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BNPL stocks

Ready to invest in the buy now, pay later industry? Consider these 6 stocks.

The best BNPL stocks depend on your portfolio and investment goals — while volatility can be ideal for day traders, long-term investors will want to look to stocks with steadier gains over time.

6 BNPL stocks to watch

We round up a selection of stocks in or related to the buy now, pay later industry, weighting the list more heavily towards popular mid- and large-cap US stocks.

  1. PayPal (PYPL)
  2. Block (SQ)
  3. Affirm (AFRM)
  4. Visa IncClass A (V)
  5. Shopify (SHOP)
  6. American Express Company (AXP)

Compare trading platforms

Compare online trading platforms by fees, asset types and bonuses to find the best for your investment in BNPL stocks.
1 - 6 of 6
Name Product Available asset types Signup bonus
SoFi Invest
Stocks, Options, ETFs, Cryptocurrency
Get up to $1,000 in stock
when you fund a new account within 30 days.
Winner of Finder’s Best Low-Cost Broker award.
Stocks, Options, ETFs, Cryptocurrency, Futures
Get $100 - $2,000
when you you open and fund an account with $5,000 to $100,000+
Highly commended for Best Derivatives Trading Platform award.
M1 Finance
Stocks, ETFs
Get $75 - $500
when you sign up and deposit min. $10,000 within 14 days. Terms and conditions apply
Build a custom portfolio of stocks and ETFs with automatic rebalancing.
Finder Award
Stocks, Options, ETFs, Cryptocurrency
FINDER EXCLUSIVE: Get a guaranteed $15 bonus
when you sign up and deposit $100
Winner of Finder’s Best Broker for Beginners award. Not available in NY, NV, MN, TN, and HI.
JPMorgan Self-Directed Investing
Stocks, Bonds, Options, Mutual funds, ETFs, Treasury Bills
Get $50 - $700
when you open and fund an account with $5,000 - $250,000+
Pay no commissions on stocks, ETFs, mutual funds and options.
Stocks, ETFs, Cryptocurrency, Alternatives, Treasury Bills
Get up to $300 in either stocks or crypto
when you use code FINDERUS to sign up and fund a new account.
Earn a 5.4% yield with government-backed Treasury bills.

*Signup bonus information updated weekly.

Take a deeper dive into BNPL stocks

If you're interested in investing in the buy now, pay later industry, take a closer look at what companies in this industry do and how the stocks have historically performed. Keep in mind that positive past performance doesn't guarantee that a stock will continue to rise in the future.

1. PayPal (PYPL)

PayPal Holdings, Inc. operates a technology platform that enables digital payments on behalf of merchants and consumers worldwide. The company provides payment solutions under the PayPal, PayPal Credit, Braintree, Venmo, Xoom, PayPal Zettle, Hyperwallet, PayPal Honey, and Paidy names.

PayPal stock opened the day at $63.74 after a previous close of $63.05. The latest price was $64.29 (25-minute delay). PayPal is listed on the NASDAQ, has a trailing 12-month revenue of around USD28.1 billion and employs 29,900 staff.

  • Market capitalization: $69,843,443,712
  • P/E ratio: 25.3441
  • PEG ratio: 1.4729

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2. Block (SQ)

Block, Inc. , together with its subsidiaries, creates tools that enables sellers to accept card payments and provides reporting and analytics, and next-day settlement. The company provides hardware products, including Square Register that combines its hardware, point-of-sale software, and payments technology; Square Terminal, a payments device and receipt printer to replace traditional keypad terminals, which accepts tap, dip, and swipe payments; Square Stand, which enables an iPad to be used as a payment terminal or full point of sale solution; Square Reader for contactless and chip that accepts EMV chip cards and NFC payments, enabling acceptance through Apple Pay, Google Pay, and other mobile wallets; and Square Reader for magstripe, which enables swiped transactions of magnetic-stripe cards by connecting with an iOS or Android smartphone or tablet through the headphone jack or Lightning connector.

Block stock opened the day at $62.50 after a previous close of $61.50. The latest price was $63.88 (25-minute delay). Block is listed on the NYSE, has a trailing 12-month revenue of around USD$18.6 billion and employs 12,428 staff.

