Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content.

How to buy First Citizens BancShares stock | $585.26

Own First Citizens BancShares stock in just a few minutes.

Fact checked

First Citizens BancShares, Inc is a banks-regional business based in the US. First Citizens BancShares shares (FCNCA) are listed on the NASDAQ and all prices are listed in US Dollars. First Citizens BancShares employs 6,821 staff and has a trailing 12-month revenue of around USD$1.8 billion.

How to buy shares in First Citizens BancShares

  1. Compare share trading platforms. If you're a beginner, look for a platform with low commissions, expert ratings and investment tools to track your portfolio. Narrow down top brands with our comparison table.
  2. Open and fund your brokerage account. Complete an application with your personal and financial details, like your ID and bank information. Fund your account with a bank transfer, credit card or debit card.
  3. Search for First Citizens BancShares. Find the stock by name or ticker symbol: FCNCA. Research its history to confirm it's a solid investment against your financial goals.
  4. Purchase now or later. Buy today with a market order or use a limit order to delay your purchase until First Citizens BancShares reaches your desired price. To spread out your purchase, look into dollar-cost averaging, which smooths out buying at consistent intervals and amounts.
  5. Decide on how many to buy. At last close price of USD$585.26, weigh your budget against a diversified portfolio that can minimize risk through the market's ups and downs. You may be able to buy a fractional share of First Citizens BancShares, depending on your broker.
  6. Check in on your investment. Congratulations, you own a part of First Citizens BancShares. Optimize your portfolio by tracking how your stock — and even the business — performs with an eye on the long term. You may be eligible for dividends and shareholder voting rights on directors and management that can affect your stock.

First Citizens BancShares share price

Use our graph to track the performance of FCNCA stocks over time.

First Citizens BancShares shares at a glance

Information last updated 2020-12-27.
Latest market closeUSD$585.26
52-week rangeUSD$275.277 - USD$615.4015
50-day moving average USD$568.2041
200-day moving average USD$436.6434
Wall St. target priceUSD$200
PE ratio 13.6669
Dividend yield USD$1.88 (0.32%)
Earnings per share (TTM) USD$43.399

Buy First Citizens BancShares shares from these brokerages

Compare special offers, low fees and a wide range of types of investments among top trading platforms.
Name Product Stock trade fee Asset types Option trade fee Annual fee
Sofi Invest
$0
Stocks, ETFs, Cryptocurrency
N/A
0%
A free way to invest in stocks, ETFs and crypto.
Robinhood
$0
Stocks, Options, ETFs, Cryptocurrency
$0
0%
Make unlimited commission-free trades in stocks, funds, and options with Robinhood Financial.
Moomoo
$0 for US stocks
Stocks, Options, ETFs
$0
Trade stocks on the US, Hong Kong, Shanghai and Shenzhen markets.
TD Ameritrade
$0
or $25 broker-assisted
Stocks
$0 + $0.65/contract,
or $25 broker-assisted
TD Ameritrade features $0 commission for online stock, but watch out for high short-term ETF and broker-assisted trading fees.
loading

Compare up to 4 providers

The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.

Is it a good time to buy First Citizens BancShares stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

First Citizens BancShares price performance over time

Historical closes compared with the close of $585.26 from 2020-12-18

1 week (2021-01-11) -7.86%
1 month (2020-12-18) 585.26
3 months (2020-10-16) 48.77%
6 months (2020-07-17) 49.06%
1 year (2020-01-17) 10.25%
2 years (2019-01-18) 40.29%
3 years (2018-01-18) 31.62%
5 years (2016-01-15) 157.51%

Is First Citizens BancShares under- or over-valued?

Valuing First Citizens BancShares stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of First Citizens BancShares's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

First Citizens BancShares's P/E ratio

First Citizens BancShares's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 14x. In other words, First Citizens BancShares shares trade at around 14x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

First Citizens BancShares financials

Revenue TTM USD$1.8 billion
Operating margin TTM 35.53%
Gross profit TTM USD$1.7 billion
Return on assets TTM 1.05%
Return on equity TTM 11.92%
Profit margin 25.96%
Book value $380.432
Market capitalisation USD$5.8 billion

TTM: trailing 12 months

Shorting First Citizens BancShares shares

There are currently 238,855 First Citizens BancShares shares held short by investors – that's known as First Citizens BancShares's "short interest". This figure is 8.6% up from 219,864 last month.

