Best sign-up bonus offers in the UK from banks and apps

Bank switch offers

Banks often pay money when you change your bank account. For these you will need to close and move over your old bank account to your new one using the Current Account Switch Service (CASS). For more details, head over to our bank switch offers guide.

Sign-up bonuses in the UK

We’ve rounded up sign-up bonuses from a range of providers, offering a variety of services including prepaid children’s cards to in-app money management. It includes popular promo codes and deals from providers such as Revolut and GoHenry.

Refer-a-friend bonuses in the UK

We’ve rounded up refer-a-friend offers available from a range of digital banks and e-money institutions. These include popular deals from banking apps like Revolut and Monzo. You can find a full list here.

Frequently asked questions

• Can an offer or a reward affect my credit score?

  There’s typically no impact on your credit score just from accepting a sign-up bonus or earning rewards using your account.

  However, if you’ve switched current accounts to secure the offer or reward, this can affect your credit score. But only temporarily.

  When you open a new account, banks tend to do a “hard” credit search, which will show on your credit file. This will reduce your credit score very slightly, but the effect is short-lived. We have a full guide on this.

• Can I switch a joint current account?

  You can switch a joint account to another joint account as long as the other person agrees. You can also switch from a single account to a joint account, but not the other way around.

• Do banks offer rewards on student accounts?

  Yes, lots! If you’re in the market for a student account, you’ll find lots of big names offering accounts packed with rewards, including free railcards, vouchers, generous overdraft terms and cash incentives. We have a full student bank account comparison here.

• What types of rewards can I get?

  Beyond cash switching incentives, there are other rewards on offer. Some banks offer a welcome cash deal just for opening an account. Others have a high interest rate on credit balances or linked savings accounts. You’ll also find cashback deals available and ongoing monthly reward programmes.