Volkswagen Golf insurance group and cost

Compare car insurance costs for your Volkswagen Golf by age and location.

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Volkswagen Golf models range from insurance groups 6 to 39, so the cost of insurance can vary significantly depending on which model you have.

Volkswagen Golf insurance groups and cost

In the table below, we show you the insurance group for different Volkswagen Golf model versions alongside the likely premiums for different age ranges.

Model / VersionGroup (1-50)Age 20yrsAge 30yrsAge 40yrsAge 50yrsLink
Volkswagen Golf Plus (2005 - 2008) Luna 1.46£863.82£547.83£474.43£450.57Get Quote
Volkswagen Golf Hatchback (2004 - 2008) S 1.4 S (80ps) (AC)6£863.82£547.83£474.43£450.57Get Quote
Volkswagen Golf Hatchback (2013 - 2020) S 1.2 TSI Bluemotion Tech7£1,024.75£731.81£577.93£546.93Get Quote
Volkswagen Golf SV (2014 - 2020) S 1.0 TSI 85PS (01/2018 on)7£1,024.75£731.81£577.93£546.93Get Quote
Volkswagen Golf Plus (2009 - 2013) S 1.47£1,024.75£731.81£577.93£546.93Get Quote
Volkswagen Golf Hatchback (2009 - 2012) Twist 1.48£837.14£547.57£483.37£454.03Get Quote
Volkswagen Golf SV (2014 - 2020) S 1.2 TSI9£916.69£511.43£500.06£493.38Get Quote
Volkswagen Golf Plus (2005 - 2008) S 1.49£916.69£511.43£500.06£493.38Get Quote
Volkswagen Golf Hatchback (2004 - 2008) S 2.0 S SDI (AC)9£916.69£511.43£500.06£493.38Get Quote
Volkswagen Golf Estate (1999 - 2005) E 1.49£916.69£511.43£500.06£493.38Get Quote
Volkswagen Golf Hatchback (2013 - 2020) S 1.6 TDI10£913.24£609.70£510.36£471.36Get Quote
Volkswagen Golf Estate (2013 - 2020) S 1.6 TDI10£913.24£609.70£510.36£471.36Get Quote
Volkswagen Golf Alltrack (2015 - 2020) Standard Trim 1.6 TDI10£913.24£609.70£510.36£471.36Get Quote
Volkswagen Golf Hatchback (2013 - 2020) S 1.2 TSI (105bhp) Bluemotion Tech11£1,135.84£681.20£564.69£549.94Get Quote
Volkswagen Golf Estate (2013 - 2020) SE 1.6 TDI DSG11£1,135.84£681.20£564.69£549.94Get Quote
Volkswagen Golf SV (2014 - 2020) S 1.6 TDI11£1,135.84£681.20£564.69£549.94Get Quote
Volkswagen Golf Plus (2005 - 2008) Luna 1.9 TDI PD (90ps)11£1,135.84£681.20£564.69£549.94Get Quote
Volkswagen Golf Estate (2007 - 2009) S 1.6 FSI11£1,135.84£681.20£564.69£549.94Get Quote
Volkswagen Golf Hatchback (2013 - 2020) S 1.6 TDI (105bhp) Bluemotion Tech12£965.08£658.66£544.09£521.48Get Quote
Volkswagen Golf Estate (2013 - 2020) Match Edition 1.6 TDI BMT 110PS DSG12£965.08£658.66£544.09£521.48Get Quote
Volkswagen Golf SV (2014 - 2020) S 1.0 TSI 110PS (01/2018 on)12£965.08£658.66£544.09£521.48Get Quote
Volkswagen Golf Hatchback (2013 - 2020) S 1.0 TSI 115 DSG13£921.95£573.32£490.62£469.68Get Quote
Volkswagen Golf Estate (2013 - 2020) Match Edition 1.6 TDI 115PS13£921.95£573.32£490.62£469.68Get Quote
Volkswagen Golf SV (2014 - 2020) S 1.6 TDI (110bhp)13£921.95£573.32£490.62£469.68Get Quote
Volkswagen Golf Plus (2005 - 2008) SE 1.6 FSI13£921.95£573.32£490.62£469.68Get Quote
Volkswagen Golf Hatchback (2020 onwards) Life 1.0 TSI14£1,047.48£555.44£512.66£517.67Get Quote
Volkswagen Golf Estate (2021 onwards) Life 1.0 TSI14£1,047.48£555.44£512.66£517.67Get Quote
