Finder may earn compensation from partners, but editorial opinions are our own. Advertiser Disclosure

BNPL stocks

Ready to invest in the buy now, pay later industry? Consider these 6 stocks.

The best BNPL stocks depend on your portfolio and investment goals — while volatility can be ideal for day traders, long-term investors will want to look to stocks with steadier gains over time.

How to buy BNPL stocks

Sign up with an online broker or platform to invest in one of more of these BNPL stocks.

  1. Compare share trading platforms. Use our comparison table to narrow down top brokers by fees and bonuses.
  2. Open and fund your brokerage account. You’ll need personal and financial details, like your contact and bank information.
  3. Search for the stock you're interested in. Find the stock by name or ticker symbol, like PYPL or SQ.
  4. Decide on how many to buy. Some brokers will allow you to purchase fractional shares, while others require you to purchase whole shares.
  5. Choose an order type. Invest in the BNPL stocks now with a market order or use a limit order to delay your purchase until the stock reaches your desired price.
  6. Buy the stock. Tap or click the Buy button on your brokerage account. Once you’ve invested in the buy now, pay later industry, track how your stock performs to decide when it’s time to sell.

Take a deeper dive into BNPL stocks

We round up a selection of stocks in or related to the buy now, pay later industry, weighting the list more heavily towards popular mid- and large-cap US stocks.

1. PayPal (PYPL)

PayPal Holdings, Inc. operates as a technology platform and digital payments company that enables digital and mobile payments on behalf of consumers and merchants worldwide. Its payment solutions include PayPal, PayPal Credit, Braintree, Venmo, Xoom, Hyperwallet, and iZettle products.

PayPal stock opened the day at $296.41 after a previous close of $295.05. The latest price was $300.21 (25 minute delay). PayPal is listed on the NASDAQ, has a trailing 12-month revenue of around USD23.8 billion and employs 26,500 staff.

  • Market capitalization: $315,319,320,576
  • P/E ratio: 65.4672
  • PEG ratio: 2.0327

Back to top


2. Square (SQ)

Square, Inc. , together with its subsidiaries, creates tools that enables sellers to accept card payments and provides reporting and analytics, and next-day settlement. It provides hardware products, including Magstripe reader, which enables swiped transactions of magnetic stripe cards; Contactless and chip reader that accepts Europay, MasterCard, and Visa (EMV) chip cards and Near Field Communication payments; Square Stand, which enables an iPad to be used as a payment terminal or full point of sale solution; Square Register that combines its hardware, point-of-sale software, and payments technology; Square Terminal, a payments device and receipt printer to replace traditional keypad terminals, which accepts tap, dip, and swipe payments.

Square stock opened the day at $266.54 after a previous close of $265.94. The latest price was $269.74 (25 minute delay). Square is listed on the NYSE, has a trailing 12-month revenue of around USD$15.9 billion and employs 5,477 staff.

  • Market capitalization: $114,608,971,776
  • P/E ratio: 224.7292
  • PEG ratio: 1.9992

Back to top


3. Affirm (AFRM)

Affirm Holdings, Inc. operates a platform for digital and mobile-first commerce in the United States and Canada. The company's platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app.

Affirm stock opened the day at $67.14 after a previous close of $67.26. The latest price was $68.19 (25 minute delay). Affirm is listed on the NASDAQ, has a trailing 12-month revenue of around USD$870.5 million and employs 1,641 staff.

  • Market capitalization: $39,892,217,856

Back to top


4. Visa (V)

Visa Inc. operates as a payments technology company worldwide. The company facilitates digital payments among consumers, merchants, financial institutions, businesses, strategic partners, and government entities.

Visa stock opened the day at $233.46 after a previous close of $233.52. The latest price was $231.42 (25 minute delay). Visa is listed on the NYSE, has a trailing 12-month revenue of around USD$22.6 billion and employs 20,500 staff.

  • Market capitalization: $506,882,162,688
  • P/E ratio: 46.7118
  • PEG ratio: 1.4195

Back to top


5. Shopify (SHOP)

Shopify Inc. , a commerce company, provides a commerce platform and services in Canada, the United States, the United Kingdom, Australia, Latin America, and internationally. The company's platform provides merchants to run their business in various sales channels, including web and mobile storefronts, physical retail locations, pop-up shops, social media storefronts, native mobile apps, buy buttons, and marketplaces; and enables to manage products and inventory, process orders and payments, fulfill and ship orders, new buyers and build customer relationships, source products, leverage analytics and reporting, and access financing.

Shopify stock opened the day at $1,545.00 after a previous close of $1,542.60. The latest price was $1,554.25 (25 minute delay). Shopify is listed on the NYSE, has a trailing 12-month revenue of around USD$3.9 billion and employs 7,000 staff.

  • Market capitalization: $176,901,488,640
  • P/E ratio: 73.1755
  • PEG ratio: -94.58

Back to top


6. American Express Company (AXP)

American Express Company, together with its subsidiaries, provides charge and credit payment card products, and travel-related services worldwide. The company operates through three segments: Global Consumer Services Group, Global Commercial Services, and Global Merchant and Network Services. Its products and services include payment and financing products; network services; accounts payable expense management products and services; and travel and lifestyle services.

American Express Company stock opened the day at $173.37 after a previous close of $173.36. The latest price was $175.72 (25 minute delay). American Express Company is listed on the NYSE, has a trailing 12-month revenue of around USD$38.1 billion and employs 63,700 staff.

  • Market capitalization: $139,669,274,624
  • P/E ratio: 20.443
  • PEG ratio: 0.7629

Back to top

Compare trading platforms

Compare online trading platforms by fees, asset types and bonuses to find the best for your investment in BNPL stocks.
Name Product Asset types Signup bonus
Robinhood
Stocks, Options, ETFs, Cryptocurrency
Free stock (chosen randomly with a value anywhere between $2.50 and $200)
Sign up using the "go to site" link
Make unlimited commission-free trades in stocks, funds, and options with Robinhood Financial.
J.P. Morgan Self-Directed Investing
Stocks, Bonds, Options, Mutual funds, ETFs
N/A
INVESTMENT AND INSURANCE PRODUCTS ARE: NOT A DEPOSIT • NOT FDIC INSURED • NO BANK GUARANTEE • MAY LOSE VALUE
Vanguard Personal Advisor
Stocks, Options, Mutual funds, ETFs
N/A
Financial advice powered by relationships, not commissions.
TradeStation
Stocks, Bonds, Options, Mutual funds, ETFs, Cryptocurrency
$50
Deposit qualifying assets of $5,000+
A platform built for all kinds of traders and all styles of trading
Sofi Invest
Stocks, ETFs, Cryptocurrency
Get one free stock worth up to $1,000
Open an account
A free way to invest in stocks, ETFs and crypto.
Moomoo
Stocks
Get a free stock valued up to $350
Open your Futu brokerage account via Moomoo
Trade stocks on the US, Hong Kong, Shanghai and Shenzhen markets.
loading

Compare up to 4 providers

*Signup bonus information updated weekly.

The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.

Bottom line

While it’s possible to turn a profit investing in BNPL stocks, keep in mind that — like any investment — BNPL stocks are not immune to risk. These stocks are subject to fluctuating conditions — both in the market and in the buy now, pay later industry, so carefully vet your picks before you invest. And if you’re new to investing, or if it’s been awhile since you’ve taken a critical look at your investing accounts, compare brokers to make sure you’re getting the best features in your trading account.

More guides on Finder

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and finder.com Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site