 per month
Within 8 hours for $2.99 or 1 to 3 days for free delivery
Klover
Up to $200
$4.99
Within 3 days or within hours for a fee
ONE@Work
Up to 50% of earned wages
Available to members employed at a company that offers the app as a benefit.
Same day if employer has configured this benefit. If not, fee applies to pick up at Walmart or deposit to account.
Payactiv
Up to 50% of earned wages per day
Available to members employed at a company that offers the app as a benefit.
Transfer in real time for a small fee. Other disbursement options and fees depend on employer.
Possible finance
Up to $500
No monthly fee but charges $15 to $20 per $100 borrowed
Receive in minutes
SoLo Funds
$20 to $625
Preferred tip amount
As soon as same day or instant for a fee
Super.com
$20 to $200
$15 per month
Within 3 business days or instant with a small fee or Super Pay account
Varo
Up to $500
Up to $40 for transfers
Instant, once qualified
Vola
Up to $500
Starting at $1.99
Within 5 hours or instant to Vola card
Wisely
Determined by eligibility
No fee, available for qualified members
Instant to Wisely card

Frequently asked questions

Do I need direct deposit to qualify for a cash advance?

Most cash advance apps require users to receive paychecks by direct deposit as a way to verify income. But at least a few apps — such as Dave, Cleo and Vola — don’t require direct deposit to qualify for advances, making them a great option for those who are self-employed or work in the gig economy. You’ll still need a job, but removing the direct deposit requirement gives more workers access to advances.

Do I always have to pay for instant transfers?

In most cases, cash advance providers charge at least a few dollars to transfer funds immediately to your account or card. Or, if they don’t — which is pretty rare — you’ll pay a monthly subscription fee, which effectively amounts to the same thing.

Are cash advance apps with monthly subscription fees worth it?

That depends. If you need frequent advances, a monthly membership might make sense because instant transfer fees are usually less expensive — or occasionally free. However, if you only rarely need a little extra cash, a monthly fee may not be worth it — unless the app offers other valuable features, such as savings, budgeting, investing or credit-building tools.

Megan B. Shepherd's headshot
To make sure you get accurate and helpful information, this guide has been edited by Megan B. Shepherd as part of our fact-checking process.
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Written by

Writer

Lacey Stark is a freelance personal finance writer for Finder, specializing in banking, loans, investing, estate planning, and more. She has 20 years of experience writing and editing for magazines, newspapers, and online publications. A word nerd from childhood, Lacey officially got her start reporting on live sporting events and moved on to cover topics such as construction, technology, and travel before finding her niche in personal finance. Originally from New England, she received her bachelor’s degree from the University of Denver and completed a postgraduate journalism program at Metropolitan State University also in Denver. She currently lives in Chicagoland with her dog Chunk and likes to read and play golf. See full bio

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