  • Market capitalization: $37,022,720,000
  • PEG ratio: 1.9315

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3. Affirm (AFRM)

Affirm Holdings, Inc. operates a platform for digital and mobile-first commerce in the United States, Canada, and internationally. The company's platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app.

Affirm stock opened the day at $15.08 after a previous close of $14.58. The latest price was $15.76 (25-minute delay). Affirm is listed on the NASDAQ, has a trailing 12-month revenue of around USD$1.5 billion and employs 2,552 staff.

  • Market capitalization: $4,163,259,136

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4. Visa IncClass A (V)

Visa Inc. operates as a payments technology company worldwide. The company operates VisaNet, a transaction processing network that enables authorization, clearing, and settlement of payment transactions.

Visa IncClass A stock opened the day at $228.83 after a previous close of $226.50. The latest price was $228.62 (25-minute delay). Visa IncClass A is listed on the NYSE, has a trailing 12-month revenue of around USD$31 billion and employs 26,500 staff.

  • Market capitalization: $462,925,234,176
  • P/E ratio: 29.589
  • PEG ratio: 1.6284

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5. Shopify (SHOP)

Shopify Inc. , a commerce company, provides a commerce platform and services in Canada, the United States, Europe, the Middle East, Africa, the Asia Pacific, and Latin America. The company's platform enables merchants to displays, manages, markets, and sells its products through various sales channels, including web and mobile storefronts, physical retail locations, pop-up shops, social media storefronts, native mobile apps, buy buttons, and marketplaces; and enables to manage products and inventory, process orders and payments, fulfill and ship orders, new buyers and build customer relationships, source products, leverage analytics and reporting, manage cash, payments and transactions, and access financing.

Shopify stock opened the day at $59.03 after a previous close of $57.94. The latest price was $58.82 (25-minute delay). Shopify is listed on the NYSE, has a trailing 12-month revenue of around USD$5.9 billion and employs 11,600 staff.

  • Market capitalization: $73,143,480,000
  • P/E ratio: 647.2036
  • PEG ratio: 26.1997

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6. American Express Company (AXP)

American Express Company, together with its subsidiaries, provides charge and credit payment card products, and travel-related services worldwide. The company operates through three segments: Global Consumer Services Group, Global Commercial Services, and Global Merchant and Network Services. Its products and services include payment and financing products; network services; accounts payable expense management products and services; and travel and lifestyle services.

American Express Company stock opened the day at $164.99 after a previous close of $162.72. The latest price was $169.60 (25-minute delay). American Express Company is listed on the NYSE, has a trailing 12-month revenue of around USD$52.1 billion and employs 77,300 staff.

  • Market capitalization: $112,288,858,112
  • P/E ratio: 15.8531
  • PEG ratio: 1.1501

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How to buy BNPL stocks

Sign up with an online broker or platform to invest in one or more of these BNPL stocks.

  1. Compare share trading platforms. Use our comparison table to narrow down top brokers by fees and bonuses.
  2. Open and fund your brokerage account. You’ll need personal and financial details, like your contact and bank information.
  3. Search for the stock you're interested in. Find the stock by name or ticker symbol, like PYPL or SQ.
  4. Decide on how many to buy. Some brokers will allow you to purchase fractional shares, while others require you to purchase whole shares.
  5. Choose an order type. Invest in the BNPL stocks now with a market order or use a limit order to delay your purchase until the stock reaches your desired price.
  6. Buy the stock. Tap or click the Buy button on your brokerage account. Once you’ve invested in the buy now, pay later industry, track how your stock performs to decide when it’s time to sell.

Bottom line

While it’s possible to turn a profit investing in BNPL stocks, keep in mind that — like any investment — BNPL stocks are not immune to risk. These stocks are subject to fluctuating conditions — both in the market and in the buy now, pay later industry, so carefully vet your picks before you invest. And if you’re new to investing, or if it’s been awhile since you’ve taken a critical look at your investing accounts, compare brokers to make sure you’re getting the best features in your trading account.

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Finder is not an adviser or brokerage service. Information on this page is for educational purposes only and not a recommendation to invest with any one company, trade specific stocks or fund specific investments. All editorial opinions are our own.

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