Volkswagen Golf SV (2014 - 2020) S 1.2 TSI (110bhp)14£1,047.48£555.44£512.66£517.67Get Quote
Volkswagen Golf Plus (2005 - 2008) SE 1.4 TSI (122ps) DSG14£1,047.48£555.44£512.66£517.67Get Quote
Volkswagen Golf Hatchback (2020 onwards) Life 1.0 eTSI DSG15£1,425.58£756.46£695.57£676.53Get Quote
Volkswagen Golf Estate (2021 onwards) Life 1.0 eTSI DSG15£1,425.58£756.46£695.57£676.53Get Quote
Volkswagen Golf SV (2014 - 2020) SE 1.5 TSI EVO 130PS DSG (01/2018 on)15£1,425.58£756.46£695.57£676.53Get Quote
Volkswagen Golf Hatchback (2009 - 2012) SE 1.6 TDi (105bhp) DSG15£1,425.58£756.46£695.57£676.53Get Quote
Volkswagen Golf Plus (2009 - 2013) S 1.4 TSI15£1,425.58£756.46£695.57£676.53Get Quote
Volkswagen Golf Hatchback (2020 onwards) Style 2.0 TDI DSG16£1,481.96£849.03£660.04£667.28Get Quote
Volkswagen Golf Estate (2021 onwards) Life 2.0 TDI16£1,481.96£849.03£660.04£667.28Get Quote
Volkswagen Golf SV (2014 - 2020) GT Edition 1.5 TSI Evo 130PS16£1,481.96£849.03£660.04£667.28Get Quote
Volkswagen Golf Hatchback (2020 onwards) Life 1.5 eTSI DSG17£1,049.13£693.78£596.04£559.18Get Quote
Volkswagen Golf Estate (2021 onwards) Life 1.5 TSI17£1,049.13£693.78£596.04£559.18Get Quote
Volkswagen Golf SV (2014 - 2020) GT 2.0 TDI BMT 150PS DSG17£1,049.13£693.78£596.04£559.18Get Quote
Volkswagen Golf Alltrack (2015 - 2020) Standard Trim 2.0 TDI17£1,049.13£693.78£596.04£559.18Get Quote
Volkswagen Golf Cabriolet (2011 - 2016) SE 1.6 TDI BlueMotion Tech17£1,049.13£693.78£596.04£559.18Get Quote
Volkswagen Golf Plus (2005 - 2008) Sport 1.4 TSI DSG17£1,049.13£693.78£596.04£559.18Get Quote
Volkswagen Golf Hatchback (2020 onwards) R Line 1.5 eTSI DSG18£1,395.77£661.75£611.82£613.29Get Quote
Volkswagen Golf Estate (2021 onwards) Style 1.5 TSI18£1,395.77£661.75£611.82£613.29Get Quote
Volkswagen Golf Estate (2013 - 2020) Match Edition 2.0 TDI BMT 150PS DSG18£1,395.77£661.75£611.82£613.29Get Quote
Volkswagen Golf SV (2014 - 2020) Match 2.0 TDI 150PS DSG18£1,395.77£661.75£611.82£613.29Get Quote
Volkswagen Golf Plus (2005 - 2008) Sport 1.4 TSI 160 DSG18£1,395.77£661.75£611.82£613.29Get Quote
Volkswagen Golf Hatchback (2020 onwards) Active 1.5 TSI 15019£1,142.45£594.10£573.80£547.25Get Quote
Volkswagen Golf Estate (2021 onwards) Life 1.5 eTSI 150 DSG19£1,142.45£594.10£573.80£547.25Get Quote
Volkswagen Golf SV (2014 - 2020) GT Edition 2.0 TDI 150PS DSG19£1,142.45£594.10£573.80£547.25Get Quote
Volkswagen Golf Cabriolet (2011 - 2016) S 1.4 TSI19£1,142.45£594.10£573.80£547.25Get Quote
Volkswagen Golf Plus (2005 - 2008) GT 2.0 FSI19£1,142.45£594.10£573.80£547.25Get Quote
Volkswagen e-Golf Hatchback (2014 - 2020) e-Golf19£1,142.45£594.10£573.80£547.25Get Quote
Volkswagen Golf Hatchback (2020 onwards) R Line 1.5 TSI 150PS20£1,140.45£566.99£560.23£534.47Get Quote
Volkswagen Golf Estate (2021 onwards) Style 1.5 TSI 15020£1,140.45£566.99£560.23£534.47Get Quote
Volkswagen Golf Hatchback (2013 - 2020) R-Line 2.0 TDI BMT 150PS (03/17 on)20£1,140.45£566.99£560.23£534.47Get Quote
Volkswagen Golf Alltrack (2015 - 2020) Standard Trim 2.0 TDI (184bhp) DSG20£1,140.45£566.99£560.23£534.47Get Quote
Volkswagen Golf Plus (2005 - 2008) GT 2.0 TDI PD20£1,140.45£566.99£560.23£534.47Get Quote
