Accord Mortgages – comparison of mortgage rates and fees

Accord Mortgages offers a range of fixed and variable rate mortgages that could be suitable for you.

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Matthew Boyle

Updated

Mar 15, 2021

Fact checked

Accord Mortgages is an intermediary-only lender, operating as a subsidiary of Yorkshire Building Society.

This means that new customers must access Accord Mortgages through one of their mortgage broker partners, while existing customers can use the website to switch deals.

Compare Accord Mortgages’s mortgage rates

Name	Product	Initial rate	Revert rate (SVR)	Maximum LTV	Borrower type	Overall cost for comparison	Cashback	Apply link
Accord Mortgages 30/09/2028 Fixed Accord Mortgages 30/09/2028 Fixed Remortgaging		4.24% fixed until 30/09/2028	7.49% variable	60%	Remortgaging	6.3% APRC		Check eligibility View details	loading Fetching your data...
Accord Mortgages 30/09/2028 Fixed Accord Mortgages 30/09/2028 Fixed Remortgaging		4.29% fixed until 30/09/2028	7.49% variable	75%	Remortgaging	6.3% APRC		Check eligibility View details	loading Fetching your data...
Accord Mortgages 30/09/2028 Fixed Accord Mortgages 30/09/2028 Fixed First-time buyerHome mover		4.33% fixed until 30/09/2028	7.49% variable	60%	First-time buyer, Moving home	6.3% APRC		Check eligibility View details	loading Fetching your data...
Accord Mortgages 30/09/2028 Fixed Accord Mortgages 30/09/2028 Fixed Remortgaging		4.34% fixed until 30/09/2028	7.49% variable	80%	Remortgaging	6.3% APRC		Check eligibility View details	loading Fetching your data...
Accord Mortgages 30/09/2028 Fixed Accord Mortgages 30/09/2028 Fixed First-time buyerHome mover		4.38% fixed until 30/09/2028	7.49% variable	75%	First-time buyer, Moving home	6.3% APRC		Check eligibility View details	loading Fetching your data...
Accord Mortgages 30/09/2028 Fixed Accord Mortgages 30/09/2028 Fixed Remortgaging		4.39% fixed until 30/09/2028	7.49% variable	60%	Remortgaging	6.3% APRC		Check eligibility View details	loading Fetching your data...
Accord Mortgages 30/09/2028 Fixed Accord Mortgages 30/09/2028 Fixed Remortgaging		4.39% fixed until 30/09/2028	7.49% variable	60%	Remortgaging	6.3% APRC		Check eligibility View details	loading Fetching your data...
CASHBACK Accord Mortgages 30/09/2028 Fixed Accord Mortgages 30/09/2028 Fixed Remortgaging	CASHBACK	4.41% fixed until 30/09/2028	7.49% variable	75%	Remortgaging	6.3% APRC	Eligible customers can receive up to £250 cashback on completion. T&Cs apply.	Check eligibility View details	loading Fetching your data...
Accord Mortgages 30/09/2028 Fixed Accord Mortgages 30/09/2028 Fixed Remortgaging		4.41% fixed until 30/09/2028	7.49% variable	75%	Remortgaging	6.3% APRC		Check eligibility View details	loading Fetching your data...
Accord Mortgages 30/09/2028 Fixed Accord Mortgages 30/09/2028 Fixed First-time buyerHome moverRemortgaging		4.42% fixed until 30/09/2028	7.49% variable	60%	First-time buyer, Moving home, Remortgaging	6.3% APRC		Check eligibility View details	loading Fetching your data...
Accord Mortgages 30/09/2028 Fixed Accord Mortgages 30/09/2028 Fixed Remortgaging		4.43% fixed until 30/09/2028	7.49% variable	80%	Remortgaging	6.3% APRC		Check eligibility View details	loading Fetching your data...
CASHBACK Accord Mortgages 30/09/2028 Fixed Accord Mortgages 30/09/2028 Fixed Remortgaging	CASHBACK	4.43% fixed until 30/09/2028	7.49% variable	60%	Remortgaging	6.3% APRC	Eligible customers can receive up to £250 cashback on completion. T&Cs apply.	Check eligibility View details	loading Fetching your data...
Accord Mortgages 30/09/2028 Fixed Accord Mortgages 30/09/2028 Fixed Remortgaging		4.43% fixed until 30/09/2028	7.49% variable	80%	Remortgaging	6.3% APRC		Check eligibility View details	loading Fetching your data...
Accord Mortgages 30/09/2028 Fixed Accord Mortgages 30/09/2028 Fixed First-time buyerHome moverRemortgaging		4.44% fixed until 30/09/2028	7.49% variable	75%	First-time buyer, Moving home, Remortgaging	6.3% APRC		Check eligibility View details	loading Fetching your data...
Accord Mortgages 30/09/2028 Fixed Accord Mortgages 30/09/2028 Fixed Remortgaging		4.44% fixed until 30/09/2028	7.49% variable	80%	Remortgaging	6.4% APRC		Check eligibility View details	loading Fetching your data...
CASHBACK Accord Mortgages 30/09/2028 Fixed Accord Mortgages 30/09/2028 Fixed Remortgaging	CASHBACK	4.45% fixed until 30/09/2028	7.49% variable	75%	Remortgaging	6.3% APRC	Eligible customers can receive up to £250 cashback on completion. T&Cs apply.	Check eligibility View details	loading Fetching your data...
Accord Mortgages 30/09/2028 Fixed Accord Mortgages 30/09/2028 Fixed First-time buyerHome moverRemortgaging		4.46% fixed until 30/09/2028	7.49% variable	80%	First-time buyer, Moving home, Remortgaging	6.4% APRC		Check eligibility View details	loading Fetching your data...
CASHBACK Accord Mortgages 30/09/2028 Fixed Accord Mortgages 30/09/2028 Fixed First-time buyerHome mover	CASHBACK	4.47% fixed until 30/09/2028	7.49% variable	60%	First-time buyer, Moving home	6.3% APRC	Eligible customers can receive up to £250 cashback on completion. T&Cs apply.	Check eligibility View details	loading Fetching your data...
CASHBACK Accord Mortgages 30/09/2028 Fixed Accord Mortgages 30/09/2028 Fixed Remortgaging	CASHBACK	4.47% fixed until 30/09/2028	7.49% variable	80%	Remortgaging	6.3% APRC	Eligible customers can receive up to £250 cashback on completion. T&Cs apply.	Check eligibility View details	loading Fetching your data...
CASHBACK Accord Mortgages 30/09/2028 Fixed Accord Mortgages 30/09/2028 Fixed First-time buyerHome mover	CASHBACK	4.47% fixed until 30/09/2028	7.49% variable	60%	First-time buyer, Moving home	6.3% APRC	Eligible customers can receive up to £250 cashback on completion. T&Cs apply.	Check eligibility View details	loading Fetching your data...

