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Ally Financial is a credit services business based in the US. Ally Financial shares (ALLY) are listed on the NYSE and all prices are listed in US Dollars. Ally Financial employs 11,600 staff and has a trailing 12-month revenue of around $7.9 billion.
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| Latest market close | $24.01 |
|---|---|
| 52-week range | $21.59 - $44.01 |
| 50-day moving average | $29.55 |
| 200-day moving average | $30.25 |
| Wall St. target price | $35.47 |
| PE ratio | 4.5713 |
| Dividend yield | $1.2 (5.11%) |
| Earnings per share (TTM) | $5.27 |
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The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
Historical closes compared with the close of $24.01 from 2023-03-23
| 1 week (2023-03-13) | 4.16% |
|---|---|
| 1 month (2023-02-20) | N/A |
| 3 months (2022-12-22) | 2.26% |
| 6 months (2022-09-23) | -19.56% |
| 1 year (2022-03-24) | -46.37% |
|---|---|
| 2 years (2021-03-24) | -44.56% |
| 3 years (2020-03-24) | 77.22% |
| 5 years (2018-03-23) | 5.78% |
Valuing Ally Financial stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Ally Financial's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
Ally Financial's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 5x. In other words, Ally Financial shares trade at around 5x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
Ally Financial's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 0.3048. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.
The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into Ally Financial's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.
| Revenue TTM | $7.9 billion |
|---|---|
| Operating margin TTM | 29.49% |
| Gross profit TTM | $7.9 billion |
| Return on assets TTM | 0.92% |
| Return on equity TTM | 11.47% |
| Profit margin | 21.58% |
| Book value | $35.20 |
| Market capitalisation | $7.5 billion |
TTM: trailing 12 months
Dividend payout ratio: 20.03% of net profits
Recently Ally Financial has paid out, on average, around 20.03% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 5.11% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Ally Financial shareholders could enjoy a 5.11% return on their shares, in the form of dividend payments. In Ally Financial's case, that would currently equate to about $1.2 per share.
While Ally Financial's payout ratio might seem low, this can signify that Ally Financial is investing more in its future growth.
Ally Financial's most recent dividend payout was on 14 February 2023. The latest dividend was paid out to all shareholders who bought their shares by 30 January 2023 (the "ex-dividend date").
Ally Financial's shares were split on a 310:1 basis on 9 April 2014. So if you had owned 1 share the day before before the split, the next day you'd have owned 310 shares. This wouldn't directly have changed the overall worth of your Ally Financial shares – just the quantity. However, indirectly, the new 99.7% lower share price could have impacted the market appetite for Ally Financial shares which in turn could have impacted Ally Financial's share price.
Over the last 12 months, Ally Financial's shares have ranged in value from as little as $21.585 up to $44.0054. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NYSE average) beta is 1, while Ally Financial's is 1.3476. This would suggest that Ally Financial's shares are more volatile than the average for this exchange and represent, relatively-speaking, a higher risk (but potentially also market-beating returns).
Ally Financial Inc. , a digital financial-services company, provides various digital financial products and services to consumer, commercial, and corporate customers primarily in the United States and Canada. It operates through Automotive Finance Operations, Insurance Operations, Mortgage Finance Operations, and Corporate Finance Operations segments. The Automotive Finance Operations segment offers automotive financing services, including providing retail installment sales contracts, loans and operating leases, term loans to dealers, financing dealer floorplans and other lines of credit to dealers, warehouse lines to automotive retailers, and fleet financing. It also provides financing services to companies and municipalities for the purchase or lease of vehicles, and vehicle-remarketing services. The Insurance Operations segment offers consumer finance protection and insurance products through the automotive dealer channel, and commercial insurance products directly to dealers. This segment provides vehicle service and maintenance contract, and guaranteed asset protection products; and underwrites commercial insurance coverages, which primarily insure dealers' vehicle inventory.
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