All investing should be regarded as longer term. The value of your investments can go up and down, and you may get back less than you invest. Past performance is no guarantee of future results. If you’re not sure which investments are right for you, please seek out a financial adviser. Capital at risk.
interactive investor (ii) vs Hargreaves Lansdown (HL): At a glance
Round 1: Accounts
![]() | ![]() | |
| Stocks and shares ISA | ||
| Lifetime ISA (LISA) | ||
| Interest on cash balances | ||
| Keep in mind | Capital at risk | Capital at risk |
| Go to Site | Go to Site |
Round 3: Investment choice
![]() | ![]() | |
| Investment choice score | 9.1Excellent | |
| Shares | ||
| ETFs | ||
| Bonds | ||
| Funds | ||
| Keep in mind | Capital at risk | Capital at risk |
| Go to Site | Go to Site |
Round 5: Fees
![]() | ![]() | |
| Fees score | 6.8Standard | |
| Min. initial deposit | £1 | £1 |
| Price per trade | £3.99 (free regular investing available) | £11.95 |
| Frequent trader rate | £0 | £5.95 |
| Foreign exchange fee | 0.75% | 1% |
| Keep in mind | Capital at risk | Capital at risk |
| Go to Site | Go to Site |
Round 6: Features
![]() | ![]() | |
| Features score | 10Excellent | |
| Desktop or web access | ||
| iPhone app | ||
| Android app | ||
| In-app news and research | ||
| In-app top-up | ||
| Keep in mind | Capital at risk | Capital at risk |
| Go to Site | Go to Site |
Round 7: Learning resources
![]() | ![]() | |
| Resources rating | ★★★★★ | ★★★★★ |
| Guides | ||
| Videos and walkthroughs | ||
| Demo account | ||
| In-depth learning tools | ||
| Keep in mind | Capital at risk | Capital at risk |
| Go to Site | Go to Site |
Overall winner: Is interactive investor better than Hargreaves Lansdown?
These platforms are, on the face of it, very similar. As you can see above, it works out cheaper to go with Hargreaves Lansdown, but if you plan to open several different trading accounts (such as a JISA, an ISA and a general investment account), then you may end up spending less with interactive investor.
These are both quite good platforms for beginners. interactive investor has some educational tools that can help you learn more about investing and get to grips with it.
Overall, the service is pretty similar, but in most cases, ii comes in at a cheaper price point while still offering a huge range of investments and a premium customer service experience.
interactive investor (ii)
More guides on Finder
-
IG 7% interest offer: Boost your uninvested cash
Investing platform IG is offering a temporary 7% interest rate on uninvested cash to new UK clients.
-
Charles Stanley Direct platform review
Charles Stanley Direct offers a brokerage service to UK investors. Find out what Finder’s investing expert thought when testing and using this broker.
-
Robinhood UK investing review 2026
Commission-free investing app Robinhood has launched in the UK. Our investing expert tried it out – find out the pros and cons.
-
XTB Review 2026
Find out about the features, fees, and much more in our expert review of the commission-free XTB trading platform.
-
Lightyear investing review 2026
The Lightyear app is a cheap option for investing in stocks and ETFs with a free stocks and shares ISA. We provide an expert hands-on review to give you insights.
-
Dodl review
We’ve reviewed AJ Bell’s new trading platform, Dodl to take a look at the fees, features and what you can trade with this upcoming app.
-
Interactive Brokers review
Find out what we thought of Interactive Brokers, some key features, information about its platforms and how much Interactive Brokers costs.
-
Wealthify review 2026
We look at Wealthify’s stocks and shares ISA, SIPP, JISA, and GIA. We’ve reviewed all Wealthify options, covering fees, features, and safety.
-
Moneybox app review
If you’re interested in investing but don’t know where to start, Moneybox might be the solution for you. We review its features, charges and ISA options.
-
Hargreaves Lansdown (HL) review 2026
Hargreaves Lansdown is the UK’s biggest and most comprehensive wealth manager, so it’s not the cheapest. We cover everything in this review.


