Bank of Scotland share dealing

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Today the Bank aims to help people make safe and informed investments, whatever their financial goals. Keep reading to find out more about Banks of Scotland’s investment options.

Warning: The value of investments can go down as well as up so you may not get back the money you invest. Please ensure you understand the risks.

What does the Bank of Scotland offer?

Bank of Scotland provide a number of simple ways to help you start investing your cash. It currently provides 6 ways to invest:

1. Share Dealing Account
2. Stocks and Shares ISA
3. ShareBuilder account
4. SIPP account
5. Investment Account
6. Investment ISA

You can either invest into a managed fund which will invest on your behalf, or decide which shares, funds, bonds, gilts or Exchange Traded Funds (ETFs) to invest in yourself.

To help you make educated and reliable decisions the Bank also offers extensive market insights, price alerts and trading tools. They’ll also deal with all the administration, so you can spend longer choosing the best place to invest.

What are the benefits of investing with Bank of Scotland?

• Choose where to invest yourself or pick a managed fund
• ISA accounts available for both, meaning you save paying tax on your returns
• Sell part or all of your investment without paying any additional fees
• Use their Market Research Centre for all the latest news and tools needed to start making smart investments

Related offers

Best for

All rounder

Fineco

Best for

Low-cost trading

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Best for

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What are the features of each investment option?

• Share Dealing Account

  Trade on 7 world markets in a variety of investments.

  • Trade online or over the phone
  • Choose to invest in shares, funds, bonds, gilts, investment trusts and ETFs in UK and international markets
  • Pay per trade for both UK and international shares
  • You’ll need to pay Stamp Duty when buying UK stocks, this is 0.5% of the value of the investment you’ve buy
  • Use their Market Research Centre to get all the news and tools you’ll need to start making informed investments

• Stocks and Shares ISA

  Invest in shares, bonds, funds, gilts in a tax-efficient way.

  • Profit made from your investments will be free of Capital Gains Tax
  • Pay per trade for both UK and international shares
  • Invest a maximum of £20,000 in a tax year
  • You’ll need to pay Stamp Duty when buying UK stocks, this is 0.5% of the value of the investment you buy
  • Use their Market Research Centre to get all the news and tools you’ll need to start making informed investments

• ShareBuilder

  An account if you’re looking to try out the stock market but haven’t got a lump sum to invest upfront.

  • Gradually build your investment portfolio through regular monthly payments from as little as £20 a month
  • Pay per trade for both UK and international shares
  • Make investments on set days, up to 4 times a month
  • Use their Market Research Centre to get all the news and tools you’ll need to start making informed investments

• Self Invested Personal Pension (SIPP)

  A super tax-efficient way to save for your retirement.

  • Use your pension fund to invest in shares, funds, bonds and much more
  • As with all pensions you’ll pay no Capital Gains Tax and receive tax relief on your own contributions
  • Transfer into the account in a lump sum or save regularly
  • Pay per trade for both UK and international shares
  • Use their Market Research Centre to get all the news and tools you’ll need to start making informed investments

• Investment Account

  Invest in a managed fund, which pools together money from many individuals.

  • Choose a low, medium or high risk managed fund
  • A professional fund manager will invest in a broad range of assets based on your objectives
  • Make regular payments, invest a lump sum, or do both
  • Sell part or all of your investment at any point, without being charged a fee
  • ideal for those looking to invest without wanting to do the research

• Investment ISAs

  Choose from three managed funds, all offering a different level of risk and potential reward. Plus save on returns by avoiding paying tax.

  • You won’t have to pay tax on any income or capital gains made from your investments
  • Transfer money from and existing cash, stock or share ISA and keep your tax efficient status
  • Choose a low, medium or high risk managed fund
  • A professional fund manager will invest in a broad range of assets based on your objectives
  • Make regular payments, invest a lump sum, or do both
  • Sell part or all of your investment at any point, without being charged a fee
  • ideal for those looking to invest without wanting to do the research

How safe is my investment?

The Bank of Scotland is fully regulated by the Financial Conduct Authority (FCA) so you can remain assured your investments are safe here.

