LendingClub is a credit services business based in the US. LendingClub shares (LC) are listed on the NYSE and all prices are listed in US Dollars. LendingClub employs 1,025 staff and has a trailing 12-month revenue of around $1.1 billion.
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| Latest market close | $10.56 |
|---|---|
| 52-week range | $4.73 - $10.90 |
| 50-day moving average | $8.87 |
| 200-day moving average | $7.85 |
| Wall St. target price | $10.88 |
| PE ratio | 30.5294 |
| Dividend yield | N/A (0%) |
| Earnings per share (TTM) | $0.34 |
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
Historical closes compared with the close of $10.56 from 2024-07-22
| 1 week (2024-07-17) | -1.12% |
|---|---|
| 1 month (2024-06-24) | 27.23% |
| 3 months (2024-04-24) | 28.94% |
| 6 months (2024-01-24) | 21.94% |
| 1 year (2023-07-24) | 3.53% |
|---|---|
| 2 years (2022-07-21) | -27.57% |
| 3 years (2021-07-23) | 15.88 |
| 5 years (2019-07-24) | 14.98 |
Valuing LendingClub stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of LendingClub's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
LendingClub's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 31x. In other words, LendingClub shares trade at around 31x recent earnings.
That's relatively high compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The high P/E ratio could mean that investors are optimistic about the outlook for the shares or simply that they're over-valued.
LendingClub's EBITDA (earnings before interest, taxes, depreciation and amortisation) is $104 million.
The EBITDA is a measure of a LendingClub's overall financial performance and is widely used to measure a its profitability.
| Revenue TTM | $1.1 billion |
|---|---|
| Operating margin TTM | 6.36% |
| Gross profit TTM | $536.4 million |
| Return on assets TTM | 0.39% |
| Return on equity TTM | 3.05% |
| Profit margin | 3.41% |
| Book value | $11.40 |
| Market Capitalization | $1.2 billion |
TTM: trailing 12 months
We're not expecting LendingClub to pay a dividend over the next 12 months.
LendingClub's shares were split on a 1:5 basis on 7 July 2019. So if you had owned 5 shares the day before before the split, the next day you'd have owned 1 share. This wouldn't directly have changed the overall worth of your LendingClub shares – just the quantity. However, indirectly, the new 400% higher share price could have impacted the market appetite for LendingClub shares which in turn could have impacted LendingClub's share price.
Over the last 12 months, LendingClub's shares have ranged in value from as little as $4.73 up to $10.9. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NYSE average) beta is 1, while LendingClub's is 2.07. This would suggest that LendingClub's shares are significantly more volatile than the average for this exchange and represent a higher risk.
LendingClub Corporation, operates as a bank holding company, that provides range of financial products and services in the United States. It offers deposit products, including savings accounts, checking accounts, and certificates of deposit. The company also provides loan products, such as consumer loans comprising unsecured personal loans, secured auto refinance loans, and patient and education finance loans; and commercial loans, including small business loans. In addition, it operates an online lending marketplace platform. The company was incorporated in 2006 and is headquartered in San Francisco, California. .
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