Homeward Legal | Conveyancing for transfer of equity
- No-Completion Protection
- Get a quote in less than a minute
- Excellent Trustpilot rating
- CQS accredited solicitors tick
- Customer Helpline Mon-Sun
How to remove someone’s name from a title deed
A change in personal circumstances may make it necessary to remove a name from a property deed.
Whether it’s due to death, divorce or a change in personal circumstances, it may become necessary for a name to be removed from a property deed. This is usually achieved by the property owners, including the person whose name is being removed, completing a transfer deed.
Although you can generally complete the process yourself, you might want to get legal help and have a lawyer review the paperwork for you.
How can I remove a name from the title deed?
The basic process involves filling in a series of forms and sending them to HM Land Registry. The exact procedure you’ll need to follow depends on a few things, such as whether or not there is a mortgage on the property.
Steps to remove a name from a property deed
1. Fill in the application to change the register.
You’ll need to fill in the application to change the register, known as form AP1.
You can obtain a copy of the official title register for £3 from the Land Registry website.
2. Sign the transfer deed.
The transfer deed, often referred to as TR1, must be signed by the property owners, including the one who is being removed.
3. Take form ID1 to a solicitors’ firm.
Form ID1 is the certificate of identity for a private individual. This form needs to be completed by a solicitor. You must also take with you a valid form of identification, which must be one of either:
- A valid passport
- A current photocard driving licence from either the EU, UK, Isle of Man or Channel Islands. A provisional licence wouldn’t be enough
- A UK Biometric Residence Permit
You will also need to provide two of the following:
- A mortgage statement, sent by post, for the most recent finished accounting year
- A UK-issued credit card, supported by a recent account statement, under three months old
- A council rent book for the last three months
- A council tax bill for the current year
- A utility bill sent by post under three months ago
- A current firearm or shotgun certificate
4. Send the completed forms to HM Land Registry.
The forms should be sent to this address:
HM Land Registry
Citizen Centre
PO Box 74
Gloucester
GL14 9BB
Property deeds can be pretty tricky…
Don’t want to deal with all the trouble of handling your deed? You can consult with a lawyer who will complete the process for you.
What if there is a mortgage on the property?
If you need to remove a name from a title deed for a property with a mortgage on it, you will need written consent to do so from the lender. Generally, it is easier to obtain this if the person(s) left on the title deed is (are) sufficiently financially secure.
How can I remove a name from the title deed when a property owner dies?
In this case, you should fill in the deceased joint proprietor (DJP) form.
This form should then be sent to the HM Land Registry Citizen Centre, at this address:
HM Land Registry
Citizen Centre
PO Box 74
Gloucester
GL14 9BB
Frequently asked questions
We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you.
More guides on Finder
-
Mortgage statistics: The average UK mortgage size, payments and debt
From the average house price to how many outstanding mortgages there are, we explore all the latest mortgage statistics in the UK.
-
Finder Lending Innovation Awards 2022
These awards recognise innovation in the areas of credit cards, loans, mortgages and BNPL. We reveal this year’s winners.
-
Lending Innovation Awards 2021
These awards recognise innovation in the areas of credit cards, loans, mortgages and BNPL. We reveal this year’s winners.
-
Agricultural mortgage
What you need to know about getting a mortgage if you’re buying or refinancing a farm or farmland, including the factors lenders consider when you apply for one.
-
Mortgage for a pub
Everything you need to know about taking out a mortgage to buy or refinance a pub. Find out where to get one, how to get the best deal and the factors lenders consider.
-
Mortgage for a hotel
In-depth guide to taking out a commercial mortgage to buy or refinance a hotel. Find out how to get the best rates, factors lenders consider and what you need to apply.
-
Bridging loan vs commercial mortgage
Find out if a bridging loan or commercial mortgage would suit you if you’re buying or refinancing commercial property and when a bridging loan can be a better option.
-
How much deposit do I need for a commercial mortgage?
Find out how much deposit you need if you’re taking out a commercial mortgage, including the factors lenders take into account, and how to get the best deal for you.
