Beanstalk app review

Beanstalk enables the whole family to start saving into your child's Junior ISA through its mobile app.

What is Beanstalk?

Beanstalk describes itself as “the family app that invests in your kids”. It basically lets you open a stocks and shares Junior ISA (JISA) for your children, which parents, grandparents and other family members can all make contributions to. The idea is that the wider family clubs together to get a savings pot going for its youngest members.

How does Beanstalk work?

You can use the mobile app to open and manage JISA accounts for any or all of your children (plus there’s an adult stocks and shares ISA option as well should you want to have one for yourself).

The mobile app can be used to check the balance of the JISAs or add some more money in. There’s no minimum amount or regular contribution required, and you can see the accounts that you’ve opened all in one place.

You can also invite other family members or friends to “link” to a specific child’s account, and they can then make their own monetary contributions to that account through the Beanstalk app (which they will have to download). The people gifting money can also send messages through the app – for example, if they’re putting some birthday money into the account as a present.

Another interesting feature of Beanstalk is the ability to “round up” the change from your shopping transactions and add it to the accounts you’ve opened in the app (and you can choose to have it shared out equally across all the accounts).

What are the fees for Beanstalk?

The app is free to download and use, with no fixed monthly or minimum fees. Beanstalk’s annual fee is 0.5% of the account value.

Is Beanstalk safe?

Beanstalk is FCA regulated, and its customers’ money and investments are held under FCA client money and custody rules by its authorised investment platform provider. Investments are covered up to £85,000 under the Financial Services Compensation Scheme.

All investing should be regarded as longer term. The value of your investments can go up and down, and you may get back less than you invest. Past performance is no guarantee of future results. If you’re not sure which investments are right for you, please seek out a financial adviser. Capital at risk.


Michelle Stevens's headshot
Deputy editor

Michelle Stevens is a deputy editor at Finder, specialising in banking, credit, loans and mortgages. She has a journalism degree from the University of Sheffield and has been a journalist for 15 years, writing on topics including fintech, payment systems and retail. In her spare time, Michelle likes to travel, explore new foodie experiences and attempt to improve her own culinary skills. See full bio

Michelle's expertise
Michelle has written 106 Finder guides across topics including:
  • Banking
  • Mortgages
  • Credit
  • Fintech
  • Payments
  • Loans

More guides on Finder

  • Trade who? Tradu trading platform review

    Tradu recently launched in the UK. Find out what Finder’s investing expert thought when testing and using the trading platform

  • Robinhood UK review 2025

    Commission-free share-trading app Robinhood has launched in the UK. Our investing expert tried it out – find out the pros and cons.

  • XTB Review 2025

    Find out about the features, fees, and much more in our expert review of the commission-free XTB trading platform.

  • Lightyear investing review 2025

    The Lightyear app is a cheap option for investing in stocks and ETFs with a free stocks and shares ISA. We look and see if there are any catches.

  • Trading 212 review 2025

    We review the features and costs of Trading 212, an investment platform designed to teach you about investing and lets you buy shares with zero fees.

  • IG review

    Our IG review looks at the features, customer reviews, fees, learning resources and some pros and cons of IG’s platform.

  • interactive investor (ii) review

    We took a look at interactive investor to find out about its products, features, fees and app. Read our guide to get the full scoop about this investing platform.

  • eToro UK review 2025

    Online trading giant eToro lets you buy stocks with no commission, but is it the best option for traders and investors?

  • Freetrade review

    The Freetrade app lets you buy and sell UK, US, and EU stocks with minimal fees. We look under the bonnet to find out whether there are any catches.

  • Hargreaves Lansdown review

    Hargreaves Lansdown is the UK’s biggest and most comprehensive wealth manager, so it’s not the cheapest. We cover everything in this review.

Go to site