Volkswagen Golf Hatchback (2020 onwards) R Line 1.5 eTSI 150PS DSG21£1,072.10£689.18£593.39£527.60Get Quote
Volkswagen Golf Estate (2009 - 2013) Sportline 2.0 TDI (140bhp) DSG21£1,072.10£689.18£593.39£527.60Get Quote
Volkswagen Golf Cabriolet (2011 - 2016) S 1.2 TSI21£1,072.10£689.18£593.39£527.60Get Quote
Volkswagen Golf Hatchback (2020 onwards) R Line 2.0 TDI 15022£1,108.94£729.30£624.63£589.41Get Quote
Volkswagen Golf Estate (2021 onwards) Life 1.5 eTSI 150 DSG22£1,108.94£729.30£624.63£589.41Get Quote
Volkswagen Golf Alltrack (2015 - 2020) Standard Trim 2.0 TDI BMT 184PS 4Motion DSG (03/17 on)22£1,108.94£729.30£624.63£589.41Get Quote
Volkswagen Golf Cabriolet (2011 - 2016) S 2.0 TDI (110bhp) BlueMotion Tech22£1,108.94£729.30£624.63£589.41Get Quote
Volkswagen Golf Hatchback (2020 onwards) Style 2.0 TDI Evo 150PS DSG23£1,416.79£809.39£703.65£656.36Get Quote
Volkswagen Golf Estate (2021 onwards) R-Line 1.5 eTSI 150 DSG23£1,416.79£809.39£703.65£656.36Get Quote
Volkswagen Golf Alltrack (2015 - 2020) Standard Trim 1.8 TSI 180PS DSG23£1,416.79£809.39£703.65£656.36Get Quote
Volkswagen Golf Cabriolet (2011 - 2016) SE 2.0 TDI BlueMotion Tech23£1,416.79£809.39£703.65£656.36Get Quote
Volkswagen Golf Hatchback (2020 onwards) Style 1.4 TSI eHybrid DSG24£1,180.48£772.67£633.50£639.42Get Quote
Volkswagen Golf Estate (2021 onwards) R-Line 2.0 TDI 150 DSG24£1,180.48£772.67£633.50£639.42Get Quote
Volkswagen Golf Cabriolet (2011 - 2016) S 1.4 TSI (125bhp) DSG24£1,180.48£772.67£633.50£639.42Get Quote
Volkswagen Golf Plus (2005 - 2008) Sport 2.0 TDI PD DSG24£1,180.48£772.67£633.50£639.42Get Quote
Volkswagen Golf Hatchback (2020 onwards) Black Edition 2.0 TDI 150 DSG25£1,380.34£861.31£730.90£648.06Get Quote
Volkswagen Golf Cabriolet (2011 - 2016) SE 1.4 TSI (125bhp)25£1,380.34£861.31£730.90£648.06Get Quote
Volkswagen Golf Alltrack (2020 - 2023) Standard Trim 2.0 TDI 200 4Motion DSG26£1,612.10£890.06£755.97£681.74Get Quote
Volkswagen Golf Hatchback (2013 - 2020) GTD 2.0 TDI (Nav)26£1,612.10£890.06£755.97£681.74Get Quote
Volkswagen Golf Estate (2013 - 2020) GTD 2.0 TDI DSG26£1,612.10£890.06£755.97£681.74Get Quote
Volkswagen e-Golf Hatchback (2014 - 2020) e-Golf (03/17 on)26£1,612.10£890.06£755.97£681.74Get Quote
Volkswagen Golf Hatchback (2020 onwards) Black Edition 2.0 TSI 190 4Motion DSG27£1,598.22£902.37£784.49£759.41Get Quote
Volkswagen Golf GTE (2021 onwards) GTE 1.4 TSI DSG27£1,598.22£902.37£784.49£759.41Get Quote
Volkswagen Golf GTD (2020 - 2023) GTD 2.0 TDI DSG27£1,598.22£902.37£784.49£759.41Get Quote
Volkswagen Golf eHybrid (2024 onwards) Style 1.5 TSI 204 eHybrid DSG27£1,598.22£902.37£784.49£759.41Get Quote
Volkswagen Golf Estate (2013 - 2020) GTD 2.0 TDI BMT 184PS DSG (03/17 on)27£1,598.22£902.37£784.49£759.41Get Quote
Volkswagen Golf GTI (2020 onwards) GTI 2.0 TSI DSG28£1,051.05£582.19£543.93£540.48Get Quote
Volkswagen Golf Hatchback (2009 - 2012) GT 1.4 TSI (160bhp) (Leather)28£1,051.05£582.19£543.93£540.48Get Quote
Volkswagen Golf GTI (2020 onwards) GTI Clubsport 2.0 TSI 300 DSG29£1,663.68£1,031.80£773.88£754.05Get Quote
Volkswagen Golf Cabriolet (2011 - 2016) GT (Nav) 2.0 TDI BMT 150PS DSG29£1,663.68£1,031.80£773.88£754.05Get Quote