There are a few different ways that this level of interest in shorting First Citizens BancShares shares can be evaluated.

First Citizens BancShares's "short interest ratio" (SIR)

First Citizens BancShares's "short interest ratio" (SIR) is the quantity of First Citizens BancShares shares currently shorted divided by the average quantity of First Citizens BancShares shares traded daily (recently around 43907.169117647). First Citizens BancShares's SIR currently stands at 5.44. In other words for every 100,000 First Citizens BancShares shares traded daily on the market, roughly 5440 shares are currently held short.

However First Citizens BancShares's short interest can also be evaluated against the total number of First Citizens BancShares shares, or, against the total number of tradable First Citizens BancShares shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case First Citizens BancShares's short interest could be expressed as 0.02% of the outstanding shares (for every 100,000 First Citizens BancShares shares in existence, roughly 20 shares are currently held short) or 0.0545% of the tradable shares (for every 100,000 tradable First Citizens BancShares shares, roughly 55 shares are currently held short).

A SIR below 10% would generally be considered to indicate a fairly optimistic outlook for the share price, with fewer people currently willing to bet against First Citizens BancShares.

Find out more about how you can short First Citizens BancShares stock.

First Citizens BancShares share dividends

3%

Dividend payout ratio: 3.46% of net profits

Recently First Citizens BancShares has paid out, on average, around 3.46% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 0.32% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), First Citizens BancShares shareholders could enjoy a 0.32% return on their shares, in the form of dividend payments. In First Citizens BancShares's case, that would currently equate to about $1.88 per share.

While First Citizens BancShares's payout ratio might seem low, this can signify that First Citizens BancShares is investing more in its future growth.

First Citizens BancShares's most recent dividend payout was on 4 January 2021. The latest dividend was paid out to all shareholders who bought their shares by 11 December 2020 (the "ex-dividend date").

First Citizens BancShares share price volatility

Over the last 12 months, First Citizens BancShares's shares have ranged in value from as little as $275.277 up to $615.4015. A popular way to gauge a stock's volatility is its "beta".

FCNCA.US volatility(beta: 1.17)Avg. volatility(beta: 1.00)LowHigh

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while First Citizens BancShares's is 1.1717. This would suggest that First Citizens BancShares's shares are a little bit more volatile than the average for this exchange and represent, relatively-speaking, a slightly higher risk (but potentially also market-beating returns).

First Citizens BancShares overview

First Citizens BancShares, Inc. operates as the holding company for First-Citizens Bank & Trust Company that provides retail and commercial banking services to individuals, businesses, and professionals. The company's deposit products include checking, savings, money market, and time deposit accounts. Its loan product portfolio comprises commercial construction and land development, commercial mortgage, commercial and industrial, lease financing, and other commercial real estate loans; and noncommercial construction and land development, residential mortgage, revolving mortgage, and consumer loans. The company also offers treasury services products, cardholder and merchant services, wealth management services, and various other products and services; investment products, including annuities, discount brokerage services, and third-party mutual funds, as well as investment management and advisory services; and defined benefit and defined contribution, insurance, private banking, trust, fiduciary, philanthropy, and special asset services. The company provides its products and services through its branch network, as well as through digital banking, telephone banking, and various ATM networks. As of December 31, 2019, it operated 574 branches in Arizona, California, Colorado, Florida, Georgia, Kansas, Maryland, Missouri, North Carolina, New Mexico, Oklahoma, Oregon, South Carolina, Tennessee, Texas, Virginia, Washington, Wisconsin, and West Virginia. The company was founded in 1898 and is headquartered in Raleigh, North Carolina.

Frequently asked questions

More guides on Finder

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and finder.com Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site