Bank of Scotland share dealing

Make tax free profits with the Bank of Scotland Investment ISAs.

Formed back in 1695, the Bank of Scotland has a long history of providing excellent financial services – currently supporting over 2.8 million personal customers.

Today the Bank aims to help people make safe and informed investments, whatever their financial goals. Keep reading to find out more about Banks of Scotland’s investment options.

Warning: The value of investments can go down as well as up so you may not get back the money you invest. Please ensure you understand the risks.

What does the Bank of Scotland offer?

Bank of Scotland provide a number of simple ways to help you start investing your cash. It currently provides 6 ways to invest:

1. Share Dealing Account
2. Stocks and Shares ISA
3. ShareBuilder account
4. SIPP account
5. Investment Account
6. Investment ISA

You can either invest into a managed fund which will invest on your behalf, or decide which shares, funds, bonds, gilts or Exchange Traded Funds (ETFs) to invest in yourself.

To help you make educated and reliable decisions the Bank also offer extensive market insights, price alerts and trading tools. They’ll also deal with all the administration, so you can spend longer choosing the best place to invest.

What are the benefits of investing with Bank of Scotland?

• Choose where to invest yourself or pick a managed fund
• ISA accounts available for both, meaning you save paying tax on your returns
• Sell part or all of your investment without paying any additional fees
• Use their Market Research Centre for all the latest news and tools needed to start making smart investments

What are the features of each investment option?

• Share Dealing Account

  Trade on 7 world markets in a variety of investments.

  • Trade online or over the phone
  • Choose to invest in shares, funds, bonds, gilts, investment trusts and ETFs in UK and international markets
  • Pay per trade for both UK and international shares
  • You’ll need to pay Stamp Duty when buying UK stocks, this is 0.5% of the value of the investment you’ve buy
  • Use their Market Research Centre to get all the news and tools you’ll need to start making informed investments

• Stocks and Shares ISA

  Invest in shares, bonds, funds, gilts in a tax-efficient way.

  • Profit made from your investments will be free of Capital Gains Tax
  • Pay per trade for both UK and international shares
  • Invest a maximum of £20,000 in a tax year
  • You’ll need to pay Stamp Duty when buying UK stocks, this is 0.5% of the value of the investment you buy
  • Use their Market Research Centre to get all the news and tools you’ll need to start making informed investments

• ShareBuilder

  An account if you’re looking to try out the stock market but haven’t got a lump sum to invest upfront.

  • Gradually build your investment portfolio through regular monthly payments from as little as £20 a month
  • Pay per trade for both UK and international shares
  • Make investments on set days, up to 4 times a month
  • Use their Market Research Centre to get all the news and tools you’ll need to start making informed investments

• Self Invested Personal Pension (SIPP)

  A super tax-efficient way to save for your retirement.

  • Use your pension fund to invest in shares, funds, bonds and much more
  • As with all pensions you’ll pay no Capital Gains Tax and receive tax relief on your own contributions
  • Transfer into the account in a lump sum or save regularly
  • Pay per trade for both UK and international shares
  • Use their Market Research Centre to get all the news and tools you’ll need to start making informed investments

• Investment Account

  Invest in a managed fund, which pools together money from many individuals.

  • Choose a low, medium or high risk managed fund
  • A professional fund manager will invest in a broad range of assets based on your objectives
  • Make regular payments, invest a lump sum, or do both
  • Sell part or all of your investment at any point, without being charged a fee
  • ideal for those looking to invest without wanting to do the research

• Investment ISAs

  Choose from three managed funds, all offering a different level of risk and potential reward. Plus save on returns by avoiding paying tax.

  • You won’t have to pay tax on any income or capital gains made from your investments
  • Transfer money from and existing cash, stock or share ISA and keep your tax efficient status
  • Choose a low, medium or high risk managed fund
  • A professional fund manager will invest in a broad range of assets based on your objectives
  • Make regular payments, invest a lump sum, or do both
  • Sell part or all of your investment at any point, without being charged a fee
  • ideal for those looking to invest without wanting to do the research

How safe is my investment?