Volkswagen Golf Estate (1999 - 2005) T 1.8 T29£1,663.68£1,031.80£773.88£754.05Get Quote
Volkswagen Golf Hatchback (1997 - 2004) GTi 1.8 T29£1,663.68£1,031.80£773.88£754.05Get Quote
Volkswagen Golf GTE (2021 onwards) GTE 1.5 TSI 272 eHybrid DSG30£3,439.38£1,001.68£874.54£861.41Get Quote
Volkswagen Golf Hatchback (2009 - 2012) GTD 2.0 TDi (170bhp) (Leather)30£3,439.38£1,001.68£874.54£861.41Get Quote
Volkswagen Golf GTI (2020 onwards) GTI Clubsport 2.0 TSI 300 DSG31£3,544.85£1,019.77£863.52£847.78Get Quote
Volkswagen Golf R (2020 onwards) R 2.0 TSI 320 4Motion DSG31£3,544.85£1,019.77£863.52£847.78Get Quote
Volkswagen Golf Hatchback (1997 - 2004) V5 2.3 V5 (170ps)31£3,544.85£1,019.77£863.52£847.78Get Quote
Volkswagen Golf R (2020 onwards) R 2.0 TSI 4Motion DSG32£2,980.18£914.54£796.14£767.16Get Quote
Volkswagen Golf Hatchback (2013 - 2020) GTI 2.0 TSI BMT 230PS (03/17 on)32£2,980.18£914.54£796.14£767.16Get Quote
Volkswagen Golf R (2020 onwards) R 2.0 TSI 333 4Motion DSG33£2,293.32£1,256.31£1,048.45£1,141.00Get Quote
Volkswagen Golf Hatchback (2013 - 2020) GTI Performance 2.0 TSI 245 DSG33£2,293.32£1,256.31£1,048.45£1,141.00Get Quote
Volkswagen Golf GTI (2013 - 2017) Clubsport 40 2.0 TSI DSG33£2,293.32£1,256.31£1,048.45£1,141.00Get Quote
Volkswagen Golf Hatchback (1997 - 2004) GTi 1.8 T (180ps)33£2,293.32£1,256.31£1,048.45£1,141.00Get Quote
Volkswagen Golf R (2020 onwards) R Black Edition 2.0 TSI 333 4Motion DSG34£1,549.25£891.08£756.41£696.03Get Quote
Volkswagen Golf Hatchback (2013 - 2020) GTI TCR 2.0 TSI 290PS DSG34£1,549.25£891.08£756.41£696.03Get Quote
Volkswagen Golf Estate (2013 - 2020) R (Navigation) 2.0 TSI BMT 300PS 4Motion DSG34£1,549.25£891.08£756.41£696.03Get Quote
Volkswagen Golf R (2014 - 2016) R 2.0 TSI Hatchback34£1,549.25£891.08£756.41£696.03Get Quote
Volkswagen Golf GTI (2005 - 2008) GTI [Lthr] 2.0T L DSG34£1,549.25£891.08£756.41£696.03Get Quote
Volkswagen Golf R (2020 onwards) R 20 years 2.0 TSI 333 4Motion DSG35£1,951.55£1,055.05£952.11£921.24Get Quote
Volkswagen Golf GTI Cabriolet (2012 - 2016) GTI 2.0 TSI35£1,951.55£1,055.05£952.11£921.24Get Quote
Volkswagen Golf Hatchback (1997 - 2004) V6 2.8 V6 4MOTION35£1,951.55£1,055.05£952.11£921.24Get Quote
Volkswagen Golf GTI (2005 - 2008) Edition 30 2.0T36£1,795.79£947.00£829.72£807.78Get Quote
Volkswagen Golf R32 (2005 - 2008) R32 3.2 V6 4MOTION DSG36£1,795.79£947.00£829.72£807.78Get Quote
Volkswagen Golf Hatchback (1997 - 2004) R32 3.2 V636£1,795.79£947.00£829.72£807.78Get Quote
Volkswagen Golf Hatchback (2013 - 2020) R 2.0 TSI 300PS 4Motion DSG37£2,172.92£1,067.37£933.26£896.05Get Quote
Volkswagen Golf GTI Cabriolet (2012 - 2016) GTI 2.0 TSI (220bhp) (Nav) DSG37£2,172.92£1,067.37£933.26£896.05Get Quote
Volkswagen Golf GTI (2013 - 2017) Clubsport S 2.0 TSI 310PS38£1,992.12£1,028.10£890.79£870.50Get Quote
Volkswagen Golf Hatchback (2013 - 2020) R 2.0 TSI 300PS 4Motion DSG39£4,431.11£1,118.83£1,081.52£1,038.52Get Quote
Volkswagen Golf Estate (2013 - 2020) R 2.0 TSI BMT 310PS 4Motion DSG (03/17 on)39£4,431.11£1,118.83£1,081.52£1,038.52Get Quote
Volkswagen Golf R Cabriolet (2013 - 2014) R 2.0 TSI DSG39£4,431.11£1,118.83£1,081.52£1,038.52Get Quote