Compare share trading options

• Share dealing platforms
• Stocks and shares ISAs
• Pensions

Data indicated here is updated regularly

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Name	Product	Price per trade	Frequent trader rate	Platform fees	Brand description
Fineco		£2.95	£2.95	Zero platform fee	Fineco Bank is good for share traders and investors looking for a complete platform and wide offer. Your first 50 trades are free with Fineco, until 30/09/2020. T&Cs apply. Capital at risk.	Go to site View details	Compare	loading Fetching your data...
IG		0% commission on US shares, and £3 on UK shares	From £5	£0 - £24 per quarter	IG is good for experienced traders, and offers learning resources for beginners, all with wide access to shares, ETFs and funds. Capital at risk.	Go to site View details	Compare	loading Fetching your data...
Hargreaves Lansdown Fund and Share Account		£11.95	£5.95	No fees	Hargreaves Lansdown is the UK's number one platform for private investors, with the depth of features you'd expect from an established platform. Capital at risk.	Go to site View details	Compare	loading Fetching your data...
eToro Free Stocks		0% commission, no markup, no ticket fee, no management fee	N/A	Withdrawal fee & GDP to USD deposit conversion	Capital at risk. 0% commission but other fees may apply.	Go to site View details	Compare	loading Fetching your data...
Interactive Investor		From £7.99 on the Investor Service Plan	From £7.99 on the Investor Service Plan	No transfer fees or exit fees. £9.99 a month on the Investor Service Plan	Interactive Investor offers everything most investors need. Its flat fees makes it pricey for small portfolios, but cheap for big ones. Capital at risk.	Go to site View details	Compare	loading Fetching your data...

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Name	Product	Minimum deposit	Maximum annual fee	Price per trade	Brand description
Moneyfarm stocks and shares ISA		£1500	0.75%	£0		Go to site View details	Compare	loading Fetching your data...
Hargreaves Lansdown stocks and shares ISA		£100	0.45%	£11.95	Hargreaves Lansdown is the UK's biggest wealth manager. It's got everything you'll need, from beginners to experienced investors. Capital at risk.	Go to site View details	Compare	loading Fetching your data...
Interactive Investor stocks and shares ISA		Any lump sum or £25 a month	£119.88	£7.99	Interactive Investor offers everything most investors need. Its flat fees makes it pricey for small portfolios, but cheap for big ones. Capital at risk.	Go to site View details	Compare	loading Fetching your data...
Saxo Markets stocks and shares ISA		No minimum deposit requirement	0.12%	£8.00	Saxo Markets offers a wide access to a range of stocks, ETFs and funds. Capital at risk.	Go to site View details	Compare	loading Fetching your data...
AJ Bell stocks and shares ISA		£500	0.25%	£9.95	AJ Bell is a good all-rounder for people who to choose between shares, funds, ISAs and pensions. Capital at risk.	Go to site View details	Compare	loading Fetching your data...
Fidelity stocks and shares ISA		£1000 or a regular savings plan from £50	0.35%	£10.00	Fidelity is another good all-rounder, offering a good package at a decent price. Not suited for trading shares. Capital at risk.	Go to site View details	Compare	loading Fetching your data...
Nutmeg stocks and shares ISA		£100	0.75%	£0	Nutmeg offers three types of portfolios. Choose the one that goes with your investment style. Capital at risk.	Go to site View details	Compare	loading Fetching your data...

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Name	Product	Minimum investment	Choose from	Annual fee	Brand description
Moneyfarm Pension		£1,500 (initial investment)	7 funds	0.35%-0.75%	Moneyfarm has pensions that are matched against your risk appetite, goals and planned retirement date. Capital at risk.	Go to site View details	Compare	loading Fetching your data...
PensionBee Pension		No minimum	7 funds	0.5% - 0.95%	Pension Bee is a newbie in the pension market. It helps consolidate your pension plans into one place. Capital at risk.	Go to site View details	Compare	loading Fetching your data...
Hargreaves Lansdown Pension		£100 or £25 a month	2,500 funds	0-0.45%	Hargreaves Lansdown is the UK's biggest wealth manager. It's got three different retirement options. Capital at risk.	Go to site View details	Compare	loading Fetching your data...
Interactive Investor Pension		Any lump sum or £25 a month	Over 3,000 funds	£10/month	interactive investor is a flat-fee platform, which makes it cost effective for larger portfolios. Capital at risk.	Go to site View details	Compare	loading Fetching your data...
Saxo Markets Pension		£10	Over 11,000 funds	No annual fee	Saxo Markets gives flexibility and control over your investment strategy. Capital at risk.	Go to site View details	Compare	loading Fetching your data...
AJ Bell Pension		£1,000	Over 2,000 funds	0.05-0.25%	AJ Bell has two different pension options, a self managed pension and one that is managed for you. Capital at risk.	Go to site View details	Compare	loading Fetching your data...
Moneybox Pension		£1	3 funds	0.15% - 0.45% charged monthly	Manage your money with an easy-to-use Moneybox app. Capital at risk.	Go to site View details	Compare	loading Fetching your data...

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