Bank of Scotland share dealing

Make tax free profits with the Bank of Scotland Investment ISAs.

Formed back in 1695, the Bank of Scotland has a long history of providing excellent financial services – currently supporting over 2.8 million personal customers.

Today the Bank aims to help people make safe and informed investments, whatever their financial goals. Keep reading to find out more about Banks of Scotland’s investment options.

Warning: The value of investments can go down as well as up so you may not get back the money you invest. Please ensure you understand the risks.

What does the Bank of Scotland offer?

Bank of Scotland provide a number of simple ways to help you start investing your cash. It currently provides 6 ways to invest:

1. Share Dealing Account
2. Stocks and Shares ISA
3. ShareBuilder account
4. SIPP account
5. Investment Account
6. Investment ISA

You can either invest into a managed fund which will invest on your behalf, or decide which shares, funds, bonds, gilts or Exchange Traded Funds (ETFs) to invest in yourself.

To help you make educated and reliable decisions the Bank also offer extensive market insights, price alerts and trading tools. They’ll also deal with all the administration, so you can spend longer choosing the best place to invest.

What are the benefits of investing with Bank of Scotland?

• Choose where to invest yourself or pick a managed fund
• ISA accounts available for both, meaning you save paying tax on your returns
• Sell part or all of your investment without paying any additional fees
• Use their Market Research Centre for all the latest news and tools needed to start making smart investments

What are the features of each investment option?

• Share Dealing Account

  Trade on 7 world markets in a variety of investments.

  • Trade online or over the phone
  • Choose to invest in shares, funds, bonds, gilts, investment trusts and ETFs in UK and international markets
  • Pay per trade for both UK and international shares
  • You’ll need to pay Stamp Duty when buying UK stocks, this is 0.5% of the value of the investment you’ve buy
  • Use their Market Research Centre to get all the news and tools you’ll need to start making informed investments

• Stocks and Shares ISA

  Invest in shares, bonds, funds, gilts in a tax-efficient way.

  • Profit made from your investments will be free of Capital Gains Tax
  • Pay per trade for both UK and international shares
  • Invest a maximum of £20,000 in a tax year
  • You’ll need to pay Stamp Duty when buying UK stocks, this is 0.5% of the value of the investment you buy
  • Use their Market Research Centre to get all the news and tools you’ll need to start making informed investments

• ShareBuilder

  An account if you’re looking to try out the stock market but haven’t got a lump sum to invest upfront.

  • Gradually build your investment portfolio through regular monthly payments from as little as £20 a month
  • Pay per trade for both UK and international shares
  • Make investments on set days, up to 4 times a month
  • Use their Market Research Centre to get all the news and tools you’ll need to start making informed investments

• Self Invested Personal Pension (SIPP)

  A super tax-efficient way to save for your retirement.

  • Use your pension fund to invest in shares, funds, bonds and much more
  • As with all pensions you’ll pay no Capital Gains Tax and receive tax relief on your own contributions
  • Transfer into the account in a lump sum or save regularly
  • Pay per trade for both UK and international shares
  • Use their Market Research Centre to get all the news and tools you’ll need to start making informed investments

• Investment Account

  Invest in a managed fund, which pools together money from many individuals.

  • Choose a low, medium or high risk managed fund
  • A professional fund manager will invest in a broad range of assets based on your objectives
  • Make regular payments, invest a lump sum, or do both
  • Sell part or all of your investment at any point, without being charged a fee
  • ideal for those looking to invest without wanting to do the research

• Investment ISAs

  Choose from three managed funds, all offering a different level of risk and potential reward. Plus save on returns by avoiding paying tax.

  • You won’t have to pay tax on any income or capital gains made from your investments
  • Transfer money from and existing cash, stock or share ISA and keep your tax efficient status
  • Choose a low, medium or high risk managed fund
  • A professional fund manager will invest in a broad range of assets based on your objectives
  • Make regular payments, invest a lump sum, or do both
  • Sell part or all of your investment at any point, without being charged a fee
  • ideal for those looking to invest without wanting to do the research

How safe is my investment?

The Bank of Scotland is fully regulated by the Financial Conduct Authority (FCA) so you can remain assured your investments are safe here.

Compare share trading options

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Name	Product	Price per trade	Frequent trader rate	Platform fees
Hargreaves Lansdown Fund & Share Account		£11.95	£5.95	Transfer out fee	Your capital is at risk.	Go to site More Info	Compare	loading Fetching your data...
IG		0% commission on US shares, and £3 on UK shares	From £5	£0 - £24 per quarter	Your capital is at risk.	Go to site More Info	Compare	loading Fetching your data...
eToro Free Stocks		0% commission, no markup, no ticket fee, no management fee	N/A	Withdrawal fee & GDP to USD deposit conversion	Your capital is at risk.	Go to site More Info	Compare	loading Fetching your data...
Saxo Markets Share Dealing Account		£8	0.05% (min £5)	0.12% per year & transfer-out fee	Your capital is at risk.	Go to site More Info	Compare	loading Fetching your data...

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