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Which banking app is best for travelling?

Use our table to find the best digital bank to use abroad.

If you’re going on a gap year, or on a trip abroad, you’re going to need a card you can use overseas. Traditional high-street banks usually charge fees for taking money out abroad, as well as making transactions for using contactless.

Our tables compare the digital banks everyone is talking about. See how they stack up against each other for spending abroad. Make sure you tick “compare” in the table to get a more detailed view of the products, and if you still want to know more, click “more info” to read our in depth reviews.

Which banking app should I use for travelling?

Updated June 17th, 2019
Name Product Foreign ATM withdrawals Foreign transactions fee Card cost Delivery speed
N26
ATM fees differ depending on country
No fees
Free
5-7 working days
App-based bank account that can be used on the go in any EU country. All about the ease of sending and saving money.
No ATM fees
No fees
Free with finder.com, otherwise card delivery is £4.99
Up to 9 working days
App-based current account with loads of extra features. (e.g. Real time transactions, payment categorisation, save spare change, free international money transfers, buy cryptocurrency)
No ATM fees up to £300 a day.
No fees
Free
Between 3-5 working days
Everything you get from a current account, but with new features for mobile living. (E.g. Goals for saving, spending catgorisation, interest on your balances)
€1 per withdrawal
2% on card spend and ATM usage
Card delivery is free
Between 3-5 business days
A multi-currency mobile banking app that aims to be ‘built around you’. Use it to open a fully functional current account instantly, straight from your phone, all supported by a feature-rich mobile app

Compare up to 4 providers

Why use a digital bank for travelling?

Digital banks like Monzo, Revolut, Starling and Monese have all of the same functionality as high street current account, but also usually offer free transactions and withdrawals abroad. More and more young people are turning to these banking apps for their day-to-day banking, as well as benefits such as overseas spending.

There are other dedicated travel money apps like WeSwap, which can be another great solution for travellers. Finally, you have the traditional travel money cards like the Post Office. Use our table to compare them, as well as other popular providers in the space, and find the right card for you.

What about prepaid cards?

Prepaid cards are another popular solution for travel money. WeSwap doesn’t fall into the same category as the above digital banks. It is worth an honourable mention though. It’s a global travel card and app, which you can use in literally any country. It claims it saves up to 90% vs banks and bureaux. Find out more by heading to WeSwap’s site. Sign up today using the button below to load £10 onto your card for free.

Degiro Trading Account

WeSwap: £10 travel money for free!

  • A global travel card and app
  • Save up to 90% vs banks & bureaux
  • Each WeSwapper gets a WeSwap card, load it up using £s
  • Swap your £ for any currency
  • Use your contactless Mastercard for holiday essentials

Should I just get some cash and not worry about a card?

If you’re just looking to get some euros delivered, or you want to explore some other travel money solutions, head to our dedicated travel money section.

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