If you’re a frequent shopper at Costco, this handy card combines membership and benefits.
Must read: American Express Costco TrueEarnings Card discontinued
As of May 2019, this card has been discontinued and is no longer available. However, this information has been kept for historical purposes. You can use this page to browse the range of credit cards currently available from American Express and to compare similar cards from other issuers.
The The American Express Costco TrueEarnings Card is essentially a clever way to get Costco membership without the fee, along with a range of cashback rewards.
The benefits aren’t just limited to Costco, with a zero introductory interest rate on purchases and a decent cashback reward on all restaurant bills and travel.
With no annual fee and an average APR rate, this card could prove worthwhile for regular Costco shoppers.
|Rep. APR||22.9% p.a. (variable)|
|Incentive||Earn 3% cashback on virtually all restaurant dining, 2% on nearly all travel bookings, and 1% virtually everywhere else. Cashback paid as a yearly Costo voucher.|
|Additional Rewards Info||Access to tickets for must-see music, theatre and film events, often before they go on sale to the general public with American Express Invites. Eligible for American Express Offers where cardmembers can choose offers from selected retailers to obtain discounts or cashback.|
|Purchases||0% for 6 months reverting to 22.9%|
|Purchases interest-free period (days)||56|
|Foreign usage charge (EU)||2.99%|
|Foreign usage charge (rest of world)||2.99%|
|Cash advance fee||3% (min. £3)|
|Late payment fee||£12|
|Exceeding limit fee||£12|
|Additional card fee||£0|
|Replacement card fee||£0|
|Residency||UK resident and has a UK bank or building society account.|
|Availability||Available to new customers|
Credit cards from American Express
Whether you’re looking for a card that lets you earn rewards or one that offers payment flexibility on forthcoming purchases, American Express has a wide range to match a variety of financial requirements.
Comparison of rewards credit cards
How to apply for the The American Express Costco TrueEarnings Card
If you want to get up and running with this rewarding Amex card before your next trip to Costco, simply visit the Amex site to complete the secure application form, which takes about 15 minutes. Before you apply, check that you meet the eligibility requirements and have the information and documents you’ll need to make the process as straightforward as possible.