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First Choice Bancorp is a banks-regional business based in the US. First Choice Bancorp shares (FCBP) are listed on the NASDAQ and all prices are listed in US Dollars. First Choice Bancorp employs 186 staff and has a trailing 12-month revenue of around 0.00.
|52-week range||$11.68 - $32.45|
|50-day moving average||$24.71|
|200-day moving average||$19.61|
|Wall St. target price||$29.00|
|Dividend yield||$1 (3.18%)|
|Earnings per share (TTM)||$2.90|
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This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
Valuing First Choice Bancorp stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of First Choice Bancorp's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
First Choice Bancorp's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 11x. In other words, First Choice Bancorp shares trade at around 11x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
|Revenue TTM||$95.6 million|
|Operating margin TTM||52.86%|
|Gross profit TTM||$87.4 million|
|Return on assets TTM||1.6%|
|Return on equity TTM||12.41%|
|Market capitalisation||$381.5 million|
TTM: trailing 12 months
There are currently 119,367 First Choice Bancorp shares held short by investors – that's known as First Choice Bancorp's "short interest". This figure is 9.1% up from 109,416 last month.
There are a few different ways that this level of interest in shorting First Choice Bancorp shares can be evaluated.
First Choice Bancorp's "short interest ratio" (SIR) is the quantity of First Choice Bancorp shares currently shorted divided by the average quantity of First Choice Bancorp shares traded daily (recently around 21430.341113106). First Choice Bancorp's SIR currently stands at 5.57. In other words for every 100,000 First Choice Bancorp shares traded daily on the market, roughly 5570 shares are currently held short.
However First Choice Bancorp's short interest can also be evaluated against the total number of First Choice Bancorp shares, or, against the total number of tradable First Choice Bancorp shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case First Choice Bancorp's short interest could be expressed as 0.01% of the outstanding shares (for every 100,000 First Choice Bancorp shares in existence, roughly 10 shares are currently held short) or 0.0114% of the tradable shares (for every 100,000 tradable First Choice Bancorp shares, roughly 11 shares are currently held short).
A SIR below 10% would generally be considered to indicate a fairly optimistic outlook for the share price, with fewer people currently willing to bet against First Choice Bancorp.
Find out more about how you can short First Choice Bancorp stock.
Dividend payout ratio: 30.4% of net profits
Recently First Choice Bancorp has paid out, on average, around 30.4% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 3.18% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), First Choice Bancorp shareholders could enjoy a 3.18% return on their shares, in the form of dividend payments. In First Choice Bancorp's case, that would currently equate to about $1 per share.
While First Choice Bancorp's payout ratio might seem fairly standard, it's worth remembering that First Choice Bancorp may be investing much of the rest of its net profits in future growth.
First Choice Bancorp's most recent dividend payout was on 3 March 2021. The latest dividend was paid out to all shareholders who bought their shares by 6 May 2021 (the "ex-dividend date").
First Choice Bancorp's shares were split on 28 June 2016.
Over the last 12 months, First Choice Bancorp's shares have ranged in value from as little as $11.6753 up to $32.45. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while First Choice Bancorp's is 0.8367. This would suggest that First Choice Bancorp's shares are less volatile than average (for this exchange).
First Choice Bancorp operates as the bank holding company for First Choice Bank that provides a range of retail and commercial banking products and services to individuals, families, and small and medium-sized businesses. The company accepts interest and non-interest demand, savings, and money market accounts, as well as time deposits and certificates of deposit. It also offers construction and land development, residential and commercial real estate, commercial and industrial, small business administration, and consumer loans; and debit and commercial credit cards. In addition, the company provides treasury management, remote deposit capture, online and mobile banking, and automated teller machine services, as well as bank-by-mail, courier, domestic and international wire, and documentary collection services. It operates through eight full-service branches located in Alhambra, Anaheim, Carlsbad, Cerritos, Chula Vista, Downtown Los Angeles, Pasadena, and West Los Angeles, California; and two loan production offices located in Manhattan Beach and San Diego, California. The company was incorporated in 2005 and is headquartered in Cerritos, California. .
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