Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content.

How to buy First Choice Bancorp stock

Own First Choice Bancorp stock in just a few minutes.

First Choice Bancorp is a banks-regional business based in the US. First Choice Bancorp shares (FCBP) are listed on the NASDAQ and all prices are listed in US Dollars. First Choice Bancorp employs 186 staff and has a trailing 12-month revenue of around 0.00.

How to buy shares in First Choice Bancorp

  1. Compare share trading platforms. Use our comparison table to help you find a platform that fits you.
  2. Open your brokerage account. Complete an application with your details.
  3. Confirm your payment details. Fund your account.
  4. Research the stock. Find the stock by name or ticker symbol – FCBP – and research it before deciding if it's a good investment for you.
  5. Purchase now or later. Buy your desired number of shares with a market order or use a limit order to delay your purchase until the stock reaches a desired price.
  6. Check in on your investment. Optimize your portfolio by tracking your stock.

First Choice Bancorp share price

Use our graph to track the performance of FCBP stocks over time.

First Choice Bancorp shares at a glance

Information last updated 2021-04-30.
52-week range$11.68 - $32.45
50-day moving average $24.71
200-day moving average $19.61
Wall St. target price$29.00
PE ratio 11.1238
Dividend yield $1 (3.18%)
Earnings per share (TTM) $2.90

Buy First Choice Bancorp shares from these brokerages

Compare special offers, low fees and a wide range of types of investments among top trading platforms.
Name Product Stock trade fee Asset types Option trade fee Annual fee Signup bonus
Robinhood
$0
Stocks, Options, ETFs
$0
0%
Free stock (chosen randomly with a value anywhere between $2.50 and $200)
Sign up using the "go to site" link
Make unlimited commission-free trades in stocks, funds, and options with Robinhood Financial.
Interactive Brokers
$0
Stocks, Bonds, Options, Mutual funds, ETFs, Currencies
$0 + $0.65/contract, $1 minimum
0%
N/A
IBKR Lite offers $0 commissions, and IBKR Pro offers advanced tools for professional traders.
Sofi Invest
$0
Stocks, ETFs, Cryptocurrency
N/A
0%
Get one free stock worth up to $1,000
Open an account
A free way to invest in stocks, ETFs and crypto.
Webull
$0
Stocks, Options, ETFs
$0
0%
Get one free stock valued between $2.50 and $250 when you open an account, one more with a deposit
Open an account
Margin financing rates start at 3.99%. No monthly subscription fees for margin.
Public
$0
Stocks, ETFs
N/A
$0 per month
N/A
loading

Compare up to 4 providers

*Signup bonus information updated weekly.

The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.

Is it a good time to buy First Choice Bancorp stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Is First Choice Bancorp under- or over-valued?

Valuing First Choice Bancorp stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of First Choice Bancorp's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

First Choice Bancorp's P/E ratio

First Choice Bancorp's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 11x. In other words, First Choice Bancorp shares trade at around 11x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

First Choice Bancorp financials

Revenue TTM $95.6 million
Operating margin TTM 52.86%
Gross profit TTM $87.4 million
Return on assets TTM 1.6%
Return on equity TTM 12.41%
Profit margin 35.72%
Book value $24.31
Market capitalisation $381.5 million

TTM: trailing 12 months

Shorting First Choice Bancorp shares

There are currently 119,367 First Choice Bancorp shares held short by investors – that's known as First Choice Bancorp's "short interest". This figure is 9.1% up from 109,416 last month.

There are a few different ways that this level of interest in shorting First Choice Bancorp shares can be evaluated.

First Choice Bancorp's "short interest ratio" (SIR)

First Choice Bancorp's "short interest ratio" (SIR) is the quantity of First Choice Bancorp shares currently shorted divided by the average quantity of First Choice Bancorp shares traded daily (recently around 21430.341113106). First Choice Bancorp's SIR currently stands at 5.57. In other words for every 100,000 First Choice Bancorp shares traded daily on the market, roughly 5570 shares are currently held short.

However First Choice Bancorp's short interest can also be evaluated against the total number of First Choice Bancorp shares, or, against the total number of tradable First Choice Bancorp shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case First Choice Bancorp's short interest could be expressed as 0.01% of the outstanding shares (for every 100,000 First Choice Bancorp shares in existence, roughly 10 shares are currently held short) or 0.0114% of the tradable shares (for every 100,000 tradable First Choice Bancorp shares, roughly 11 shares are currently held short).

A SIR below 10% would generally be considered to indicate a fairly optimistic outlook for the share price, with fewer people currently willing to bet against First Choice Bancorp.

Find out more about how you can short First Choice Bancorp stock.

First Choice Bancorp share dividends

30%

Dividend payout ratio: 30.4% of net profits

Recently First Choice Bancorp has paid out, on average, around 30.4% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 3.18% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), First Choice Bancorp shareholders could enjoy a 3.18% return on their shares, in the form of dividend payments. In First Choice Bancorp's case, that would currently equate to about $1 per share.

While First Choice Bancorp's payout ratio might seem fairly standard, it's worth remembering that First Choice Bancorp may be investing much of the rest of its net profits in future growth.

First Choice Bancorp's most recent dividend payout was on 3 March 2021. The latest dividend was paid out to all shareholders who bought their shares by 6 May 2021 (the "ex-dividend date").

Have First Choice Bancorp's shares ever split?

First Choice Bancorp's shares were split on 28 June 2016.

First Choice Bancorp share price volatility

Over the last 12 months, First Choice Bancorp's shares have ranged in value from as little as $11.6753 up to $32.45. A popular way to gauge a stock's volatility is its "beta".

FCBP.US volatility(beta: 0.84)Avg. volatility(beta: 1.00)LowHigh

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while First Choice Bancorp's is 0.8367. This would suggest that First Choice Bancorp's shares are less volatile than average (for this exchange).

First Choice Bancorp overview

First Choice Bancorp operates as the bank holding company for First Choice Bank that provides a range of retail and commercial banking products and services to individuals, families, and small and medium-sized businesses. The company accepts interest and non-interest demand, savings, and money market accounts, as well as time deposits and certificates of deposit. It also offers construction and land development, residential and commercial real estate, commercial and industrial, small business administration, and consumer loans; and debit and commercial credit cards. In addition, the company provides treasury management, remote deposit capture, online and mobile banking, and automated teller machine services, as well as bank-by-mail, courier, domestic and international wire, and documentary collection services. It operates through eight full-service branches located in Alhambra, Anaheim, Carlsbad, Cerritos, Chula Vista, Downtown Los Angeles, Pasadena, and West Los Angeles, California; and two loan production offices located in Manhattan Beach and San Diego, California. The company was incorporated in 2005 and is headquartered in Cerritos, California. .

Frequently asked questions

What percentage of First Choice Bancorp is owned by insiders or institutions?
Currently 15.257% of First Choice Bancorp shares are held by insiders and 34.762% by institutions.
How many people work for First Choice Bancorp?
Latest data suggests 186 work at First Choice Bancorp.
When does the fiscal year end for First Choice Bancorp?
First Choice Bancorp's fiscal year ends in December.
Where is First Choice Bancorp based?
First Choice Bancorp's address is: 17785 Center Court Drive North, Cerritos, CA, United States, 90703
What is First Choice Bancorp's ISIN number?
First Choice Bancorp's international securities identification number is: US31948P1049
What is First Choice Bancorp's CUSIP number?
First Choice Bancorp's Committee on Uniform Securities Identification Procedures number is: 31948P104

More guides on Finder

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and finder.com Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site