Foundation Home Loans Mortgage Rates & Fees Comparison

Foundation Home Loans offers a range of fixed and variable rate mortgages that could be suitable for you.

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compare Foundation Home Loans
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
Foundation Homes Loans works with intermediaries to help their clients find residential and buy-to-let mortgages. They cater to lenders with atypical needs, such as lenders with historic credit problems and portfolio landlords, as well as offering standard mortgage schemes. An in-house team is available to discuss specific cases if necessary.

What types of mortgages can I get with Foundation Home Loans?

  • Fixed rate Your interest rate will remain locked for a set amount of time. After your fixed-rate period ends, you’ll be switched onto a reversion rate which sits a specific percentage above the LIBOR rate.
  • Remortgages You can switch away from your existing mortgage provider via the lender’s remortgage products.
  • Buy to let This mortgage allows you to borrow money to purchase an additional property and let it out.

How to apply

You can apply for a mortgage through one of the lender’s intermediaries.

What information is needed to apply?

You’ll need to provide proof of ID, proof of residency and your last three monthly bank statements. Employed applicants must provide their most recent P60 and their last three monthly payslips. Self-employed applicants must provide two years worth of accounts.

Eligibility criteria

You must be aged between 18 and 75 buying a property in England and Wales.

Employees must have been in their current job for at least six months. Self-employed applicants must be able to show at least two years worth of accounts

Any previous CCJs or defaults you suffered must be satisfied. Any IVAs or bankruptcies must have been satisfied at least three years ago. You must not have taken out a payday loan or debt management plan in the last 12 months. Applicants receiving income support or jobseeker’s allowance will not be considered.

Contact information

For general enquiries, call 0344 770 8030, email customerservices@foundationhomeloans.co.uk or write a letter to Foundation Home Loans, 5 Arlington Square, Downshire Way, Bracknell, Berkshire, RG12 1WA.

Compare Foundation Home Loans using a mortgage broker

There are huge benefits to choosing to use a mortgage broker to help you get the right deal. They will do all of the hard work and research for you. They are experts in comparing the hundreds of loans and lenders out in the market based on your individual needs and eligibility, so you won’t have to worry about being forced into a deal. Your broker will also negotiate with your chosen lender on your behalf to make sure you are getting the right deal for you.

L&C work with over 80 different mortgage lenders, including Foundation Home Loans, giving you a great opportunity to compare different mortgage deals in the market. To apply for a mortgage through L&C click the link below.

L&C Mortgage Advice

London and Country Mortgage Experts

L&C is a specialist broker offering mortgage comparison & free advice.

  • Compare over 80 mortgage lenders
  • Fee FREE mortgage advice
  • Personal customer service from start to finish
  • Open 7 days a week
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The finder.com mortgage service is provided by London & Country Mortgages (L&C). Beazer House, Lower Bristol Road, Bath BA2 3BA.
L&C are authorised and regulated by the Financial Conduct Authority (reg no. 143002). Please note the FCA does not regulate most Buy to Let mortgages.

Frequently asked questions

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