Audi SQ5 insurance rates

Do you feel that the Audi Q5 just isn’t exciting enough for you? Have you been looking for something a little sportier, and more streamlined? If so, the Audi SQ5 is the car for you. Audi’s sports variant of the traditional Q5 was released on the roads in September 2012, and it’s been a popular sell ever since.

In Audi’s own words, the SQ5 is the company’s traditional SUV model, but ‘turned up to eleven’. Read on to see how this model can be insured, and how you can save!

Audi SQ5 insurance groups and cost by driver’s age

When it comes to car insurance, all vehicles are given a specific insurance group that ranges from group 1 (cheapest) to group 50 (most expensive) which helps determine the cost of your premium. Audi SQ5 models range from insurance groups 41 to 44, so the cost of insurance can vary significantly. As an example, a 30-year-old driver in an average postcode could pay around £1,776 for cover on a Audi SQ5 SQ5 3.0 TDi Quattro 5d Tip Auto, or around £2,447 for a Audi SQ5 SQ5 Plus Quattro 5d Tip Auto.

You can find the insurance group, and likely cost, of your Audi SQ5 model in the table below.

• How we got these rates

  These rates are based on the average cost of cover for cars in the insurance groups shown, for drivers of different ages with a Newcastle (NE1) postcode, which our research suggests represents an average for insurance rates in the UK. Updated: June 2024 (source: Confused).

Average Audi SQ5 insurance rates

We aggregated quotes from a variety of well-known insurance companies in order to find out how much you’d be expected to pay to insure your Audi SQ5. Our research informed us that on average you could pay monthly instalments of £84.62, or a single annual payment of £918.44 for a comprehensive policy.

• How we got this rate

  To generate these quotes we used the following information:

  • The vehicle is a 2018 model
  • Manual transmission
  • Petrol
  • 1.2 litre engine
  • Factory fitted alarm system
  • The car is not modified
  • Used for social, domestic and commuting purposes
  • 10,000 mileage per year
  • The car is parked in a work car park during the day
  • The car is parked on a driveway at night
  • Owner is a 30-year-old, single teacher from London
  • Owner is a homeowner
  • Five years no claims discount
  • No driving or other convictions in the last 5 years

Audi SQ5 insurance cost by location

The table above shows the average cost of Audi SQ5 insurance based on insurance groups and driver age. However, there are a number of other factors that affect the cost of your car insurance premiums, one of the biggest being your location.

To show the power of the postcode, here are some average quotes for a 30-year-old living in three different locations. The quotes are for a Audi SQ5 SQ5 3.0 TDi Quattro 5d Tip Auto.

• Expensive: £4,143 (London SE1)
• Average: £1,776 (Newcastle NE1)
• Cheap: £1,306.86 (Galashiels TD1)

• How we got these rates

  These rates are based on the average cost of cover for cars in the locations shown. Our research suggests SE1 is one of the most expensive locations, NE1 represents an average cost location and TD1 represents one of the cheapest locations. Updated: June 2024 (source: Confused).

Which factors affect my Audi SQ5 insurance rate?

Along with insurance group, there are a number of key factors that have the biggest impact on your insurance premium costs:

• Engine type and capacity. In general, the bigger the engine, the higher the cost of your insurance. An average 30-year-old may pay £1,776 for the Audi SQ5 SQ5 3.0 TDi Quattro 5d Tip Auto, but could pay around £2,447 for the 2.0-litre Audi SQ5 SQ5 Plus Quattro 5d Tip Auto.
• Driver location. Where you live helps determine the level of risk that your car may be stolen or you’ll be involved in an accident, and this affects the cost of insurance. For example, a 30-year-old in central London may pay £6,019 for insurance for a Audi SQ5 SQ5 Plus Quattro 5d Tip Auto, while the same 30-year-old in Newcastle may only pay £2,447.
• Driver age. The younger you are, the more risk you represent to insurers, and the more you’re likely to pay for insurance. The average 20-year-old driver in London may pay £31,530 for the Audi SQ5 SQ5 3.0 TDi Quattro 5d Tip Auto, while the average 40-year-old Londoner will only pay £3,190.

Other factors that influence the cost of your insurance include:

• Your marital status
• Your credit history and job
• Your car’s safety rating score
• The model of your car
• The age of your car
• Your car’s security and any extra anti-theft precautions
• Annual miles driven
• Your driving history and activity
• No claims discount

How can I save on my Audi SQ5 premiums?

Whilst car insurance is a necessary legal requirement, you don’t want it leaving you with an empty bank account. When searching for insurance, you’ll want to find the best deal for a price that’s within your budget. There are some tricks you can try in order to lower the cost of your premium, and we’ve listed them below.

• Limit your car usage (where possible). Occasionally deciding to walk or get public transport, rather than using your car, can help to save on your premiums.
• Pay annually rather than monthly. Whilst it might be scary to part with a large sum of money in one go, by paying annually you can save an average of £59.52 a year.
• Install extra safety precautions. The safer your car is, the less of a risk it will be for companies to insure. By adding extra safety measures, you’re quite likely to lower your premium.
• Don’t just accept your renewal quote. Although it might be time consuming, when it’s time for renewal make sure you shop around and don’t just settle for the renewal price given to you – there may be cheaper options out there!

Facts about the Audi SQ5

• The SQ5 was revealed to the world for the first time at the Le Mans 24hr race in 2012, where it was put on display.
• The SQ5 can go from 0-60mph in just 5.1 seconds!
• Everyone likes cars with low running costs, and you’d be in luck with the Audi SQ5. It records an excellent fuel economy of just 41.5mpg!

Bottom line

The Audi SQ5 is a solid choice of a sports car, but you’ll pay significantly over the average rate to insure this car. Thankfully, the tips in this guide will help you to somewhat reduce your premiums.

Frequently asked questions

• What is the top speed of a Audi SQ5?

  Depending on the model version, you can expect a Audi SQ5 to reach a top speed of 174 miles per hour.

• Is the Audi SQ5 safe?

  When it comes to buying and insuring a new car, safety is obviously a top priority. With the SQ5 however, you can breathe easy.

  The European New Car Assessment Programme (Euro NCAP) tested the SQ5 in 2017 and gave it a perfect five-star review. As mentioned previously, the SQ5 comes with a number of premium safety features as standard – including rear-end entity detection software (the beep!), automatic braking at up to 52mph, and technology that detects an impending rear-end collision and works to better secure the occupants ahead of a collision. But adding to these safety features where you can could see the price of your premiums drop.

• How much car tax do I have to pay for the Audi SQ5?

  The UK standard car tax rate sits at £150 per year. However, you might pay more or less depending on your car’s emissions.

• Where can I buy a Audi SQ5?

  You can buy a Audi SQ5 from dealerships, online sellers or a current owner.

• Where can I find Audi SQ5 car insurance?

  You can compare the costs of Audi SQ5 car insurance using any price comparison website.

• Is a Audi SQ5 expensive to insure?

  The Audi SQ5 can be found in insurance groups ranging from 41 to 44. This means it will cost way above the average rate to insure them.

Written by

Danny Butler

Publisher

Danny is a publisher at Finder specialising in insurance and investing. He previously worked at the global insurer Aon and has appeared in national media giving advice on insurance. Danny holds a BA in International Business from the University of Plymouth and has undying loyalty to his average-poor football team, Portsmouth FC. See full bio

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Danny has written 368 Finder guides across topics including:

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