Overall representative example
If you borrow £178,000 over a 25-year term at 4.56% p.a. (fixed) for 60 months reverting to 7.50% p.a. (variable) for the remaining term, you would make 60 monthly payments of £995.45 and 240 monthly payments of £1261.11. The total payable would be £362,773.40, which includes the interest of £184,393, valuation fees of £0 and a product fee of £0. The overall cost for comparison is 6.4% APRC representative.

Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

What types of mortgages can I get with Accord Mortgages?

Fixed rate

With a fixed-rate mortgage, the interest rate will remain the same for a set amount of time.

Remortgages

Accord allows you to switch from your existing mortgage provider to continue paying off your mortgage balance with one of its remortgage deals.

Variable rate

With a variable-rate mortgage, your interest rate may change from month-to-month based on economic conditions.

Tracker

With tracker mortgages, the interest rate follows another publicly available interest rate, typically the Bank of England base rate.

Buy to let

A buy-to-let mortgage allows you to borrow money to buy a second property and let it out.

How to apply

You can only apply for an Accord Mortgages product through a mortgage broker that lists Accord Mortgages as one of its lenders.

Eligibility criteria

You must be at least 18 years old and your mortgage must be paid off before you turn 75. Up to two borrowers can apply for a mortgage.

Contact information

You can reach Accord Mortgages by telephone on 0345 1200 891, or by sending a message through your online account if you are an existing customer. Alternatively, can also send a letter to Accord Mortgages, Yorkshire Building Society, Yorkshire House, Yorkshire Drive, Bradford, BD5 8LJ.

Can I make overpayments?

Yes, although there is an annual limit. If you go over this, you’ll pay an early repayment charge.

Frequently asked questions

Like most mortgages. you’ll need a range of personal details for your application. For a mortgage with Accord Mortgages you’ll need your past addresses for the previous 3 years, including the duration that you were there and residential status at each address, plus your nationality or leave to remain in UK. You’ll also need financial and employment information such as your employment status and job type, any previous or existing mortgages, and anticipated retirement income.

We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you.

Thank you for your feedback!

Matthew Boyle

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Matthew Boyle is a banking and mortgages publisher at Finder. He has a 7-year history of publishing helpful guides to assist consumers in making better decisions. In his spare time, you will find him walking in the Norfolk countryside admiring the local wildlife.

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Accord Mortgages – comparison of mortgage rates and fees

Accord Mortgages offers a range of fixed and variable rate mortgages that could be suitable for you.

Compare Accord Mortgages’s mortgage rates

What types of mortgages can I get with Accord Mortgages?

How to apply

Eligibility criteria

Contact information

Can I make overpayments?

Frequently asked questions

What information do I need to apply?

How long do I have to wait to hear a decision?

Matthew Boyle

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