Loans like On Stride

Before going into administration in October 2019, On Stride offered straightforward loans to people with less-than-perfect credit histories. We've compiled a list of popular UK lenders offering similar services.

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Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.

Please note: High-cost short-term credit is unsuitable for sustained borrowing over long periods and would be expensive as a means of longer-term borrowing.

Will you be approved?

Check your personalised rates and likelihood of acceptance.

Compare lenders like On Stride

NameRepresentative APRLoan amounts
On Stride On Stride 315.4% £150 to £5,000
Everyday Loans Personal Loan (fair credit) Everyday Loans Personal Loan (fair credit) 34.4% £1,000.00 to £15,000.00 Check eligibility
Bamboo Personal Loan Bamboo Personal Loan 49.7% £1,000.00 to £5,000.00 Check eligibility
Progressive Money Personal Loan for Homeowners Progressive Money Personal Loan for Homeowners 56.86% £1,000 to £15,000 Go to site
Likely Loans Personal Loan Likely Loans Personal Loan 59.9% £500.00 to £5,000.00 Check eligibility
Everyday Loans Personal Loan (poor credit) Everyday Loans Personal Loan (poor credit) 58.4% £1,000.00 to £10,000.00 Check eligibility
Savvy Personal Loan Savvy Personal Loan 319.5% £300 to £3,000 Go to site
NameRepresentative APRLoan amounts
TFS Loans Guarantor Loan TFS Loans Guarantor Loan 39.9% £1,000.00 to £15,000.00 Go to site
UK Credit Limited Homeowner Guarantor Loan UK Credit Limited Homeowner Guarantor Loan 29.9% £2,000.00 to £15,000.00 Go to site
Trusttwo Trusttwo (Homeowner Guarantor) Personal Loan Trusttwo Trusttwo (Homeowner Guarantor) Personal Loan 49.5% £500.00 to £10,000.00 Check eligibility
Bamboo Guarantor Loan Bamboo Guarantor Loan 49.7% £1,000.00 to £8,000.00 Check eligibility
UK Credit Limited Tenant Guarantor Loan UK Credit Limited Tenant Guarantor Loan 39.9% £2,000.00 to £6,000.00 Go to site
Amigo Guarantor Personal Loan Amigo Guarantor Personal Loan 49.9% £500.00 to £10,000.00 Check eligibility
Trusttwo Trusttwo (Tenant Guarantor) Personal Loan Trusttwo Trusttwo (Tenant Guarantor) Personal Loan 49.7% £500.00 to £10,000.00 Check eligibility
1plus1 Loans Guarantor Loan 1plus1 Loans Guarantor Loan 47.8% £1,000.00 to £10,000.00 Check eligibility

How do On Stride loans work?

If you feel let down by mainstream lenders, either because you don’t meet eligibility criteria or because your credit history is less than perfect, sites like On Stride can provide helpful access to finance, albeit at relatively high interest rates. On Stride didn’t expect you to have a flawless credit file, but as a responsible lender it did run affordability checks (including a credit search) before approving your application for a loan.

It’s important to compare your options before taking out a loan, and to seek out the best rates you’re eligible for. While On Stride may have suited some borrowers with poor credit, if you have good credit and can afford the loan you’re after, you should be able to access better rates. Similarly, if you have bad credit but could find a friend or relative with good credit to act as a guarantor (that’s somebody who promises to pay off the loan if you don’t), then once again, you may be able to access cheaper loans than if you apply alone.

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