Moneyfarm vs Hargreaves Lansdown (HL)

Ever wondered who would come out on top in a battle between Moneyfarm vs Hargreaves Lansdown (HL)? Well, read on to find out how they compare for features, fees and much more.

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By

George Sweeney, DipFA

Updated

Fact checked
Overall winner Our verdict
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Moneyfarm vs Hargreaves Lansdown: At a glance

Moneyfarm logoHargreaves Lansdown logo
Finder Score7.6Great8.7Great
Customer satisfaction survey★★★★★★★★★★
Fees score6.7Standard6.6Standard
Stocks and shares ISA available?
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Round 1: Products

Moneyfarm logoHargreaves Lansdown logo
Stocks and shares ISA
Lifetime ISA (LISA)
Interest on cash balances
Keep in mindCapital at riskCapital at risk
Go to SiteGo to Site

Round 2: Investment choice

Moneyfarm logoHargreaves Lansdown logo
Investment choice score8.1Great9.1Excellent
Available markets 3+4+
Number of investments1,000+11,000+
Number of ETFs/funds6001,500
Fractional shares
Min. initial deposit£1£1
Keep in mindCapital at riskCapital at risk
Go to SiteGo to Site

Round 3: Fees

Moneyfarm logoHargreaves Lansdown logo
Fees score6.7Standard6.6Standard
Platform fees£00.35%
Price per trade£3.95£6.95
Funds/ETFs£3.95
£1.95 funds
£6.95 ETFs (frequent trader discounts apply)
Foreign exchange fee0.7%0.99%
Regular investingYesYes from £25/month (no commission)
£3.95 (20 or more trades in previous month)
Withdrawal fee£0£0
Deposit fee£0£0
Inactivity fee£0£0
Keep in mindCapital at riskCapital at risk
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Round 4: Ease of use

Moneyfarm logoHargreaves Lansdown logo
Ease of use score9.3Excellent10Excellent
Apple iOS rating4.6/54.7/5
Google Play rating 4.3/53.2/5
UI/UXGoodGood
Desktop or web access
Mobile app
Keep in mindCapital at riskCapital at risk
Go to SiteGo to Site

Round 5: Tools, resources and features

Moneyfarm logoHargreaves Lansdown logo
Features score6.7Standard8.3Great
Analysis features
Social features
Learning resources
Keep in mindCapital at riskCapital at risk
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Overall winner: Is Moneyfarm better than Hargreaves Lansdown?

Moneyfarm is an excellent digital wealth manager, but most things it does, HL does better.

Moneyfarm is slightly cheaper for fees, but when you compare Moneyfarm vs Hargreaves Lansdown across all categories, it’s HL that usually comes out on top and this is reflected in the overall Finder score.

Winner: Hargreaves Lansdown (HL)

All investing should be regarded as longer term. The value of your investments can go up and down, and you may get back less than you invest. Past performance is no guarantee of future results. If you’re not sure which investments are right for you, please seek out a financial adviser. Capital at risk.


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Deputy editor

George is a deputy editor at Finder. He has previously written for The Motley Fool UK, Nasdaq, Freetrade, Investing in the Web, MoneyMagpie, Online Mortgage Advisor, Wealth, and Compare Forex Brokers. He's focused on making personal finance and investing engaging for everyone. To do this he draws from previous work and his Level 4 Diploma for Financial Advisers (DipFA), sharing what he’s learnt. When he’s not geeking out about money, you’ll find him playing sports and staying active. See full bio

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