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How to buy The Travelers Companies stock | 113.32

Own The Travelers Companies stock in just a few minutes.

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The Travelers Companies, Inc is an insurance—property & casualty business based in the US. The Travelers Companies shares (TRV) are listed on the NYSE and all prices are listed in US Dollars. The Travelers Companies employs 30,800 staff and has a trailing 12-month revenue of around USD$31.4 billion.

How to buy shares in The Travelers Companies

  1. Compare share trading platforms. If you're a beginner, look for a platform with low commissions, expert ratings and investment tools to track your portfolio. Narrow down top brands with our comparison table.
  2. Open and fund your brokerage account. Complete an application with your personal and financial details, like your ID and bank information. Fund your account with a bank transfer, credit card or debit card.
  3. Search for The Travelers Companies. Find the stock by name or ticker symbol: TRV. Research its history to confirm it's a solid investment against your financial goals.
  4. Purchase now or later. Buy today with a market order or use a limit order to delay your purchase until The Travelers Companies reaches your desired price. To spread out your purchase, look into dollar-cost averaging, which smooths out buying at consistent intervals and amounts.
  5. Decide on how many to buy. At last close price of USD$113.32, weigh your budget against a diversified portfolio that can minimize risk through the market's ups and downs. You may be able to buy a fractional share of The Travelers Companies, depending on your broker.
  6. Check in on your investment. Congratulations, you own a part of The Travelers Companies. Optimize your portfolio by tracking how your stock — and even the business — performs with an eye on the long term. You may be eligible for dividends and shareholder voting rights on directors and management that can affect your stock.

How has coronavirus impacted The Travelers Companies's share price?

Since the stock market crash in March caused by coronavirus, The Travelers Companies's share price has had significant negative movement.

Its last market close was USD$113.32, which is 16.16% down on its pre-crash value of USD$135.16 and 47.19% up on the lowest point reached during the March crash when the shares fell as low as USD$76.99.

If you had bought USD$1,000 worth of The Travelers Companies shares at the start of February 2020, those shares would have been worth USD$660.93 at the bottom of the March crash, and if you held on to them, then as of the last market close they'd be worth USD$847.63.

The Travelers Companies share price

Use our graph to track the performance of TRV stocks over time.

The Travelers Companies shares at a glance

Information last updated 2020-10-20.
Latest market close USD$113.32
52-week range USD$76.99 - USD$141.865
50-day moving average USD$112.2571
200-day moving average USD$110.4958
Wall St. target price USD$121.8
PE ratio 16.0228
Dividend yield USD$3.4 (3.04%)
Earnings per share (TTM) USD$7.058

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The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.

Is it a good time to buy The Travelers Companies stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

The Travelers Companies price performance over time

Historical closes compared with the close of $113.32 from 2020-10-16

1 week (2020-11-16) N/A
1 month (2020-10-27) -4.85%
3 months (2020-08-27) -3.29%
6 months (2020-05-23) N/A
1 year (2019-11-23) N/A
2 years (2018-11-23) N/A
3 years (2017-11-23) N/A
5 years (2015-11-23) N/A

Is The Travelers Companies under- or over-valued?

Valuing The Travelers Companies stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of The Travelers Companies's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

The Travelers Companies's P/E ratio

The Travelers Companies's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 16x. In other words, The Travelers Companies shares trade at around 16x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

The Travelers Companies's PEG ratio

The Travelers Companies's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 1.0418. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.

The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into The Travelers Companies's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.

The Travelers Companies's EBITDA

The Travelers Companies's EBITDA (earnings before interest, taxes, depreciation and amortisation) is USD$3.2 billion.

The EBITDA is a measure of a The Travelers Companies's overall financial performance and is widely used to measure a its profitability.

The Travelers Companies financials

Revenue TTM USD$31.4 billion
Operating margin TTM 7.89%
Gross profit TTM USD$7.8 billion
Return on assets TTM 1.4%
Return on equity TTM 7%
Profit margin 5.83%
Book value $106.41
Market capitalisation USD$29.8 billion

TTM: trailing 12 months

Shorting The Travelers Companies shares

There are currently 5.2 million The Travelers Companies shares held short by investors – that's known as The Travelers Companies's "short interest". This figure is 2.3% up from 5.1 million last month.

There are a few different ways that this level of interest in shorting The Travelers Companies shares can be evaluated.

The Travelers Companies's "short interest ratio" (SIR)

The Travelers Companies's "short interest ratio" (SIR) is the quantity of The Travelers Companies shares currently shorted divided by the average quantity of The Travelers Companies shares traded daily (recently around 1.5 million). The Travelers Companies's SIR currently stands at 3.49. In other words for every 100,000 The Travelers Companies shares traded daily on the market, roughly 3490 shares are currently held short.

However The Travelers Companies's short interest can also be evaluated against the total number of The Travelers Companies shares, or, against the total number of tradable The Travelers Companies shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case The Travelers Companies's short interest could be expressed as 0.02% of the outstanding shares (for every 100,000 The Travelers Companies shares in existence, roughly 20 shares are currently held short) or 0.0205% of the tradable shares (for every 100,000 tradable The Travelers Companies shares, roughly 21 shares are currently held short).

Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against The Travelers Companies.