-
Getting a 5% deposit mortgage under the government’s new guarantee scheme
Learn more about the new government scheme that allows first-time buyers and home movers to get on the property ladder.
-
Chain break finance
Learn everything you need to know about chain break finance – a type of bridging loan that stops you losing your dream home if the sale of your existing one falls through.
Ask an Expert
I purchased a house with friend and we took out joint mortgage, a few years ago I decided to opt out and I was removed from the mortgage and paid off by my friend but I still appear to remain on the tittle deed even now and I am looking to purchase a property?
How can I remove myself from the deed title, my ex- friend has ignored and declined to sign the AP1 form even though it is in their interest to do so ?
Hi Tina,
Thanks for getting in touch with finder.
If you wish to know how to remove a name from the title deed, you may want to review our page. If your friend doesn’t wish to cooperate, you may want to go through partition actions.
It is best to seek legal advice to get a more personalised action plan to solve your issue.
I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.
Have a wonderful day!
Cheers,
Joshua
My husband would like his name taken off the deeds. Is it correct I just need to fill out both an AP1 & TR1 form and take them to a solicitor with ID for verification. Then send both forms off to the land registry with a small fee.
I do not want to pay a solicitor for something I could potentially do myself, I accept it will take me longer to do it this way but I am in no rush.
Hi Bella,
Thank you for getting in touch with finder.
You’re right, just fill up AP1 first then TR1 form.
In this link, you would be able to watch a video too regarding your enquiry of taking off your husband’s name in the deeds.
I hope this helps.
Have a great day!
Cheers,
Jeni
Hi,
My brother-in-law and uncle own the house we are living in. There is a mortgage that my husband pays every month even the mortgage is under my brother-in-law’s name. In future if anything happens to my husband, where do I stand and my children because on the land register form my husbands name isn’t on it and neither on the mortgage?
Hi Anisa,
Thanks for getting in touch with finder.
The people whose names are written on the property deed technically own the house. As long as your husband isn’t on the property deed, even if he pays the monthly mortgage, he won’t have any right to the property. The same can be said for you and your children.
With this in mind, since your husband is making the payment, you might want to discuss with your brother-in-law and uncle the possibility of adding your husband’s name on the deed.
I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.
Have a wonderful day!
Cheers,
Joshua
hi i have been living in the same house since my divorce 6 yrs ago am wanting my x partner taken off the deeds of the property has she is now buying a house in spain with her partner how do i go about this ..my ex doesnt want anything to do with the property hasnt paid a penny towards this there is no equity in the property has i still owe 60000 on the morgage which will come to a end in 15 yrs time is there any forms a need to do this so its just my name on morgage and deeds thxs
Hi Gary,
Thanks for getting in touch with finder.
I understand that you want to remove your ex-wife’s name off the deed of your property. First off, if the property is still under mortgage, you need to discuss this with your lender. You will need written consent to do so from the lender. Generally, it is easier to obtain this if you, as the person left on the title deed, are sufficiently financially secure.
However, if your ex-wife isn’t cooperative, your case can easily get complicated. If necessary, you may need to go through partition actions which are lawsuits that force co-owners to give up their ownership interests. However, this can be costly and time-intensive so it’s best to avoid this where possible.
I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.
Have a wonderful day!
Cheers,
Gary
Hi!
I own a property with my mother on paper/loan agreement – The purpose for this mortgage was to insure the loan. I don’t make any contributions and wish to get my name removed, however our lender can’t overturn the loan in her name solely due to age/financial matters (although she can afford the mortgage each month)
Is there a way I can get my name removed, as I wish to purchase a property of my own.
Hi Nicola,
Thanks for getting in touch with finder.
Yes, it is possible for you to get your name removed. Since the property is still under mortgage, you need to discuss this with your lender. Generally, it is easier to remove your name if your mother, who will be left on the title deed, is sufficiently financially secure.
You may also want to talk with a specialist broker company to learn more about your options.
I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.
Have a wonderful day!
Cheers,
Joshua