Average Volkswagen Golf insurance cost

To provide you with an idea of how much it may cost you to insure your Volkswagen Golf, we ran several quotes to find an average figure. Based on our results, on average, you could insure your Volkswagen Golf with a comprehensive policy for £910.74 yearly, or £80.85 paying monthly.

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Volkswagen Golf insurance cost by location

The table above shows the average cost of Volkswagen Golf insurance based on insurance groups and driver age. However, there are a number of other factors that affect the cost of your car insurance premiums, and one of the biggest is where you are in the UK. Where you live helps determine the level of risk that your car may be stolen or that you'll be involved in an accident, and this affects the cost of insurance.

To show the power of the postcode, here are some average quotes for a 30-year-old living in 3 different locations. The quotes are for a Volkswagen Golf Plus (2005 - 2008) Luna 1.4.

  • Expensive: £762.93 (London E10)
  • Mid-range: £547.83 (Chester CH1)
  • Cheap: £387.87 (Newquay TR8)

What factors affect my Volkswagen Golf insurance rate?

We've covered insurance groups, age and location. Here are some of the other factors that affect your insurance premium costs:

How can I save on my Volkswagen Golf premiums?

When searching for insurance, you'll want to find the best deal for a price that's within your budget. We've uncovered some tricks you can try to lower the cost of your premium, and we've listed them below.

  • Limit your car usage (where possible). Occasionally deciding to walk or get public transport, rather than using your car, can help to save on your premiums.
  • Pay annually rather than monthly. Whilst it might be scary to part with a large sum of money in one go, if you're able to pay annually you can save an average of £59.52 a year.
  • Install extra safety precautions. The safer your car is, the less of a risk it will be for companies to insure. By adding extra safety measures, you're quite likely to lower your premium.
  • Clear out the garage! If you have a garage – clear it out and park your car there. Parking your car in a garage reduces your risk to insurers and therefore reduces your premiums too.
  • Consider any named drivers. Only name drivers on the insurance policy that regularly drive the vehicle, you can easily add on others at a later date or get them temporary cover.
  • Don't just accept your renewal quote. When it's time for renewal, it's worth investing a couple of hours to shop around: there may be cheaper options out there.

Bottom line

As we've shown, factors like where you live, how old you are, whether you want to pay monthly or annually, and the specific variant of Volkswagen Golf you're insuring all have a major impact on the cost of cover. In fact, the best prices we found ranged from £319.07 to £13,853.94, and that's based on shopping around to find a competitive deal. Unfortunately, if you don't shop around, there's every chance you could end up paying more than you have to.

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Jason is a writer and editor. He worked as a senior subeditor for Finder for 5 years and in that time became familiar with a wide range of financial products and services. Before that, he worked for Australian Associated Press. He has a BA from Macquarie University in Australia. Jason loves to help other people find new ways to save money. See full bio

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