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BNPL stocks

Ready to invest in the buy now, pay later industry? Consider these 6 stocks.

The best BNPL stocks depend on your portfolio and investment goals — while volatility can be ideal for day traders, long-term investors will want to look to stocks with steadier gains over time.

6 BNPL stocks to watch

We round up a selection of stocks in or related to the buy now, pay later industry, weighting the list more heavily towards popular mid- and large-cap US stocks.

  1. PayPal (PYPL)
  2. Block (SQ)
  3. Affirm (AFRM)
  4. Visa Inc Class A (V)
  5. Shopify (SHOP)
  6. American Express Company (AXP)

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Take a deeper dive into BNPL stocks

If you're interested in investing in the buy now, pay later industry, take a closer look at what companies in this industry do and how the stocks have historically performed. Keep in mind that positive past performance doesn't guarantee that a stock will continue to rise in the future.

1. PayPal (PYPL)

PayPal Holdings, Inc. operates a technology platform that enables digital payments on behalf of merchants and consumers worldwide. It provides payment solutions under the PayPal, PayPal Credit, Braintree, Venmo, Xoom, Zettle, Hyperwallet, Honey, and Paidy names.

PayPal stock opened the day at $74.83 after a previous close of $74.40. The latest price was $73.24 (25-minute delay). PayPal is listed on the NASDAQ, has a trailing 12-month revenue of around USD25.8 billion and employs 30,900 staff.

  • Market capitalization: $82,684,059,648
  • P/E ratio: 23.5644
  • PEG ratio: 0.9496

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2. Block (SQ)

Block, Inc. , together with its subsidiaries, creates tools that enables sellers to accept card payments and provides reporting and analytics, and next-day settlement. It provides hardware products, including Magstripe reader, which enables swiped transactions of magnetic stripe cards; Contactless and chip reader that accepts Europay, MasterCard, and Visa (EMV) chip cards and Near Field Communication payments; Square Stand, which enables an iPad to be used as a payment terminal or full point of sale solution; Square Register that combines its hardware, point-of-sale software, and payments technology; Square Terminal, a payments device and receipt printer to replace traditional keypad terminals, which accepts tap, dip, and swipe payments.

Block stock opened the day at $66.60 after a previous close of $66.73. The latest price was $64.97 (25-minute delay). Block is listed on the NYSE, has a trailing 12-month revenue of around USD$16.6 billion and employs 8,521 staff.

  • Market capitalization: $37,094,207,488
  • PEG ratio: 3.3071

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3. Affirm (AFRM)

Affirm Holdings, Inc. operates a platform for digital and mobile-first commerce in the United States and Canada. The company's platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app.

Affirm stock opened the day at $19.77 after a previous close of $19.83. The latest price was $20.17 (25-minute delay). Affirm is listed on the NASDAQ, has a trailing 12-month revenue of around USD$1.2 billion and employs 2,233 staff.

  • Market capitalization: $4,923,731,968

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4. Visa Inc Class A (V)

Visa Inc. operates as a payments technology company worldwide. The company facilitates digital payments among consumers, merchants, financial institutions, businesses, strategic partners, and government entities.

Visa Inc Class A stock opened the day at $200.00 after a previous close of $200.54. The latest price was $201.12 (25-minute delay). Visa Inc Class A is listed on the NYSE, has a trailing 12-month revenue of around USD$26.9 billion and employs 21,500 staff.

  • Market capitalization: $421,514,641,408
  • P/E ratio: 31.2684
  • PEG ratio: 1.3742

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5. Shopify (SHOP)

Shopify Inc. , a commerce company, provides a commerce platform and services in Canada, the United States, Europe, the Middle East, Africa, the Asia Pacific, and Latin America. The company's platform enables merchants to displays, manages, markets, and sells its products through various sales channels, including web and mobile storefronts, physical retail locations, pop-up shops, social media storefronts, native mobile apps, buy buttons, and marketplaces; and enables to manage products and inventory, process orders and payments, fulfill and ship orders, new buyers and build customer relationships, source products, leverage analytics and reporting, manage cash, payments and transactions, and access financing.

Shopify stock opened the day at $34.14 after a previous close of $34.00. The latest price was $33.04 (25-minute delay). Shopify is listed on the NYSE, has a trailing 12-month revenue of around USD$4.8 billion and employs 10,000 staff.

  • Market capitalization: $39,621,201,920
  • P/E ratio: 241.6154
  • PEG ratio: -94.58

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6. American Express Company (AXP)

American Express Company, together with its subsidiaries, provides charge and credit payment card products, and travel-related services worldwide. The company operates through three segments: Global Consumer Services Group, Global Commercial Services, and Global Merchant and Network Services. Its products and services include payment and financing products; network services; accounts payable expense management products and services; and travel and lifestyle services.

American Express Company stock opened the day at $139.29 after a previous close of $139.65. The latest price was $138.15 (25-minute delay). American Express Company is listed on the NYSE, has a trailing 12-month revenue of around USD$45.8 billion and employs 64,000 staff.

  • Market capitalization: $104,389,165,056
  • P/E ratio: 13.8675
  • PEG ratio: 1.2118

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How to buy BNPL stocks

Sign up with an online broker or platform to invest in one or more of these BNPL stocks.

  1. Compare share trading platforms. Use our comparison table to narrow down top brokers by fees and bonuses.
  2. Open and fund your brokerage account. You’ll need personal and financial details, like your contact and bank information.
  3. Search for the stock you're interested in. Find the stock by name or ticker symbol, like PYPL or SQ.
  4. Decide on how many to buy. Some brokers will allow you to purchase fractional shares, while others require you to purchase whole shares.
  5. Choose an order type. Invest in the BNPL stocks now with a market order or use a limit order to delay your purchase until the stock reaches your desired price.
  6. Buy the stock. Tap or click the Buy button on your brokerage account. Once you’ve invested in the buy now, pay later industry, track how your stock performs to decide when it’s time to sell.

The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.

Bottom line

While it’s possible to turn a profit investing in BNPL stocks, keep in mind that — like any investment — BNPL stocks are not immune to risk. These stocks are subject to fluctuating conditions — both in the market and in the buy now, pay later industry, so carefully vet your picks before you invest. And if you’re new to investing, or if it’s been awhile since you’ve taken a critical look at your investing accounts, compare brokers to make sure you’re getting the best features in your trading account.

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