Upstart Holdings, Inc is a credit services business based in the US. Upstart shares (UPST) are listed on the NASDAQ and all prices are listed in US Dollars. Upstart employs 554 staff and has a trailing 12-month revenue of around 0.00.
How to buy shares in Upstart
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- Open your brokerage account. Complete an application with your details.
- Confirm your payment details. Fund your account.
- Research the stock. Find the stock by name or ticker symbol – UPST – and research it before deciding if it's a good investment for you.
- Purchase now or later. Buy your desired number of shares with a market order or use a limit order to delay your purchase until the stock reaches a desired price.
- Check in on your investment. Optimize your portfolio by tracking your stock.
Upstart stock price (NASDAQ: UPST)Use our graph to track the performance of UPST stocks over time.
Upstart shares at a glance
|Latest market close||$146.58|
|52-week range||$20.00 - $191.89|
|50-day moving average||$123.47|
|200-day moving average||$104.47|
|Wall St. target price||$139.29|
|Dividend yield||N/A (0%)|
|Earnings per share (TTM)||$0.27|
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The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.
Is it a good time to buy Upstart stock?
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
Upstart price performance over time
|1 week (2021-07-20)||N/A|
|1 month (2021-07-01)||18.29%|
|3 months (2021-04-30)||34.45%|
|6 months (2021-01-27)||N/A|
|1 year (2020-07-27)||N/A|
|2 years (2019-07-27)||N/A|
|3 years (2018-07-27)||N/A|
|5 years (2016-07-27)||N/A|
Is Upstart under- or over-valued?
Valuing Upstart stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Upstart's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
Upstart's P/E ratio
Upstart's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 437x. In other words, Upstart shares trade at around 437x recent earnings.
That's relatively high compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The high P/E ratio could mean that investors are optimistic about the outlook for the shares or simply that they're over-valued.
However, Upstart's P/E ratio is best considered in relation to those of others within the credit services industry or those of similar companies.
Upstart's EBITDA (earnings before interest, taxes, depreciation and amortisation) is $35.2 million.
The EBITDA is a measure of a Upstart's overall financial performance and is widely used to measure a its profitability.
To put Upstart's EBITDA into context you can compare it against that of similar companies.
|Revenue TTM||$296.6 million|
|Operating margin TTM||10.99%|
|Gross profit TTM||$203.9 million|
|Return on assets TTM||2.84%|
|Return on equity TTM||2.78%|
|Market capitalisation||$9.2 billion|
TTM: trailing 12 months
Shorting Upstart shares
There are currently 2.7 million Upstart shares held short by investors – that's known as Upstart's "short interest". This figure is 14.6% down from 3.2 million last month.
There are a few different ways that this level of interest in shorting Upstart shares can be evaluated.
Upstart's "short interest ratio" (SIR)
Upstart's "short interest ratio" (SIR) is the quantity of Upstart shares currently shorted divided by the average quantity of Upstart shares traded daily (recently around 5.4 million). Upstart's SIR currently stands at 0.51. In other words for every 100,000 Upstart shares traded daily on the market, roughly 510 shares are currently held short.
To gain some more context, you can compare Upstart's short interest ratio against those of similar companies.
However Upstart's short interest can also be evaluated against the total number of Upstart shares, or, against the total number of tradable Upstart shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case Upstart's short interest could be expressed as 0.04% of the outstanding shares (for every 100,000 Upstart shares in existence, roughly 40 shares are currently held short) or 0.0602% of the tradable shares (for every 100,000 tradable Upstart shares, roughly 60 shares are currently held short).
Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against Upstart.
Find out more about how you can short Upstart stock.
Upstart share dividends
We're not expecting Upstart to pay a dividend over the next 12 months.
You may also wish to consider:
- OneMain (OMF.US) (3.17% forward annual dividend yield)
Upstart Holdings, Inc. operates a cloud- based artificial intelligence (AI) lending platform. The company's platform aggregates consumer demand for loans and connects it to its network of the company's AI- enabled bank partners. Its platform connects consumers, banks, and institutional investors through a shared AI lending platform. Upstart Holdings, Inc. was incorporated in 2012 and is headquartered in San Mateo, California. .
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Upstart in the news
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Associated Bank Launches Personal Loans Powered by Upstart
Frequently asked questionsWhat percentage of Upstart is owned by insiders or institutions?
Currently 15.816% of Upstart shares are held by insiders and 57.605% by institutions. How many people work for Upstart?
Latest data suggests 554 work at Upstart. When does the fiscal year end for Upstart?
Upstart's fiscal year ends in December. Where is Upstart based?
Upstart's address is: 2950 South Delaware Street, San Mateo, CA, United States, 94403
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