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The American Express Green Card review 2020
This simple yet almost iconic charge card offers an easy rewards programme with a flat annual fee and no interest.
Whether or not this is a suitable card for you is likely to come down to whether or not the rewards you’d earn through using the card would outweigh the annual fee.
You say: ★★★★★We say: ★★★★★
Doing its job: 3.5/5
In a nutshell:
Yearly account fee
Earn 1 point
per £1 spent
|Rep. APR||N/A (this product is a charge card).|
|Annual/monthly fees||£60 per annum|
|Incentive||1 point earned for virtually every £1 spent. Rewards points can be used as currency to buy flights and package holidays through American Express Travel. Reward points can also be redeemed for a wide range of products, experiences, travel and hotel stays. If you're an existing Cardmember, invite your friends to join American Express and you'll get 5,000 points if they are approved.|
|Additional Rewards Info||Access to tickets for must-see music, theatre and film events, often before they go on sale to the general public with American Express Experiences. Eligible for American Express Offers where cardmembers can choose offers from selected retailers to obtain discounts or cashback.|
Chris Lilly is a publisher at finder.com. He's a specialist in credit-based products including business and personal loans, mortgages and credit cards, and is passionate about helping UK consumers make informed decisions about their borrowing. In his spare time Chris likes forcing his kids to exercise more.
If you like simplicity, the The American Express Green Card could be up your street. Since it’s a charge card, you won’t pay any interest but you do have to clear your outstanding balance in full every month.
In return for the annual fee you can earn Membership reward points on all your spending, to redeem with a range of popular partners like Amazon, Boots, Eurostar or Expedia.
To decide if this card is a decent bet for you, try to work out how much you’d spend on it each month, and what that would earn you in rewards points. If it outweighs the fee, fantastic. If it doesn’t you may want to consider another Amex deal.
Pros and cons
- Customers report excellent customer service when dealing with American Express
- Earn points on day-to-day spending
- £60 annual account fee
- Applicants with low credit scores are unlikely to be eligible
How does this card compare to others that earn Membership Rewards?
How to apply for the Green Card
If you’d like to apply for this card, you can click “Go to site” above and start your application. Make sure you’ll eligible for an Amex credit card before applying, which you can do by using the American Express Eligibility Checker. You’ll need to provide personal and financial details as part of your application.
With the classic green styling, the American Express Green credit card is as iconic as they come, and a decent reward card to boot. While there’s a hefty annual fee, you’re able to earn points on all purchases, and as it’s a charge card, there’s also no interest to pay.
Of course, this still means you’ll need to clear your balance in full each month, or face sizeable late payment fees, making this a reward card that’s best suited for those looking to earn rewards but also responsible about how and when they spend.
Frequently asked questions
How does an American Express charge card work?
Is an American Express Green card worth it?
How many reward points will I get?
How many cards can I get?