The Bank of Scotland is fully regulated by the Financial Conduct Authority (FCA) so you can remain assured your investments are safe here.

Compare share trading options

• Share trading
• CFD trading
• Spread betting
• Cryptocurrency CFDs
• Forex trading

Updated July 24th, 2019

Sort by:

Name	Product	Price per trade	Frequent trader rate	Platform fees
Degiro Share Dealing		£1.75 + 0.022% (max £5.00)	£1.75 + 0.022% (max £5.00)	Portfolio transfer fees (in & out)	Your capital is at risk.	Go to site More Info		loading Fetching your data...
The Share Centre Share Account		from £7.50 on the Frequent Dealer Option (or 1% minimum £7.50)	£24 per quarter	£2.00 for a Share Account	Your capital is at risk.	Go to site More Info		loading Fetching your data...
Interactive Investor Trading Account		From £7.99 on the Investor Service Plan	From £7.99 on the Investor Service Plan	No transfer fees or exit fees. £9.99 a month on the Investor Service Plan	Your capital is at risk.	Go to site More Info		loading Fetching your data...
IG Share Dealing Account		£8	From £5	£0 - £24/quarter	Your capital is at risk.	Go to site More Info		loading Fetching your data...
Hargreaves Lansdown Fund & Share Account		£11.95	£5.95	Transfer out fee	Your capital is at risk.	Go to site More Info		loading Fetching your data...

Compare up to 4 providers

Clear selection

Compare

Updated July 24th, 2019

Sort by:

Name	Product	FTSE 100 daily spread	Wall Street daily spread	GBP-USD daily spread	EUR-USD daily spread
eToro CFD Trading		150pips.	-	4pips. (variable)	3pips. (variable)	65% of retail investor accounts lose money when trading CFDs with this provider. CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. You should consider whether you understand how CFDs work, and whether you can afford to take the high risk of losing your money.	Go to site		loading Fetching your data...
24option.com CFD Trading		1pt. (fixed) margin: 0.5%+	0.8pts. (fixed) margin: 0.5%+	1.0pips. (fixed) margin: 0.5%	0.8pips. (fixed) margin: 0.5%+	84.94% of retail investor accounts lose money when trading CFDs with this provider. CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.	Go to site		loading Fetching your data...
IG CFD Trading		1pt. (variable) margin: 5%+	1.6pts. (variable) margin: 5%+	0.9pips. (variable) margin: 3.33%+	0.6pips. (variable) margin: 3.33%+	Spread bets and CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 76% of retail investor accounts lose money when trading spread bets and CFDs with this provider. You should consider whether you understand how spread bets and CFDs work, and whether you can afford to take the high risk of losing your money.	Go to site		loading Fetching your data...
Plus500 CFD Account		1pt. (variable) margin: 0.33%+	4pts. (variable) margin: 0.33%+	2.1pips (variable) margin: 0.33%+	0.6pips (variable) margin: 0.33%+	80.6% of retail investor accounts lose money when trading CFDs with this provider. CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.	Go to site		loading Fetching your data...
XTB CFD Trading		0.5	1	0.1	0.2	79% of retail investor accounts lose money when trading CFDs with this provider. CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.	Go to site		loading Fetching your data...

Compare up to 4 providers

Clear selection

Compare

Updated July 24th, 2019

Sort by:

Name	Product	FTSE 100 daily spread	Wall Street daily spread	GBP-USD daily spread	EUR-USD daily spread
IG Spread Betting Account		1pt. (variable) margin: 0.5%+	1.6pts. (variable) margin: 0.5%+	0.9pips. (variable) margin: 1%+	0.6pips. (variable) margin: 0.5%+	Spread bets and CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 76% of retail investor accounts lose money when trading spread bets and CFDs with this provider. You should consider whether you understand how spread bets and CFDs work, and whether you can afford to take the high risk of losing your money.	Go to site		loading Fetching your data...