Find out more about how you can short The Travelers Companies stock.

The Travelers Companies's environmental, social and governance track record

Environmental, social and governance (known as ESG) criteria are a set of three factors used to measure the sustainability and social impact of companies like The Travelers Companies.

When it comes to ESG scores, lower is better, and lower scores are generally associated with lower risk for would-be investors.

The Travelers Companies's total ESG risk score

Total ESG risk: 22.43

Socially conscious investors use ESG scores to screen how an investment aligns with their worldview, and The Travelers Companies's overall score of 22.43 (as at 10/01/2020) is pretty good – landing it in it in the 28th percentile of companies rated in the same sector.

ESG scores are increasingly used to estimate the level of risk a company like The Travelers Companies is exposed to within the areas of "environmental" (carbon footprint, resource use etc.), "social" (health and safety, human rights etc.), and "governance" (anti-corruption, tax transparency etc.).

The Travelers Companies's environmental score

Environmental score: 1.05/100

The Travelers Companies's environmental score of 1.05 puts it squarely in the 2nd percentile of companies rated in the same sector. This could suggest that The Travelers Companies is a leader in its sector terms of its environmental impact, and exposed to a lower level of risk.

The Travelers Companies's social score

Social score: 8.75/100

The Travelers Companies's social score of 8.75 puts it squarely in the 2nd percentile of companies rated in the same sector. This could suggest that The Travelers Companies is a leader in its sector when it comes to taking good care of its workforce and the communities it impacts.

The Travelers Companies's governance score

Governance score: 11.14/100

The Travelers Companies's governance score puts it squarely in the 2nd percentile of companies rated in the same sector. That could suggest that The Travelers Companies is a leader in its sector when it comes to responsible management and strategy, and exposed to a lower level of risk.

The Travelers Companies's controversy score

Controversy score: 2/5

ESG scores also evaluate any incidences of controversy that a company has been involved in. The Travelers Companies scored a 2 out of 5 for controversy – the second-highest score possible, reflecting that The Travelers Companies has, for the most part, managed to keep its nose clean.

Environmental, social, and governance (ESG) summary

The Travelers Companies, Inc was last rated for ESG on: 2020-10-01.

Total ESG score 22.43
Total ESG percentile 28.18
Environmental score 1.05
Environmental score percentile 2
Social score 8.75
Social score percentile 2
Governance score 11.14
Governance score percentile 2
Level of controversy 2

The Travelers Companies share dividends

47%

Dividend payout ratio: 46.58% of net profits

Recently The Travelers Companies has paid out, on average, around 46.58% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 3.04% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), The Travelers Companies shareholders could enjoy a 3.04% return on their shares, in the form of dividend payments. In The Travelers Companies's case, that would currently equate to about $3.4 per share.

While The Travelers Companies's payout ratio might seem fairly standard, it's worth remembering that The Travelers Companies may be investing much of the rest of its net profits in future growth.

The Travelers Companies's most recent dividend payout was on 30 September 2020. The latest dividend was paid out to all shareholders who bought their shares by 9 September 2020 (the "ex-dividend date").

Have The Travelers Companies's shares ever split?

The Travelers Companies's shares were split on a 2:1 basis on 12 May 1998. So if you had owned 1 share the day before before the split, the next day you'd have owned 2 shares. This wouldn't directly have changed the overall worth of your The Travelers Companies shares – just the quantity. However, indirectly, the new 50% lower share price could have impacted the market appetite for The Travelers Companies shares which in turn could have impacted The Travelers Companies's share price.

The Travelers Companies share price volatility

Over the last 12 months, The Travelers Companies's shares have ranged in value from as little as $76.99 up to $141.865. A popular way to gauge a stock's volatility is its "beta".

TRV.US volatility(beta: 0.86)Avg. volatility(beta: 1.00)LowHigh

Beta is a measure of a share's volatility in relation to the market. The market (NYSE average) beta is 1, while The Travelers Companies's is 0.8632. This would suggest that The Travelers Companies's shares are less volatile than average (for this exchange).

The Travelers Companies overview

The Travelers Companies, Inc., through its subsidiaries, provides a range of commercial and personal property, and casualty insurance products and services to businesses, government units, associations, and individuals in the United states and internationally. The company operates through three segments: Business Insurance, Bond & Specialty Insurance, and Personal Insurance. The Business Insurance segment offers workers' compensation, commercial automobile and property, general liability, commercial multi-peril, employers' liability, public and product liability, professional indemnity, marine, aviation, onshore and offshore energy, construction, terrorism, personal accident, and kidnap and ransom insurance products. This segment operates through select accounts, which serve small businesses; commercial accounts that serve mid-sized businesses; national accounts, which serve large companies; and national property and other that serve large and mid-sized customers, commercial transportation industry, and agricultural businesses, as well as markets and distributes its products through brokers, wholesale agents, program managers, and specialized retail agents. The Bond & Specialty Insurance segment provides surety, fidelity, management and professional liability, and other property and casualty insurance products through independent agencies and brokers. The Personal Insurance segment offers property and casualty insurance covering personal risks, primarily automobile and homeowners insurance to individuals through independent agencies and brokers. The Travelers Companies, Inc. was founded in 1853 and is based in New York, New York.

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