Cash advance apps for Android

Cash advance apps are a handy solution if you’re running low on cash between paychecks. Most offer quick funding with no interest or late fees, and some don’t even require a monthly subscription. There are typically fees if you need the money right away, but they’re often minimal. If you can wait a few days, transfers are free.

However, cash advance apps vary greatly, so it’s important to compare fees, advance limits, requirements to qualify and any additional features. Read on for more details on popular apps that work with Android.

Cash advance apps for Android

These apps work with your Android phone. Compare membership fees, charges for instant transfers and advance limits to find one that works for you.

Frequently asked questions

Do I need direct deposit to qualify for a cash advance?

Most cash advance apps require users to receive paychecks by direct deposit as a way to verify income. But at least a few apps — such as Dave, Cleo and Vola — don’t require direct deposit to qualify for advances, making them a great option for those who are self-employed or work in the gig economy. You’ll still need a job, but removing the direct deposit requirement gives more workers access to advances.

Do I always have to pay for instant transfers?

In most cases, cash advance providers charge at least a few dollars to transfer funds immediately to your account or card. Or, if they don’t — which is pretty rare — you’ll pay a monthly subscription fee, which effectively amounts to the same thing.

Are cash advance apps with monthly subscription fees worth it?

That depends. If you need frequent advances, a monthly membership might make sense because instant transfer fees are usually less expensive — or occasionally free. However, if you only rarely need a little extra cash, a monthly fee may not be worth it — unless the app offers other valuable features, such as savings, budgeting, investing or credit-building tools.

To make sure you get accurate and helpful information, this guide has been edited by Megan B. Shepherd as part of our fact-checking process.

Written by

Lacey Stark

Writer

Lacey Stark is a freelance personal finance writer for Finder, specializing in banking, loans, investing, estate planning, and more. She has 20 years of experience writing and editing for magazines, newspapers, and online publications. A word nerd from childhood, Lacey officially got her start reporting on live sporting events and moved on to cover topics such as construction, technology, and travel before finding her niche in personal finance. Originally from New England, she received her bachelor’s degree from the University of Denver and completed a postgraduate journalism program at Metropolitan State University also in Denver. She currently lives in Chicagoland with her dog Chunk and likes to read and play golf. See full bio