Compare up to 4 providers

Clear selection

Compare

Updated July 24th, 2019

Sort by:

Name	Product	Cryptocurrencies	Bitcoin daily spread	Ethereum daily spread	Market hours
eToro CFD Trading		Bitcoin, Ethereum, Bitcoin Cash, Ethereum Classic, Ripple, Litecoin + more	0.75%	1.90%	24/7	65% of retail investor accounts lose money when trading CFDs with this provider. CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. You should consider whether you understand how CFDs work, and whether you can afford to take the high risk of losing your money.	Go to site		loading Fetching your data...
24option.com Cryptocurrency CFD Trading		Bitcoin, Ethereum, Bitcoin Cash, Ethereum Classic, Ripple, Litecoin	30pips (variable)	6pips (variable)	Sunday 22:00 - Friday 21:59	84.94% of retail investor accounts lose money when trading CFDs with this provider. CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.	Go to site		loading Fetching your data...
IG crypto CFD Trading		Bitcoin, Ethereum, Bitcoin Cash, Bitcoin Gold, Litecoin, Ripple	110 pips (variable) leverage: 1:20+	5 pips (variable) leverage: 1:5+	Saturday 8am - Friday 10pm	Spread bets and CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 76% of retail investor accounts lose money when trading spread bets and CFDs with this provider. You should consider whether you understand how spread bets and CFDs work, and whether you can afford to take the high risk of losing your money.	Go to site		loading Fetching your data...
Plus500 Cryptocurrency CFD Trading		Bitcoin, Ethereum, Bitcoin Cash, IOTA, Litecoin, Ripple			24/7	80.6% of retail investor accounts lose money when trading CFDs with this provider. CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.	Go to site		loading Fetching your data...
XTB Cryptocurrency			1%	1%	24h from 04:00 to 22:00	79% of retail investor accounts lose money when trading CFDs with this provider. CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.	Go to site		loading Fetching your data...

Compare up to 4 providers

Clear selection

Compare

Updated July 24th, 2019

Sort by:

Name	Product	EUR/GBP daily spread	USD/JPY daily spread	GBP-USD daily spread	EUR-USD daily spread
eToro Forex Trading		4 pips	2 pips	4 pips	3 pips	65% of retail investors lose money when trading CFDs with this provider. CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.	Go to site		loading Fetching your data...
24option.com Forex Trading		4 pips	3 pips	4 pips	3 pips	84.94% of retail investors lose money when trading CFDs with this provider. CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.	Go to site		loading Fetching your data...
Pepperstone Forex Trading		1.9pips	1.2pips	1.9 pips	1 pip	74.6% of retail investors lose money when trading CFDs with this provider. CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.	Go to site		loading Fetching your data...
Plus500 Forex Trading		-	-	-	-	80.6% of retail investors lose money when trading CFDs with this provider. CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.	Go to site		loading Fetching your data...
IG Forex Trading		0.9 pips	0.7 pips	0.9pts (variable) margin: 3.33%+	0.6pts (variable) margin: 3.33%+	Spread bets and CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 76% of retail investor accounts lose money when trading spread bets and CFDs with this provider. You should consider whether you understand how spread bets and CFDs work, and whether you can afford to take the high risk of losing your money.	Go to site		loading Fetching your data...
FXTM Forex Trading		2.4 pips	2.1 pips	2.1 pips	2.0 pips	64% of retail investors lose money when trading CFDs with this provider. CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.	Go to site		loading Fetching your data...
XTB Forex Trading		0.1 pips	0.1 pips	0.1 pips	0.2 pips	79% of retail investors lose money when trading CFDs with this provider. CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.	Go to site		loading Fetching your data...

Compare up to 4 providers

Clear selection

Compare