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How to buy First Choice Bancorp stock

Own First Choice Bancorp stock in just a few minutes.

Fact checked

First Choice Bancorp is a banks-regional business based in the US. First Choice Bancorp shares (FCBP) are listed on the NASDAQ and all prices are listed in US Dollars.

How to buy shares in First Choice Bancorp

  1. Compare share trading platforms. If you're a beginner, look for a platform with low commissions, expert ratings and investment tools to track your portfolio. Narrow down top brands with our comparison table.
  2. Open and fund your brokerage account. Complete an application with your personal and financial details, like your ID and bank information. Fund your account with a bank transfer, credit card or debit card.
  3. Search for First Choice Bancorp. Find the stock by name or ticker symbol: FCBP. Research its history to confirm it's a solid investment against your financial goals.
  4. Purchase now or later. Buy today with a market order or use a limit order to delay your purchase until First Choice Bancorp reaches your desired price. To spread out your purchase, look into dollar-cost averaging, which smooths out buying at consistent intervals and amounts.
  5. Decide on how many to buy. Weigh your budget against a diversified portfolio that can minimize risk through the market's ups and downs. You may be able to buy a fractional share of First Choice Bancorp, depending on your broker.
  6. Check in on your investment. Congratulations, you own a part of First Choice Bancorp. Optimize your portfolio by tracking how your stock — and even the business — performs with an eye on the long term. You may be eligible for dividends and shareholder voting rights on directors and management that can affect your stock.

First Choice Bancorp share price

Use our graph to track the performance of FCBP stocks over time.

First Choice Bancorp shares at a glance

Information last updated 2021-02-24.
52-week rangeUSD$9.6586 - USD$22.6155
50-day moving average USD$19.6233
200-day moving average USD$16.4004
Wall St. target priceUSD$27.5
PE ratio 8.081
Dividend yield USD$1 (4.98%)
Earnings per share (TTM) USD$2.47

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The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.

Is it a good time to buy First Choice Bancorp stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Is First Choice Bancorp under- or over-valued?

Valuing First Choice Bancorp stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of First Choice Bancorp's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

First Choice Bancorp's P/E ratio

First Choice Bancorp's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 8x. In other words, First Choice Bancorp shares trade at around 8x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

First Choice Bancorp financials

Revenue TTM USD$87.4 million
Operating margin TTM 48.84%
Gross profit TTM USD$87.4 million
Return on assets TTM 1.46%
Return on equity TTM 10.67%
Profit margin 33.11%
Book value $23.983
Market capitalisation USD$233.6 million

TTM: trailing 12 months

Shorting First Choice Bancorp shares

There are currently 88,639 First Choice Bancorp shares held short by investors – that's known as First Choice Bancorp's "short interest". This figure is 7% up from 82,819 last month.

There are a few different ways that this level of interest in shorting First Choice Bancorp shares can be evaluated.

First Choice Bancorp's "short interest ratio" (SIR)

First Choice Bancorp's "short interest ratio" (SIR) is the quantity of First Choice Bancorp shares currently shorted divided by the average quantity of First Choice Bancorp shares traded daily (recently around 29157.565789474). First Choice Bancorp's SIR currently stands at 3.04. In other words for every 100,000 First Choice Bancorp shares traded daily on the market, roughly 3040 shares are currently held short.

However First Choice Bancorp's short interest can also be evaluated against the total number of First Choice Bancorp shares, or, against the total number of tradable First Choice Bancorp shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case First Choice Bancorp's short interest could be expressed as 0.01% of the outstanding shares (for every 100,000 First Choice Bancorp shares in existence, roughly 10 shares are currently held short) or 0.0085% of the tradable shares (for every 100,000 tradable First Choice Bancorp shares, roughly 9 shares are currently held short).

Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against First Choice Bancorp.

Find out more about how you can short First Choice Bancorp stock.

First Choice Bancorp share dividends

40%

Dividend payout ratio: 40.49% of net profits

Recently First Choice Bancorp has paid out, on average, around 40.49% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 5% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), First Choice Bancorp shareholders could enjoy a 5% return on their shares, in the form of dividend payments. In First Choice Bancorp's case, that would currently equate to about $1 per share.

While First Choice Bancorp's payout ratio might seem fairly standard, it's worth remembering that First Choice Bancorp may be investing much of the rest of its net profits in future growth.

First Choice Bancorp's most recent dividend payout was on 4 March 2021. The latest dividend was paid out to all shareholders who bought their shares by 17 February 2021 (the "ex-dividend date").

Have First Choice Bancorp's shares ever split?

First Choice Bancorp's shares were split on 29 June 2016.

First Choice Bancorp share price volatility

Over the last 12 months, First Choice Bancorp's shares have ranged in value from as little as $9.6586 up to $22.6155. A popular way to gauge a stock's volatility is its "beta".

FCBP.US volatility(beta: 0.75)Avg. volatility(beta: 1.00)LowHigh

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while First Choice Bancorp's is 0.7513. This would suggest that First Choice Bancorp's shares are less volatile than average (for this exchange).

First Choice Bancorp overview

First Choice Bancorp operates as the bank holding company for First Choice Bank that provides retail, personal, and commercial banking products and services to individuals, families, and small and medium-sized businesses. It offers interest and noninterest-bearing demand deposit, money market and savings accounts, remote deposit products, and time certificates of deposit; and loan products, such as construction and land development, residential real estate, commercial real estate, commercial and industrial, small business administration, and consumer loans. The company also provides treasury management, online and mobile banking, commercial credit cards, debit cards, and automated teller machines, as well as bank-by-mail, courier, commercial cash vault, domestic and international wires, and documentary collection services. It operates through nine full-service branches located in Alhambra, Anaheim, Carlsbad, Cerritos, Chula Vista, Downtown Los Angeles, Pasadena, Rowland Heights, and West Los Angeles, California; and two loan production offices located in Manhattan Beach and San Diego, California. The company was founded in 2005 and is headquartered in Cerritos, California.

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