Best bank accounts and apps for international travelling

Use our table to find the best digital banks and apps to use abroad on your holidays or business travel.

If you’re going on a gap year, or on a trip abroad, you’re going to need a card you can use overseas. Traditional high-street banks usually charge fees for taking money out abroad, as well as making transactions for using contactless.

Our tables compare the digital banks everyone is talking about. See how they stack up against each other for spending abroad. Make sure you tick “compare” in the table to get a more detailed view of the products, and if you still want to know more, click “more info” to read our in-depth reviews.

Which banking app should I use for travelling?

Name Product Foreign ATM withdrawals Foreign transactions fee Card cost Delivery speed
Starling Bank
Free
No fees
Free
Between 3-5 working days
Everything you get from a current account, but with new features for mobile living. (E.g. Goals for saving, spending catgorisation, interest on your balances)
WeSwap
Withdrawals of £200/$200/€200 or more – free
smaller withdrawals – a charge of £1.50 per withdrawal

No transaction fees (if you spend in one of the 18 wallet currencies)
Free
Between 3-5 working days in the UK, or within 10 days if you live outside the UK
Cashplus Account
£3 with current accounts. No ATM fees with traveller card.
No fees
Free
Between 3-5 working days
Current account and Mastercard - all managed from your phone. Also comes with a creditbuilder option.
bunq
Free (up to 10 withdrawals monthly)
No fees
Within 10 workings days
loading

Compare up to 4 providers

Why use a digital bank for travelling?

Digital banks like Monzo, Revolut, Starling and Monese have all of the same functionality as high street current account, but also usually offer free transactions and withdrawals abroad. More and more young people are turning to these banking apps for their day-to-day banking, as well as benefits such as overseas spending.

There are other dedicated travel money apps like WeSwap, which can be another great solution for travellers. Finally, you have the traditional travel money cards. Use our table to compare them, as well as other popular providers in the space, and find the right card for you.

What about prepaid cards?

Prepaid cards are another popular solution for travel money. WeSwap doesn’t fall into the same category as the above digital banks. It is worth an honourable mention though. It’s a global travel card and app, which you can use in literally any country. It claims it saves up to 90% vs banks and bureaux. Find out more by heading to WeSwap’s site. Sign up today using the button below to load £5 onto your card for free.

Should I just get some cash and not worry about a card?

If you’re just looking to get some euros delivered, or you want to explore some other travel money solutions, head to our dedicated travel money section.

We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you.

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