Take a seat and prepare for the take-off of the new Barclaycard Avios credit cards where you can earn Avios on your daily spending.
Up to 5,000 points
Intro bonus
28.9%
Representative APR
0%
Balance transfer fee
£0
Account fee
| Issuer | Barclaycard |
|---|---|
| Network | Mastercard |
| Representative APR | 28.9% APR (variable) |
| Annual/monthly fees | £0 |
| Loyalty scheme | Avios |
| Incentive | Earn 5,000 Avios when £1,000 spent on card over the first 3 months of opening. Earn 1 Avios for every £1 you spend. Spend £20,000 or more during the year and receive a British Airways cabin upgrade voucher to use on an Avios Reward Flight booking, or 7000 bonus Avios. Avios value varies dependent on reward (min 1000pts for flights) |
| Additional Rewards Info | Buy tickets for up to 3500 selected live events through Barclaycard entertainment and get 5% off tickets per year and exclusive pre-sale tickets on selected festivals with 10% off ticket prices. Save 10% on food and drink at all UK 02 Academy venues. |
| Purchases | 28.9% |
| Purchases interest-free period (days) | 56 |
| Balance transfers | 28.9% |
| Potential costs | ★★★★★ |
| Doing its job | ★★★★★ |
| Extras | ★★★★★ |
| Overall Finder rating | ★★★★★ |
| Overall customer rating | ★★★★★ |
Review by
Emily Herring is a Publisher at Finder specialising in credit-based products including credit cards and business and personal loans. Emily has a Masters in Creative Writing & Publishing and a Bachelor of Arts in Communication & Media.
If you’re a frequent flyer or are looking to start earning some tasty air miles ready for your summer holidays, take a seat and prepare for the take-off of the new Barclaycard Avios credit cards. Yes, that’s right, Barclaycard has launched not 1 but 2 rewards credit cards with partner Avios, but do they have the potential to leave American Express on the runway?
With the Barclaycard Avios card you can collect 1 Avios per £1 on your everyday spending, plus the opportunity to receive a British Airways cabin upgrade voucher if you meet the spend limit. Oh, and not to mention the first-class 5,000 Avios welcome bonus. Learn how to make the most out of your Avios with our helpful guide.
The Barclaycard Avios Card is a great option for those who want to start building up their Avios without the cost of an annual fee. But if you’re in the position to stretch your wallet a little further and part with £20 per month to pay for this card’s big sister, Barclaycard is offering a premium option where you can receive an exclusive welcome bonus of 50,000 Avios and a rate of 1.5 Avios per £1 spent, as long as you repay the card in full each month.
Both of the Barclaycard Avios Cards come with a fairly exclusive eligibility requirement and you must be at least 21 to be able to apply.
Just like any other rewards credit card, if you want to max out your rewards you will need to repay your card balance in full each month, otherwise you could be paying more in interest and any missed payments could damage your credit score. Start comparing our rewards credit cards today.
The Barclaycard Avios Card is issued on the Mastercard network so it's accepted at more than 50 million merchant locations across more than 210 countries and territories.
Approval for any credit card depends on your status. The representative APRs shown represent the interest rate offered to most successful applicants. Depending on your personal circumstances, the APR you're offered may be higher, or you may not be offered credit at all. Fees and rates are subject to change without notice. It's always wise to check the terms of any deal before you borrow.
You can make manual repayments through Barclaycard's app by logging in to your online banking or over the phone (0800 151 0900). Alternatively, you may wish to set up a direct debit.
A direct debit protects you from forgetting to make a repayment and either damaging your credit score, getting hit with a penalty fee (£12) or losing any promotional rates as a result.
You can arrange a direct debit for repayments when you apply for the credit card. The table below shows the options available.
| Minimum amount | Fixed amount | Fixed percentage | Full amount |
|---|---|---|---|
If you've compared cards and settled on the Barclaycard Avios Card, completing the secure online application form takes about 15 minutes. Before you apply, check that you meet the eligibility requirements and have the information and documents you'll need to make the process as straightforward as possible.
As a new contender in the travel rewards credit card market, the Barclaycard Avios Card has some tough competition to beat, particularly with the crowd pleasing British Airways American Express credit card. But with its no annual fee and reasonable interest rates, oh, and the generous welcome bonus, it’s plain to see that this new card has the potential to help you fly high, as long as you repay the balance in full each month.
Approval for any credit card depends on your status. The representative APRs shown represent the interest rate offered to most successful applicants. Depending on your personal circumstances, the APR you're offered may be higher, or you may not be offered credit at all. Fees and rates are subject to change without notice. It's always wise to check the terms of any deal before you borrow.
If Barclaycard is able to offer you this deal, the offer will specify a personalised credit limit based on Barclaycard's assessment of your situation. The minimum limit offered on this card is £50 and Barclaycard does not specify a maximum. Once you've had the card for a while and shown Barclaycard that you're reliable, you may wish to apply for a credit limit increase.
Although it's possible, withdrawing cash from a credit card account is generally not a good idea, as "cash-like transactions" (such as withdrawing cash at an ATM, getting cashback at the till, spending at a casino or buying currency) often incur steep fees and/or higher rates of interest.
The cash advance fee on the Barclaycard Avios Card is 2.99% (min. £2.99). For example, if you withdraw £50, you'll incur a fee of £2.99. Withdraw £250 and you'll incur a fee of £7.48.
The interest rate on this part of your balance will be 28.9% (chargeable from the day of the transaction – the card's usual "up to 56 days interest-free" grace period won't apply).
Non-sterling transactions are subject to a 2.99% charge (which is very standard). For example, if you spend 200 euros (£173.97), it'll cost you around £5.20 in fees.
Each month you must pay at least 3.75% of your balance at that point or £5.00 – whichever of the 2 figures is greater. So if you had, say, £120.00 outstanding, you'd pay £5.00, and if you had £533.33 outstanding, you'd pay £20.00.
Paying only the minimum required amount each month is generally not advisable as it tends to be a very expensive way to borrow money which can lead to persistent debt.
Our experts score rewards credit cards to determine their value against similar products on the market. We look at a number of important factors, like welcome bonuses, introductory and ongoing earn-rates, any caps or restrictions on the points you can earn, plus the potential costs involved with running the card both in the short and longer term.
You can read more about our scoring criteria on our credit card methodology page.